LOAN (Manhattan Bridge Capital) EV-to-OCF: 12.47 (As of Sep. 01, 2026) — 30% Below Median

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Director of Data and Quant Analytics at GuruFocus
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LOAN Manhattan Bridge Capital Inc LOAN
56 GF Score
Price $4.00
GF Value $4.34
Valuation Fairly Valued
! 3 Warning Signs
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What is Manhattan Bridge Capital EV-to-OCF?

Manhattan Bridge Capital LOAN -1.84% 56 EV-to-OCF is 12.47 as of Sep. 01, 2026, which is 30% below its 10-year median of 17.88. GuruFocus rates LOAN with a GF Score™ of 56/100 and a GF Value™ of $4.34 (Fairly Valued). The stock has 3 warning signs investors should review. Among 924 REITs companies, Manhattan Bridge Capital ranks better than 66.77% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Manhattan Bridge Capital's Enterprise Value is $65.03 Mil. Manhattan Bridge Capital's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $5.21 Mil. Therefore, Manhattan Bridge Capital's EV-to-OCF for today is 12.47.

The historical rank and industry rank for Manhattan Bridge Capital's EV-to-OCF or its related term are showing as below:

LOAN' s EV-to-OCF Range Over the Past 10 Years
Min: 11.72   Med: 17.88   Max: 24.18
Current: 12.47

During the past 13 years, the highest EV-to-OCF of Manhattan Bridge Capital was 24.18. The lowest was 11.72. And the median was 17.88.

LOAN's EV-to-OCF is ranked better than
66.77% of 924 companies
in the REITs industry
Industry Median: 17.855 vs LOAN: 12.47

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-01), Manhattan Bridge Capital's stock price is $4.00. Manhattan Bridge Capital's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $0.420. Therefore, Manhattan Bridge Capital's PE Ratio (TTM) for today is 9.52.


Manhattan Bridge Capital  (NAS:LOAN) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Manhattan Bridge Capital's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=4.00/0.420
=9.52

Manhattan Bridge Capital's share price for today is $4.00.
Manhattan Bridge Capital's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.420.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Manhattan Bridge Capital EV-to-OCF Related Terms


Manhattan Bridge Capital EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Manhattan Bridge Capital's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Manhattan Bridge Capital EV-to-OCF Chart

Manhattan Bridge Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.42 17.84 16.30 17.52 14.35

Manhattan Bridge Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.30 15.31 14.35 14.06 13.61

LOAN vs SACH, GPMT, LFT: EV-to-OCF Comparison

For the REIT - Mortgage subindustry, Manhattan Bridge Capital's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Manhattan Bridge Capital EV-to-OCF vs REITs Industry

For the REITs industry and Real Estate sector, Manhattan Bridge Capital's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Manhattan Bridge Capital's EV-to-OCF falls into.


LOAN
56GF Score
Manhattan Bridge Capital Inc LOAN
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Manhattan Bridge Capital EV-to-OCF Calculation

Manhattan Bridge Capital's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=65.029/5.214
=12.47

Manhattan Bridge Capital's current Enterprise Value is $65.03 Mil.
Manhattan Bridge Capital's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.21 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 12.47 mean?
Manhattan Bridge Capital (LOAN) has a EV-to-OCF of 12.47 as of Sep. 01, 2026. This is 30% below median its historical median of 17.88. Over the past decade, Manhattan Bridge Capital's EV-to-OCF has ranged from 11.72 to 24.18. According to the industry distribution chart, Manhattan Bridge Capital ranks #307 out of 924 companies in the REITs industry, placing it in the top 33.2%.
Is Manhattan Bridge Capital's EV-to-OCF too high?
Manhattan Bridge Capital's current EV-to-OCF of 12.47 is 30% below median its 10-year median of 17.88. Over the past 10 years, this metric has ranged from a low of 11.72 to a high of 24.18. The REITs industry median EV-to-OCF is 17.86. Manhattan Bridge Capital's value of 12.47 is 30.2% below this industry median. Based on the distribution chart, Manhattan Bridge Capital ranks #307 out of 924 companies in the REITs industry, which is above the industry midpoint. Overall, Manhattan Bridge Capital has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Manhattan Bridge Capital's EV-to-OCF compare to SACH and GPMT?
According to the REITs industry distribution chart, Manhattan Bridge Capital ranks #307 out of 924 companies for EV-to-OCF. This puts Manhattan Bridge Capital in the upper half of its industry. The industry median EV-to-OCF is 17.86. Manhattan Bridge Capital's value of 12.47 is 30.2% below this benchmark. Historically, Manhattan Bridge Capital's own EV-to-OCF has ranged from 11.72 to 24.18 over the past decade. While the company's 10-year median is 17.88 vs. the industry median of 17.86, Manhattan Bridge Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a REITs company?
The median EV-to-OCF among REITs companies is 17.86, based on 924 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Manhattan Bridge Capital's current EV-to-OCF of 12.47 is 30.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the REITs industry, the median EV-to-OCF is 17.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Manhattan Bridge Capital's current EV-to-OCF is 12.47, which is 30% below median its own 10-year median of 17.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manhattan Bridge Capital stock overvalued right now?
Based on GuruFocus' analysis, Manhattan Bridge Capital (LOAN) is currently considered Fairly Valued. The stock's GF Value™ is $4.34, compared to a current price of $4.00 — trading 7.8% below its estimated fair value. The current EV-to-OCF is 12.47, which is 30% below median its 10-year median of 17.88 and 30.2% below the REITs industry median of 17.86. Manhattan Bridge Capital's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Manhattan Bridge Capital (LOAN), the current EV-to-OCF is 12.47 as of Sep. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Manhattan Bridge Capital (LOAN) Overvalued in 2026?

Based on GuruFocus' analysis, Manhattan Bridge Capital stock appears to be undervalued. The current stock price of $4.00 is trading 7.8% below its estimated GF Value™ of $4.34. GuruFocus considers Manhattan Bridge Capital to be Fairly Valued.

Key valuation signals for LOAN:

  • EV-to-OCF: 12.47 (30% below median its 10-year median of 17.88)
  • GF Value™: $4.34 vs. price of $4.00 (7.8% below fair value)
  • GF Score™: 56/100 with 3 warning signs
  • Industry Position: 30.2% below the REITs median (#307 of 924)

No single metric tells the full story. See the LOAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Manhattan Bridge Capital Business Description

Industry Real EstateREITs
Address 60 Cutter Mill Road, Suite 205, Great Neck, NY, USA, 11021
Manhattan Bridge Capital Inc is a real estate finance company taxed as a REIT that specializes in originating, servicing and managing a portfolio of first mortgage loans. The company offers short-term, secured, non-banking loans which may renew or extend, before or after their initial term expires, to real estate investors to fund their acquisition, renovation, rehabilitation or development of residential or commercial properties located in the New York metropolitan area, including New Jersey and Connecticut, and in Florida.
56GF Score

Get the complete analysis for LOAN

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.00
Price
$4.34
GF Value