Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
iA FinancialIAFNF +6.47%55 EV-to-OCF is 10.92 as of Sep. 14, 2026, which is 9% above its 10-year median of 10.03. GuruFocus rates IAFNF with a GF Score™ of 55/100 and a GF Value™ of $97.70 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 500 Insurance companies, iA Financial ranks worse than 65.6% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, iA Financial's Enterprise Value is $14,433 Mil.
iA Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $1,322 Mil. Therefore, iA Financial's EV-to-OCF for today is 10.92.
The historical rank and industry rank for iA Financial's EV-to-OCF or its related term are showing as below:
IAFNF'
s EV-to-OCF Range Over the Past 10 Years
Min: -483.86 Med: 10.03 Max: 53.75
Current: 10.92
During the past 13 years, the highest EV-to-OCF of iA Financial was 53.75. The lowest was -483.86. And the median was 10.03.
IAFNF's EV-to-OCF is ranked worse than 65.6% of 500
companies
in the Insurance industry
Industry Median: 6.365
vs IAFNF: 10.92
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
iA Financial's PE Ratio (TTM) for today is calculated as:
iA Financial's share price for today is $151.52.
iA Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $8.390.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
iA Financial EV-to-OCF Related Terms
iA Financial EV-to-OCF Historical Data
* Premium members only.
The historical data trend for iA Financial's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, iA Financial's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
iA Financial EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, iA Financial's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where iA Financial's EV-to-OCF falls into.
iA Financial's current Enterprise Value is $14,433 Mil.
iA Financial's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1,322 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
iA Financial (IAFNF) has a EV-to-OCF of 10.92 as of Sep. 14, 2026. This is near median its historical median of 10.03. According to the industry distribution chart, iA Financial ranks #328 out of 500 companies in the Insurance industry, placing it in the top 65.6%.
Is iA Financial's EV-to-OCF too high?
iA Financial's current EV-to-OCF of 10.92 is near median its 10-year median of 10.03. The Insurance industry median EV-to-OCF is 6.37. iA Financial's value of 10.92 is 71.6% above this industry median. Based on the distribution chart, iA Financial ranks #328 out of 500 companies in the Insurance industry, which is below the industry midpoint. Overall, iA Financial has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does iA Financial's EV-to-OCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, iA Financial ranks #328 out of 500 companies for EV-to-OCF. This places iA Financial in the lower half of its industry. The industry median EV-to-OCF is 6.37. iA Financial's value of 10.92 is 71.6% above this benchmark. While the company's 10-year median is 10.03 vs. the industry median of 6.37, iA Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.37, based on 500 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. iA Financial's current EV-to-OCF of 10.92 is 71.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. iA Financial's current EV-to-OCF is 10.92, which is near median its own 10-year median of 10.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is iA Financial stock overvalued right now?
Based on GuruFocus' analysis, iA Financial (IAFNF) is currently considered Significantly Overvalued. The stock's GF Value™ is $97.70, compared to a current price of $151.52 — trading 55.1% above its estimated fair value. The current EV-to-OCF is 10.92, which is near median its 10-year median of 10.03 and 71.6% above the Insurance industry median of 6.37. iA Financial's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For iA Financial (IAFNF), the current EV-to-OCF is 10.92 as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is iA Financial (IAFNF) Overvalued in 2026?
Based on GuruFocus' analysis, iA Financial stock appears to be overvalued.
The current stock price of $151.52 is trading 55.1% above its estimated GF Value™ of $97.70.
GuruFocus considers iA Financial to be Significantly Overvalued.
Key valuation signals for IAFNF:
EV-to-OCF: 10.92 (near median its 10-year median of 10.03)
GF Value™: $97.70 vs. price of $151.52 (55.1% above fair value)
Industry Position: 71.6% above the Insurance median (#328 of 500)
No single metric tells the full story. See the IAFNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
iA Financial Corp Inc is an insurance and wealth management group based in Canada. It offers various life and health insurance products, savings and retirement plans, mutual funds, securities, loans, auto and home insurance, creditor insurance, replacement insurance, replacement warranties, extended warranties, and other ancillary products for dealer services and other financial products and services. The company's products and services are offered on both an individual and group basis and extend throughout Canada and the United States. Its operating segments are: Insurance, Canada; Wealth Management; U.S. Operations; Investment; and Corporate. Maximum revenue is generated from the Insurance, Canada segment.
55GF Score
Get the complete analysis for IAFNF
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
IAFNF has been successfully added to your 
