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The TravelersTRV 72 EV-to-OCF is 7.77 as of Aug. 26, 2026, which is 5% above its 10-year median of 7.39. GuruFocus rates TRV with a GF Score™ of 72/100 and a GF Value™ of $277.30 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 503 Insurance companies, The Travelers ranks worse than 55.07% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, The Travelers's Enterprise Value is $85,688 Mil.
The Travelers's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $11,026 Mil. Therefore, The Travelers's EV-to-OCF for today is 7.77.
The historical rank and industry rank for The Travelers's EV-to-OCF or its related term are showing as below:
TRV'
s EV-to-OCF Range Over the Past 10 Years
Min: 5.61 Med: 7.39 Max: 11.46
Current: 7.77
During the past 13 years, the highest EV-to-OCF of The Travelers was 11.46. The lowest was 5.61. And the median was 7.39.
TRV's EV-to-OCF is ranked worse than 55.07% of 503
companies
in the Insurance industry
Industry Median: 6.45
vs TRV: 7.77
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
The Travelers's PE Ratio (TTM) for today is calculated as:
The Travelers's share price for today is $369.66.
The Travelers's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $37.340.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
The Travelers EV-to-OCF Related Terms
The Travelers EV-to-OCF Historical Data
* Premium members only.
The historical data trend for The Travelers's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, The Travelers's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Travelers EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, The Travelers's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where The Travelers's EV-to-OCF falls into.
The Travelers's current Enterprise Value is $85,688 Mil.
The Travelers's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $11,026 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Travelers (TRV) has a EV-to-OCF of 7.77 as of Aug. 26, 2026. This is near median its historical median of 7.39. Over the past decade, The Travelers' EV-to-OCF has ranged from 5.61 to 11.46. According to the industry distribution chart, The Travelers ranks #277 out of 503 companies in the Insurance industry, placing it in the top 55.1%.
Is The Travelers' EV-to-OCF too high?
The Travelers' current EV-to-OCF of 7.77 is near median its 10-year median of 7.39. Over the past 10 years, this metric has ranged from a low of 5.61 to a high of 11.46. The Insurance industry median EV-to-OCF is 6.45. The Travelers' value of 7.77 is 20.5% above this industry median. Based on the distribution chart, The Travelers ranks #277 out of 503 companies in the Insurance industry, which is below the industry midpoint. Overall, The Travelers has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Travelers' EV-to-OCF compare to ALL and PGR?
According to the Insurance industry distribution chart, The Travelers ranks #277 out of 503 companies for EV-to-OCF. This places The Travelers in the lower half of its industry. The industry median EV-to-OCF is 6.45. The Travelers' value of 7.77 is 20.5% above this benchmark. Historically, The Travelers' own EV-to-OCF has ranged from 5.61 to 11.46 over the past decade. While the company's 10-year median is 7.39 vs. the industry median of 6.45, The Travelers has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.45, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Travelers's current EV-to-OCF of 7.77 is 20.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Travelers's current EV-to-OCF is 7.77, which is near median its own 10-year median of 7.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Travelers stock overvalued right now?
Based on GuruFocus' analysis, The Travelers (TRV) is currently considered Significantly Overvalued. The stock's GF Value™ is $277.30, compared to a current price of $369.66 — trading 33.3% above its estimated fair value. The current EV-to-OCF is 7.77, which is near median its 10-year median of 7.39 and 20.5% above the Insurance industry median of 6.45. The Travelers' overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For The Travelers (TRV), the current EV-to-OCF is 7.77 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Travelers (TRV) Overvalued in 2026?
Based on GuruFocus' analysis, The Travelers stock appears to be overvalued.
The current stock price of $369.66 is trading 33.3% above its estimated GF Value™ of $277.30.
GuruFocus considers The Travelers to be Significantly Overvalued.
Key valuation signals for TRV:
EV-to-OCF: 7.77 (near median its 10-year median of 7.39)
GF Value™: $277.30 vs. price of $369.66 (33.3% above fair value)
Industry Position: 20.5% above the Insurance median (#277 of 503)
No single metric tells the full story. See the TRV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Travelers offers a broad product range and participates in both commercial and personal insurance lines. Its commercial operations offer a variety of coverage types for companies of any size but concentrate on serving midsize businesses. Its personal lines are roughly evenly split between auto and homeowners insurance.
72GF Score
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