CNA (CNA Financial) Retained Earnings: $9,637 Mil (As of Jun. 2026)

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CNA CNA Financial Corp CNA
70 GF Score
Price $50.53
GF Value $49.92
Valuation Fairly Valued
! 3 Warning Signs
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What is CNA Financial Retained Earnings?

CNA Financial CNA +1.05% 70 Retained Earnings is $9,637 Mil as of Jun. 2026. GuruFocus rates CNA with a GF Score™ of 70/100 and a GF Value™ of $49.92 (Fairly Valued). The stock has 3 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. CNA Financial's retained earnings for the quarter that ended in Jun. 2026 was $9,637 Mil.

CNA Financial's quarterly retained earnings declined from Dec. 2025 ($9,915 Mil) to Mar. 2026 ($9,448 Mil) but then increased from Mar. 2026 ($9,448 Mil) to Jun. 2026 ($9,637 Mil).

CNA Financial's annual retained earnings declined from Dec. 2023 ($9,755 Mil) to Dec. 2024 ($9,686 Mil) but then increased from Dec. 2024 ($9,686 Mil) to Dec. 2025 ($9,915 Mil).


CNA Financial  (NYSE:CNA) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


CNA Financial Retained Earnings Historical Data

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The historical data trend for CNA Financial's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CNA Financial Retained Earnings Chart

CNA Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9,663.00 9,336.00 9,755.00 9,686.00 9,915.00

CNA Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9,460.00 9,739.00 9,915.00 9,448.00 9,637.00
CNA
70GF Score
CNA Financial Corp CNA
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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CNA Financial Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $9,637 Mil mean?
CNA Financial (CNA) has a Retained Earnings of $9,637 Mil as of Jun. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on CNA Financial and its competitors.
Is CNA Financial's Retained Earnings too high?
CNA Financial's current Retained Earnings is $9,637 Mil. Overall, CNA Financial has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does CNA Financial's Retained Earnings compare to AIZ and AFG?
CNA Financial's Retained Earnings of $9,637 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on CNA Financial and its competitors. CNA Financial's current Retained Earnings is $9,637 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CNA Financial stock overvalued right now?
Based on GuruFocus' analysis, CNA Financial (CNA) is currently considered Fairly Valued. The stock's GF Value™ is $49.92, compared to a current price of $50.53 — trading 1.2% above its estimated fair value. The current Retained Earnings is $9,637 Mil. CNA Financial's overall GF Score™ is 70/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For CNA Financial (CNA), the current Retained Earnings is $9,637 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CNA Financial (CNA) Overvalued in 2026?

Based on GuruFocus' analysis, CNA Financial stock appears to be overvalued. The current stock price of $50.53 is trading 1.2% above its estimated GF Value™ of $49.92. GuruFocus considers CNA Financial to be Fairly Valued.

Key valuation signals for CNA:

  • Retained Earnings: $9,637 Mil
  • GF Value™: $49.92 vs. price of $50.53 (1.2% above fair value)
  • GF Score™: 70/100 with 3 warning signs

No single metric tells the full story. See the CNA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CNA Financial Business Description

Other Exchanges CNH:Germany
Address 151 N. Franklin, Chicago, IL, USA, 60606
CNA Financial Corporation (CNAF) is an insurance holding company that provides commercial property and casualty insurance. The company operates under five segments: Specialty, Commercial and International being its core business, and two segments for its non-core businesses, which are Life and Group and Corporate and Other. CNAF, through its segments, provides professional, financial, specialty property, and casualty products to small businesses and medium-scale organizations. It has its business spread across Continental Europe, United Kingdom, and Canada. The majority of the revenues are generated from the Specialty and Commercial segment of the business.
70GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$50.53
Price
$49.92
GF Value