Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
West BancorpWTBA +0.60%60 EV-to-OCF is 11.80 as of Aug. 18, 2026, which is 14% below its 10-year median of 13.75. GuruFocus rates WTBA with a GF Score™ of 60/100 and a GF Value™ of $25.29 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,499 Banks companies, West Bancorp ranks worse than 75.25% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, West Bancorp's Enterprise Value is $595.4 Mil.
West Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $50.5 Mil. Therefore, West Bancorp's EV-to-OCF for today is 11.80.
The historical rank and industry rank for West Bancorp's EV-to-OCF or its related term are showing as below:
WTBA'
s EV-to-OCF Range Over the Past 10 Years
Min: 8.2 Med: 13.75 Max: 28.61
Current: 11.8
During the past 13 years, the highest EV-to-OCF of West Bancorp was 28.61. The lowest was 8.20. And the median was 13.75.
WTBA's EV-to-OCF is ranked worse than 75.25% of 1499
companies
in the Banks industry
Industry Median: 3.92
vs WTBA: 11.80
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
West Bancorp's PE Ratio (TTM) for today is calculated as:
West Bancorp's share price for today is $30.10.
West Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.230.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
West Bancorp EV-to-OCF Related Terms
West Bancorp EV-to-OCF Historical Data
* Premium members only.
The historical data trend for West Bancorp's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, West Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
West Bancorp EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, West Bancorp's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where West Bancorp's EV-to-OCF falls into.
West Bancorp's current Enterprise Value is $595.4 Mil.
West Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $50.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
West Bancorp (WTBA) has a EV-to-OCF of 11.80 as of Aug. 18, 2026. This is 14% below median its historical median of 13.75. Over the past decade, West Bancorp's EV-to-OCF has ranged from 8.20 to 28.61. According to the industry distribution chart, West Bancorp ranks #1128 out of 1499 companies in the Banks industry, placing it in the top 75.3%.
Is West Bancorp's EV-to-OCF too high?
West Bancorp's current EV-to-OCF of 11.80 is 14% below median its 10-year median of 13.75. Over the past 10 years, this metric has ranged from a low of 8.20 to a high of 28.61. The Banks industry median EV-to-OCF is 3.92. West Bancorp's value of 11.80 is 201% above this industry median. Based on the distribution chart, West Bancorp ranks #1128 out of 1499 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, West Bancorp has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does West Bancorp's EV-to-OCF compare to PBAM and BMRC?
According to the Banks industry distribution chart, West Bancorp ranks #1128 out of 1499 companies for EV-to-OCF. This places West Bancorp in the lower half of its industry. The industry median EV-to-OCF is 3.92. West Bancorp's value of 11.80 is 201% above this benchmark. Historically, West Bancorp's own EV-to-OCF has ranged from 8.20 to 28.61 over the past decade. While the company's 10-year median is 13.75 vs. the industry median of 3.92, West Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.92, based on 1,499 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. West Bancorp's current EV-to-OCF of 11.80 is 201% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. West Bancorp's current EV-to-OCF is 11.80, which is 14% below median its own 10-year median of 13.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is West Bancorp stock overvalued right now?
Based on GuruFocus' analysis, West Bancorp (WTBA) is currently considered Modestly Overvalued. The stock's GF Value™ is $25.29, compared to a current price of $30.10 — trading 19% above its estimated fair value. The current EV-to-OCF is 11.80, which is 14% below median its 10-year median of 13.75 and 201% above the Banks industry median of 3.92. West Bancorp's overall GF Score™ is 60/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For West Bancorp (WTBA), the current EV-to-OCF is 11.80 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is West Bancorp (WTBA) Overvalued in 2026?
Based on GuruFocus' analysis, West Bancorp stock appears to be overvalued.
The current stock price of $30.10 is trading 19% above its estimated GF Value™ of $25.29.
GuruFocus considers West Bancorp to be Modestly Overvalued.
Key valuation signals for WTBA:
EV-to-OCF: 11.80 (14% below median its 10-year median of 13.75)
GF Value™: $25.29 vs. price of $30.10 (19% above fair value)
Industry Position: 201% above the Banks median (#1128 of 1499)
No single metric tells the full story. See the WTBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
West Bancorp Inc is a United States-based company that offers a full range of deposit services, including checking, savings, and money market accounts and time certificates of deposit. West Bank also offers online banking, mobile banking, and treasury management services, which help to meet the banking needs of its customers. Treasury management services offered to business customers include cash management, client-generated automated clearing house transactions, remote deposit, and fraud protection services. Also offered are merchant credit card processing and corporate credit cards. The bank operates only in the United States of America.
60GF Score
Get the complete analysis for WTBA
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
WTBA has been successfully added to your 
