Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Manhattan Bridge CapitalLOAN +2.00%56 Debt-to-Equity is 0.46 as of Jun. 2026, which is 30% below its 10-year median of 0.66. GuruFocus rates LOAN with a GF Score™ of 56/100 and a GF Value™ of $4.34 (Fairly Valued). The stock has 3 warning signs investors should review. Among 682 REITs companies, Manhattan Bridge Capital ranks better than 75.95% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Manhattan Bridge Capital's Debt-to-Equity or its related term are showing as below:
LOAN'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.21 Med: 0.66 Max: 1.24
Current: 0.46
During the past 13 years, the highest Debt-to-Equity Ratio of Manhattan Bridge Capital was 1.24. The lowest was 0.21. And the median was 0.66.
LOAN's Debt-to-Equity is ranked better than 75.95% of 682
companies
in the REITs industry
Industry Median: 0.78
vs LOAN: 0.46
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Manhattan Bridge Capital Debt-to-Equity Related Terms
Manhattan Bridge Capital Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LOAN vs SACH, GPMT, LFT: Debt-to-Equity Comparison
For the REIT - Mortgage subindustry, Manhattan Bridge Capital's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Manhattan Bridge Capital Debt-to-Equity vs REITs Industry
For the REITs industry and Real Estate sector, Manhattan Bridge Capital's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Manhattan Bridge Capital's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Manhattan Bridge Capital (LOAN) has a Debt-to-Equity of 0.46 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Manhattan Bridge Capital and its competitors. This is 30% below median its historical median of 0.66. Over the past decade, Manhattan Bridge Capital's Debt-to-Equity has ranged from 0.21 to 1.24. According to the industry distribution chart, Manhattan Bridge Capital ranks #164 out of 682 companies in the REITs industry, placing it in the top 24%.
Is Manhattan Bridge Capital's Debt-to-Equity too high?
Manhattan Bridge Capital's current Debt-to-Equity of 0.46 is 30% below median its 10-year median of 0.66. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 1.24. The REITs industry median Debt-to-Equity is 0.78. Manhattan Bridge Capital's value of 0.46 is 41% below this industry median. Based on the distribution chart, Manhattan Bridge Capital ranks #164 out of 682 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, Manhattan Bridge Capital has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Manhattan Bridge Capital's Debt-to-Equity compare to SACH and GPMT?
According to the REITs industry distribution chart, Manhattan Bridge Capital ranks #164 out of 682 companies for Debt-to-Equity. This places Manhattan Bridge Capital in the top 24% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.78. Manhattan Bridge Capital's value of 0.46 is 41% below this benchmark. Historically, Manhattan Bridge Capital's own Debt-to-Equity has ranged from 0.21 to 1.24 over the past decade. While the company's 10-year median is 0.66 vs. the industry median of 0.78, Manhattan Bridge Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a REITs company?
The median Debt-to-Equity among REITs companies is 0.78, based on 682 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Manhattan Bridge Capital's current Debt-to-Equity of 0.46 is 41% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Manhattan Bridge Capital and its competitors. For the REITs industry, the median Debt-to-Equity is 0.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Manhattan Bridge Capital's current Debt-to-Equity is 0.46, which is 30% below median its own 10-year median of 0.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Manhattan Bridge Capital stock overvalued right now?
Based on GuruFocus' analysis, Manhattan Bridge Capital (LOAN) is currently considered Fairly Valued. The stock's GF Value™ is $4.34, compared to a current price of $4.08 — trading 6% below its estimated fair value. The current Debt-to-Equity is 0.46, which is 30% below median its 10-year median of 0.66 and 41% below the REITs industry median of 0.78. Manhattan Bridge Capital's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Manhattan Bridge Capital (LOAN), the current Debt-to-Equity is 0.46 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Manhattan Bridge Capital (LOAN) Overvalued in 2026?
Based on GuruFocus' analysis, Manhattan Bridge Capital stock appears to be undervalued.
The current stock price of $4.08 is trading 6% below its estimated GF Value™ of $4.34.
GuruFocus considers Manhattan Bridge Capital to be Fairly Valued.
Key valuation signals for LOAN:
Debt-to-Equity: 0.46 (30% below median its 10-year median of 0.66)
GF Value™: $4.34 vs. price of $4.08 (6% below fair value)
Industry Position: 41% below the REITs median (#164 of 682)
No single metric tells the full story. See the LOAN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Manhattan Bridge Capital Inc is a real estate finance company taxed as a REIT that specializes in originating, servicing and managing a portfolio of first mortgage loans. The company offers short-term, secured, non-banking loans which may renew or extend, before or after their initial term expires, to real estate investors to fund their acquisition, renovation, rehabilitation or development of residential or commercial properties located in the New York metropolitan area, including New Jersey and Connecticut, and in Florida.
56GF Score
Get the complete analysis for LOAN
Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LOAN has been successfully added to your 
