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BTV Vier Lander Bank AGFRA:ZTY 60 EV-to-OCF is 0.17 as of Aug. 12, 2026, which is 39% below its 10-year median of 0.28. GuruFocus rates FRA:ZTY with a GF Score™ of 60/100 and a GF Value™ of €54.54 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,497 Banks companies, BTV Vier Lander Bank AG ranks better than 68.14% on this metric.
The historical rank and industry rank for BTV Vier Lander Bank AG's EV-to-OCF or its related term are showing as below:
FRA:ZTY'
s EV-to-OCF Range Over the Past 10 Years
Min: -59.81 Med: 0.28 Max: 46.86
Current: 0.28
During the past 13 years, the highest EV-to-OCF of BTV Vier Lander Bank AG was 46.86. The lowest was -59.81. And the median was 0.28.
FRA:ZTY's EV-to-OCF is ranked better than 68.14% of 1497
companies
in the Banks industry
Industry Median: 3.99
vs FRA:ZTY: 0.28
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
BTV Vier Lander Bank AG (FRA:ZTY) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
BTV Vier Lander Bank AG's PE Ratio (TTM) for today is calculated as:
BTV Vier Lander Bank AG's share price for today is €100.00.
BTV Vier Lander Bank AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €4.140.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BTV Vier Lander Bank AG's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BTV Vier Lander Bank AG EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, BTV Vier Lander Bank AG's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where BTV Vier Lander Bank AG's EV-to-OCF falls into.
BTV Vier Lander Bank AG's current Enterprise Value is €107.5 Mil.
BTV Vier Lander Bank AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €647.9 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BTV Vier Lander Bank AG (FRA:ZTY) has a EV-to-OCF of 0.17 as of Aug. 12, 2026. This is 39% below median its historical median of 0.28. According to the industry distribution chart, BTV Vier Lander Bank AG ranks #477 out of 1497 companies in the Banks industry, placing it in the top 31.9%.
Is BTV Vier Lander Bank AG's EV-to-OCF too high?
BTV Vier Lander Bank AG's current EV-to-OCF of 0.17 is 39% below median its 10-year median of 0.28. The Banks industry median EV-to-OCF is 3.99. BTV Vier Lander Bank AG's value of 0.17 is 95.7% below this industry median. Based on the distribution chart, BTV Vier Lander Bank AG ranks #477 out of 1497 companies in the Banks industry, which is above the industry midpoint. Overall, BTV Vier Lander Bank AG has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BTV Vier Lander Bank AG's EV-to-OCF compare to PNC and USB?
According to the Banks industry distribution chart, BTV Vier Lander Bank AG ranks #477 out of 1497 companies for EV-to-OCF. This puts BTV Vier Lander Bank AG in the upper half of its industry. The industry median EV-to-OCF is 3.99. BTV Vier Lander Bank AG's value of 0.17 is 95.7% below this benchmark. While the company's 10-year median is 0.28 vs. the industry median of 3.99, BTV Vier Lander Bank AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.99, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BTV Vier Lander Bank AG's current EV-to-OCF of 0.17 is 95.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BTV Vier Lander Bank AG's current EV-to-OCF is 0.17, which is 39% below median its own 10-year median of 0.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BTV Vier Lander Bank AG stock overvalued right now?
Based on GuruFocus' analysis, BTV Vier Lander Bank AG (FRA:ZTY) is currently considered Significantly Overvalued. The stock's GF Value™ is €54.54, compared to a current price of €100.00 — trading 83.4% above its estimated fair value. The current EV-to-OCF is 0.17, which is 39% below median its 10-year median of 0.28 and 95.7% below the Banks industry median of 3.99. BTV Vier Lander Bank AG's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For BTV Vier Lander Bank AG (FRA:ZTY), the current EV-to-OCF is 0.17 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BTV Vier Lander Bank AG (FRA:ZTY) Overvalued in 2026?
Based on GuruFocus' analysis, BTV Vier Lander Bank AG stock appears to be overvalued.
The current stock price of €100.00 is trading 83.4% above its estimated GF Value™ of €54.54.
GuruFocus considers BTV Vier Lander Bank AG to be Significantly Overvalued.
Key valuation signals for FRA:ZTY:
EV-to-OCF: 0.17 (39% below median its 10-year median of 0.28)
GF Value™: €54.54 vs. price of €100.00 (83.4% above fair value)
Industry Position: 95.7% below the Banks median (#477 of 1497)
No single metric tells the full story. See the FRA:ZTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BTV Vier Lander Bank AG provides banking and financial products and services. It operates in Austria, Switzerland and Germany. It has corporate clients, retail clients, institutional clients and banks, leasing, and cable cars segments. The firm derives the majority of the revenues from the corporate client's segment.
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