IAFNF (iA Financial) Shiller PE Ratio: 27.15 (As of Sep. 14, 2026) — 82% Above Median

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IAFNF iA Financial Corp Inc IAFNF
55 GF Score
Price $151.52
GF Value $97.70
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is iA Financial Shiller PE Ratio?

iA Financial IAFNF +6.47% 55 Shiller PE Ratio is 27.15 as of Sep. 14, 2026, which is 82% above its 10-year median of 14.90. GuruFocus rates IAFNF with a GF Score™ of 55/100 and a GF Value™ of $97.70 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 368 Insurance companies, iA Financial ranks worse than 78.26% on this metric.

As of today (2026-09-14), iA Financial's current share price is $151.52. iA Financial's E10 for the quarter that ended in Jun. 2026 was $5.58. iA Financial's Shiller PE Ratio for today is 27.15.

The historical rank and industry rank for iA Financial's Shiller PE Ratio or its related term are showing as below:

IAFNF' s Shiller PE Ratio Range Over the Past 10 Years
Min: 8.6   Med: 14.9   Max: 27.4
Current: 27.35

During the past years, iA Financial's highest Shiller PE Ratio was 27.40. The lowest was 8.60. And the median was 14.90.

IAFNF's Shiller PE Ratio is ranked worse than
78.26% of 368 companies
in the Insurance industry
Industry Median: 16.45 vs IAFNF: 27.35

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

iA Financial's adjusted earnings per share data for the three months ended in Jun. 2026 was $3.050. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $5.58 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


iA Financial  (OTCPK:IAFNF) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


iA Financial Shiller PE Ratio Related Terms


iA Financial Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for iA Financial's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

iA Financial Shiller PE Ratio Chart

iA Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.32 14.01 14.70 19.82 23.55

iA Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.07 21.51 23.55 20.09 24.45

IAFNF vs BRK.A, AIG, HIG: Shiller PE Ratio Comparison

For the Insurance - Diversified subindustry, iA Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


iA Financial Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, iA Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where iA Financial's Shiller PE Ratio falls into.


IAFNF
55GF Score
iA Financial Corp Inc IAFNF
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

iA Financial Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

iA Financial's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=151.52/5.58
=27.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

iA Financial's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, iA Financial's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=3.05/133.5265*133.5265
=3.050

Current CPI (Jun. 2026) = 133.5265.

iA Financial Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 1.068 101.765 1.401
201612 1.110 101.449 1.461
201703 0.769 102.634 1.000
201706 0.895 103.029 1.160
201709 1.099 103.345 1.420
201712 0.971 103.345 1.255
201803 0.997 105.004 1.268
201806 1.097 105.557 1.388
201809 1.151 105.636 1.455
201812 1.012 105.399 1.282
201903 1.047 106.979 1.307
201906 1.272 107.690 1.577
201909 1.299 107.611 1.612
201912 1.207 107.769 1.495
202003 0.258 107.927 0.319
202006 1.262 108.401 1.555
202009 1.534 108.164 1.894
202012 1.249 108.559 1.536
202103 1.281 110.298 1.551
202106 1.759 111.720 2.102
202109 1.586 112.905 1.876
202112 1.516 113.774 1.779
202203 -0.182 117.646 -0.207
202206 1.101 120.806 1.217
202209 0.007 120.648 0.008
202212 1.251 120.964 1.381
202303 1.886 122.702 2.052
202306 1.423 124.203 1.530
202309 0.399 125.230 0.425
202312 1.819 125.072 1.942
202403 1.729 126.258 1.829
202406 1.547 127.522 1.620
202409 2.207 127.285 2.315
202412 1.635 127.364 1.714
202503 1.379 129.181 1.425
202506 2.510 129.892 2.580
202509 2.826 130.287 2.896
202512 1.428 130.366 1.463
202603 1.086 132.262 1.096
202606 3.050 133.527 3.050

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 27.15 mean?
iA Financial (IAFNF) has a Shiller PE Ratio of 27.15 as of Sep. 14, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on iA Financial and its competitors. This is 82% above median its historical median of 14.90. Over the past decade, iA Financial's Shiller PE Ratio has ranged from 8.60 to 27.40. According to the industry distribution chart, iA Financial ranks #288 out of 368 companies in the Insurance industry, placing it in the top 78.3%.
Is iA Financial's Shiller PE Ratio too high?
iA Financial's current Shiller PE Ratio of 27.15 is 82% above median its 10-year median of 14.90. Over the past 10 years, this metric has ranged from a low of 8.60 to a high of 27.40. The Insurance industry median Shiller PE Ratio is 16.45. iA Financial's value of 27.15 is 65% above this industry median. Based on the distribution chart, iA Financial ranks #288 out of 368 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, iA Financial has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does iA Financial's Shiller PE Ratio compare to BRK.A and AIG?
According to the Insurance industry distribution chart, iA Financial ranks #288 out of 368 companies for Shiller PE Ratio. This places iA Financial in the lower half of its industry. The industry median Shiller PE Ratio is 16.45. iA Financial's value of 27.15 is 65% above this benchmark. Historically, iA Financial's own Shiller PE Ratio has ranged from 8.60 to 27.40 over the past decade. While the company's 10-year median is 14.90 vs. the industry median of 16.45, iA Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.45, based on 368 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. iA Financial's current Shiller PE Ratio of 27.15 is 65% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on iA Financial and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. iA Financial's current Shiller PE Ratio is 27.15, which is 82% above median its own 10-year median of 14.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is iA Financial stock overvalued right now?
Based on GuruFocus' analysis, iA Financial (IAFNF) is currently considered Significantly Overvalued. The stock's GF Value™ is $97.70, compared to a current price of $151.52 — trading 55.1% above its estimated fair value. The current Shiller PE Ratio is 27.15, which is 82% above median its 10-year median of 14.90 and 65% above the Insurance industry median of 16.45. iA Financial's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For iA Financial (IAFNF), the current Shiller PE Ratio is 27.15 as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is iA Financial (IAFNF) Overvalued in 2026?

Based on GuruFocus' analysis, iA Financial stock appears to be overvalued. The current stock price of $151.52 is trading 55.1% above its estimated GF Value™ of $97.70. GuruFocus considers iA Financial to be Significantly Overvalued.

Key valuation signals for IAFNF:

  • Shiller PE Ratio: 27.15 (82% above median its 10-year median of 14.90)
  • GF Value™: $97.70 vs. price of $151.52 (55.1% above fair value)
  • GF Score™: 55/100 with 6 warning signs
  • Industry Position: 65% above the Insurance median (#288 of 368)

No single metric tells the full story. See the IAFNF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


iA Financial Business Description

Other Exchanges 1OD:GermanyIAG:Canada
Address 1080 Grande Allee West, Quebec, QC, CAN, G1S 1C7
iA Financial Corp Inc is an insurance and wealth management group based in Canada. It offers various life and health insurance products, savings and retirement plans, mutual funds, securities, loans, auto and home insurance, creditor insurance, replacement insurance, replacement warranties, extended warranties, and other ancillary products for dealer services and other financial products and services. The company's products and services are offered on both an individual and group basis and extend throughout Canada and the United States. Its operating segments are: Insurance, Canada; Wealth Management; U.S. Operations; Investment; and Corporate. Maximum revenue is generated from the Insurance, Canada segment.
55GF Score

Get the complete analysis for IAFNF

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$151.52
Price
$97.70
GF Value