Swedbank AB (FRA:FRYA) EV-to-OCF: -37.21 (As of Aug. 01, 2026)

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FRA:FRYA Swedbank AB FRA:FRYA
64 GF Score
Price €34.12
GF Value €20.15
Valuation Significantly Overvalued
! 10 Warning Signs
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What is Swedbank AB EV-to-OCF?

Swedbank AB FRA:FRYA +1.85% 64 EV-to-OCF is -37.21 as of Aug. 01, 2026. GuruFocus rates FRA:FRYA with a GF Score™ of 64/100 and a GF Value™ of €20.15 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,500 Banks companies, Swedbank AB ranks better than 95.93% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Swedbank AB's Enterprise Value is €107,605 Mil. Swedbank AB's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €-2,891 Mil. Therefore, Swedbank AB's EV-to-OCF for today is -37.21.

The historical rank and industry rank for Swedbank AB's EV-to-OCF or its related term are showing as below:

FRA:FRYA' s EV-to-OCF Range Over the Past 10 Years
Min: -48.54   Med: 2.25   Max: 167.32
Current: -36.83

During the past 13 years, the highest EV-to-OCF of Swedbank AB was 167.32. The lowest was -48.54. And the median was 2.25.

FRA:FRYA's EV-to-OCF is ranked better than
95.93% of 1500 companies
in the Banks industry
Industry Median: 3.975 vs FRA:FRYA: -36.83

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-01), Swedbank AB's stock price is €34.12. Swedbank AB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €2.531. Therefore, Swedbank AB's PE Ratio (TTM) for today is 13.48.


Swedbank AB  (FRA:FRYA) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Swedbank AB's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=34.12/2.531
=13.48

Swedbank AB's share price for today is €34.12.
Swedbank AB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.531.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Swedbank AB EV-to-OCF Related Terms


Swedbank AB EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Swedbank AB's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Swedbank AB EV-to-OCF Chart

Swedbank AB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.20 -38.37 -5.85 10.43 -21.82

Swedbank AB Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 24.60 16.63 -21.82 -24.31 -36.51

FRA:FRYA vs PNC, USB: EV-to-OCF Comparison

For the Banks - Regional subindustry, Swedbank AB's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Swedbank AB EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Swedbank AB's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Swedbank AB's EV-to-OCF falls into.


FRA:FRYA
64GF Score
Swedbank AB FRA:FRYA
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Swedbank AB EV-to-OCF Calculation

Swedbank AB's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=107604.772/-2891.475
=-37.21

Swedbank AB's current Enterprise Value is €107,605 Mil.
Swedbank AB's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-2,891 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -37.21 mean?
Swedbank AB (FRA:FRYA) has a EV-to-OCF of -37.21 as of Aug. 01, 2026. According to the industry distribution chart, Swedbank AB ranks #61 out of 1500 companies in the Banks industry, placing it in the top 4.1%.
Is Swedbank AB's EV-to-OCF too high?
Swedbank AB's current EV-to-OCF is -37.21. Based on the distribution chart, Swedbank AB ranks #61 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Swedbank AB has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Swedbank AB's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, Swedbank AB ranks #61 out of 1500 companies for EV-to-OCF. This places Swedbank AB in the top 4% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 3.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.98, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swedbank AB's current EV-to-OCF is -37.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swedbank AB stock overvalued right now?
Based on GuruFocus' analysis, Swedbank AB (FRA:FRYA) is currently considered Significantly Overvalued. The stock's GF Value™ is €20.15, compared to a current price of €34.12 — trading 69.3% above its estimated fair value. The current EV-to-OCF is -37.21. Swedbank AB's overall GF Score™ is 64/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Swedbank AB (FRA:FRYA), the current EV-to-OCF is -37.21 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Swedbank AB (FRA:FRYA) Overvalued in 2026?

Based on GuruFocus' analysis, Swedbank AB stock appears to be overvalued. The current stock price of €34.12 is trading 69.3% above its estimated GF Value™ of €20.15. GuruFocus considers Swedbank AB to be Significantly Overvalued.

Key valuation signals for FRA:FRYA:

  • EV-to-OCF: -37.21
  • GF Value™: €20.15 vs. price of €34.12 (69.3% above fair value)
  • GF Score™: 64/100 with 10 warning signs

No single metric tells the full story. See the FRA:FRYA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Swedbank AB Business Description

Address Landsvagen 40, Sundbyberg, Stockholm, SWE, 17263
Swedbank is one of the largest retail banks in Sweden, where it derives the lion's share of its income. The bank is the result of merging savings and union banks in Sweden in the aftermath of the financial crisis in the early 1990s in Sweden. The remaining independent savings banks in Sweden remain in close collaboration with Swedbank, acting as an additional product distribution channel to Swedbank and sharing Swedbank's IT systems and part of its development costs. In addition, the bank operates in the three Baltic states: Estonia, Latvia, and Lithuania.
64GF Score

Get the complete analysis for FRA:FRYA

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€34.12
Price
€20.15
GF Value