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The historical rank and industry rank for Zurich Insurance Group AG's EV-to-OCF or its related term are showing as below:
XSWX:ZURN'
s EV-to-OCF Range Over the Past 10 Years
Min: 9.1 Med: 13.23 Max: 40.82
Current: 40.82
During the past 13 years, the highest EV-to-OCF of Zurich Insurance Group AG was 40.82. The lowest was 9.10. And the median was 13.23.
XSWX:ZURN's EV-to-OCF is ranked worse than 92.66% of 504
companies
in the Insurance industry
Industry Median: 6.465
vs XSWX:ZURN: 40.82
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Zurich Insurance Group AG (XSWX:ZURN) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Zurich Insurance Group AG's PE Ratio (TTM) for today is calculated as:
Zurich Insurance Group AG's share price for today is CHF589.80.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Zurich Insurance Group AG's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was CHF39.408.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Zurich Insurance Group AG EV-to-OCF Related Terms
Zurich Insurance Group AG EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:ZURN vs BRK.A, AIG, HIG: EV-to-OCF Comparison
For the Insurance - Diversified subindustry, Zurich Insurance Group AG's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Zurich Insurance Group AG EV-to-OCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Zurich Insurance Group AG's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Zurich Insurance Group AG's EV-to-OCF falls into.
Zurich Insurance Group AG's current Enterprise Value is CHF95,501 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Zurich Insurance Group AG's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was CHF2,340 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Zurich Insurance Group AG (XSWX:ZURN) has a EV-to-OCF of 40.82 as of Aug. 14, 2026. This is 209% above median its historical median of 13.23. Over the past decade, Zurich Insurance Group AG's EV-to-OCF has ranged from 9.10 to 40.82. According to the industry distribution chart, Zurich Insurance Group AG ranks #467 out of 504 companies in the Insurance industry, placing it in the top 92.7%.
Is Zurich Insurance Group AG's EV-to-OCF too high?
Zurich Insurance Group AG's current EV-to-OCF of 40.82 is 209% above median its 10-year median of 13.23. Over the past 10 years, this metric has ranged from a low of 9.10 to a high of 40.82. The Insurance industry median EV-to-OCF is 6.47. Zurich Insurance Group AG's value of 40.82 is 531.4% above this industry median. Based on the distribution chart, Zurich Insurance Group AG ranks #467 out of 504 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Zurich Insurance Group AG has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Zurich Insurance Group AG's EV-to-OCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Zurich Insurance Group AG ranks #467 out of 504 companies for EV-to-OCF. This places Zurich Insurance Group AG in the lower half of its industry. The industry median EV-to-OCF is 6.47. Zurich Insurance Group AG's value of 40.82 is 531.4% above this benchmark. Historically, Zurich Insurance Group AG's own EV-to-OCF has ranged from 9.10 to 40.82 over the past decade. While the company's 10-year median is 13.23 vs. the industry median of 6.47, Zurich Insurance Group AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for an Insurance company?
The median EV-to-OCF among Insurance companies is 6.47, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Zurich Insurance Group AG's current EV-to-OCF of 40.82 is 531.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median EV-to-OCF is 6.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zurich Insurance Group AG's current EV-to-OCF is 40.82, which is 209% above median its own 10-year median of 13.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zurich Insurance Group AG stock overvalued right now?
Based on GuruFocus' analysis, Zurich Insurance Group AG (XSWX:ZURN) is currently considered Fairly Valued. The stock's GF Value™ is CHF560.93, compared to a current price of CHF589.80 — trading 5.1% above its estimated fair value. The current EV-to-OCF is 40.82, which is 209% above median its 10-year median of 13.23 and 531.4% above the Insurance industry median of 6.47. Zurich Insurance Group AG's overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Zurich Insurance Group AG (XSWX:ZURN), the current EV-to-OCF is 40.82 as of Aug. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Zurich Insurance Group AG (XSWX:ZURN) Overvalued in 2026?
Based on GuruFocus' analysis, Zurich Insurance Group AG stock appears to be overvalued.
The current stock price of CHF589.80 is trading 5.1% above its estimated GF Value™ of CHF560.93.
GuruFocus considers Zurich Insurance Group AG to be Fairly Valued.
Key valuation signals for XSWX:ZURN:
EV-to-OCF: 40.82 (209% above median its 10-year median of 13.23)
GF Value™: CHF560.93 vs. price of CHF589.80 (5.1% above fair value)
Industry Position: 531.4% above the Insurance median (#467 of 504)
No single metric tells the full story. See the XSWX:ZURN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Zurich is a multiline insurer that writes business across both life and nonlife insurance and also owns Farmers Management Services. Zurich was founded in 1872 as a marine reinsurer to provide reinsurance to its parent company. The company subsequently expanded into transport and accident insurance and rode the wave of transport technology innovation that drove rising demand for insurance. One of Zurich's early principles was that setting prices too low would result in unfair claims handling, which would be damaging to both customers and Zurich. Over the years, Zurich has sought to combine customer goodwill through claims and a sufficient premium. Zurich is one of the most successful European multilines.
84GF Score
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