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SanlamSLLDY +0.40%80 EV-to-OCF is 78.83 as of Aug. 13, 2026, which is 473% above its 10-year median of 13.75. GuruFocus rates SLLDY with a GF Score™ of 80/100 and a GF Value™ of $14.89 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 505 Insurance companies, Sanlam ranks worse than 96.24% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Sanlam's Enterprise Value is $10,808 Mil.
Sanlam's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $137 Mil. Therefore, Sanlam's EV-to-OCF for today is 78.83.
The historical rank and industry rank for Sanlam's EV-to-OCF or its related term are showing as below:
SLLDY'
s EV-to-OCF Range Over the Past 10 Years
Min: -97.24 Med: 13.75 Max: 89.93
Current: 78.83
During the past 13 years, the highest EV-to-OCF of Sanlam was 89.93. The lowest was -97.24. And the median was 13.75.
SLLDY's EV-to-OCF is ranked worse than 96.24% of 505
companies
in the Insurance industry
Industry Median: 6.56
vs SLLDY: 78.83
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
As of today (2026-08-13), Sanlam's stock price is $10.7125.
Sanlam's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.865. Therefore, Sanlam's PE Ratio (TTM) for today is 12.38.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sanlam's share price for today is $10.7125.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sanlam's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.865.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Sanlam EV-to-OCF Related Terms
Sanlam EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Sanlam's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Sanlam's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sanlam EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Sanlam's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Sanlam's EV-to-OCF falls into.
Sanlam's current Enterprise Value is $10,808 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sanlam's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $137 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sanlam (SLLDY) has a EV-to-OCF of 78.83 as of Aug. 13, 2026. This is 473% above median its historical median of 13.75. According to the industry distribution chart, Sanlam ranks #486 out of 505 companies in the Insurance industry, placing it in the top 96.2%.
Is Sanlam's EV-to-OCF too high?
Sanlam's current EV-to-OCF of 78.83 is 473% above median its 10-year median of 13.75. The Insurance industry median EV-to-OCF is 6.56. Sanlam's value of 78.83 is 1101.7% above this industry median. Based on the distribution chart, Sanlam ranks #486 out of 505 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Sanlam has a GF Score™ of 80/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sanlam's EV-to-OCF compare to AFL and MET?
According to the Insurance industry distribution chart, Sanlam ranks #486 out of 505 companies for EV-to-OCF. This places Sanlam in the lower half of its industry. The industry median EV-to-OCF is 6.56. Sanlam's value of 78.83 is 1101.7% above this benchmark. While the company's 10-year median is 13.75 vs. the industry median of 6.56, Sanlam has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.56, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sanlam's current EV-to-OCF of 78.83 is 1101.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sanlam's current EV-to-OCF is 78.83, which is 473% above median its own 10-year median of 13.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sanlam stock overvalued right now?
Based on GuruFocus' analysis, Sanlam (SLLDY) is currently considered Modestly Undervalued. The stock's GF Value™ is $14.89, compared to a current price of $10.71 — trading 28.1% below its estimated fair value. The current EV-to-OCF is 78.83, which is 473% above median its 10-year median of 13.75 and 1101.7% above the Insurance industry median of 6.56. Sanlam's overall GF Score™ is 80/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Sanlam (SLLDY), the current EV-to-OCF is 78.83 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sanlam (SLLDY) Overvalued in 2026?
Based on GuruFocus' analysis, Sanlam stock appears to be undervalued.
The current stock price of $10.71 is trading 28.1% below its estimated GF Value™ of $14.89.
GuruFocus considers Sanlam to be Modestly Undervalued.
Key valuation signals for SLLDY:
EV-to-OCF: 78.83 (473% above median its 10-year median of 13.75)
GF Value™: $14.89 vs. price of $10.71 (28.1% below fair value)
Industry Position: 1101.7% above the Insurance median (#486 of 505)
No single metric tells the full story. See the SLLDY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sanlam Ltd sells insurance products and provides investment and wealth management services. Its operating segments include Sanlam Life and Savings, Pan-Africa, Asia, Sanlam Investments, and Santam. It operates in South Africa, Pan-Africa, Asia, and International.
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