Business Description
Zurich Insurance Group AG
ISIN : CH0011075394
Share Class Description:
ZFSVF: Ordinary SharesTotal Employee Number:
65,437Description
Zurich is a multiline insurer that writes business across both life and nonlife insurance and also owns Farmers Management Services. Zurich was founded in 1872 as a marine reinsurer to provide reinsurance to its parent company. The company subsequently expanded into transport and accident insurance and rode the wave of transport technology innovation that drove rising demand for insurance. One of Zurich's early principles was that setting prices too low would result in unfair claims handling, which would be damaging to both customers and Zurich. Over the years, Zurich has sought to combine customer goodwill through claims and a sufficient premium. Zurich is one of the most successful European multilines.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.45 | |||||
Equity-to-Asset | 0.07 | |||||
Debt-to-Equity | 0.55 | |||||
Debt-to-EBITDA | 1.37 | |||||
Interest Coverage | 22.82 | |||||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -2.45 | |||||
WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 20.7 | |||||
3-Year EBITDA Growth Rate | 15.4 | |||||
3-Year EPS without NRI Growth Rate | 13.9 | |||||
3-Year FCF Growth Rate | 2.2 | |||||
3-Year Book Growth Rate | -0.5 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 6.47 |
Momentum Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 63.27 | |||||
9-Day RSI | 58.43 | |||||
14-Day RSI | 55.9 | |||||
3-1 Month Momentum % | 7.62 | |||||
6-1 Month Momentum % | -4.59 | |||||
12-1 Month Momentum % | 2.74 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 5.32 | |||||
Dividend Payout Ratio | 0.72 | |||||
3-Year Dividend Growth Rate | 8.7 | |||||
Forward Dividend Yield % | 5.32 | |||||
5-Year Yield-on-Cost % | 7.82 | |||||
3-Year Average Share Buyback Ratio | 1.2 | |||||
Shareholder Yield % | 5.84 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 7.67 | |||||
EBITDA Margin % | 12.82 | |||||
FCF Margin % | 6.12 | |||||
OCF Margin % | 6.66 | |||||
ROE % | 25.03 | |||||
ROA % | 1.7 | |||||
ROIC % | 1.92 | |||||
3-Year ROIIC % | 11.47 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 7 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 15.25 | |||||
Forward PE Ratio | 15.87 | |||||
PE Ratio without NRI | 15.24 | |||||
Shiller PE Ratio | 20.76 | |||||
Price-to-Owner-Earnings | 4.9 | |||||
PEG Ratio | 1.77 | |||||
PS Ratio | 1.18 | |||||
PB Ratio | 3.67 | |||||
Price-to-Tangible-Book | 6.5 | |||||
Price-to-Free-Cash-Flow | 19.21 | |||||
Price-to-Operating-Cash-Flow | 17.66 | |||||
EV-to-EBIT | 11.25 | |||||
EV-to-Forward-EBIT | 11.28 | |||||
EV-to-EBITDA | 10.4 | |||||
EV-to-Revenue | 1.33 | |||||
EV-to-Forward-Revenue | 1.26 | |||||
EV-to-FCF | 21.78 | |||||
Price-to-GF-Value | 1.26 | |||||
Price-to-Projected-FCF | 1.32 | |||||
Price-to-Median-PS-Value | 1.16 | |||||
Price-to-Peter-Lynch-Fair-Value | 1.8 | |||||
Price-to-Graham-Number | 2.11 | |||||
Earnings Yield (Greenblatt) % | 8.89 | |||||
FCF Yield % | 5.03 | |||||
Forward Rate of Return (Yacktman) % | 14 |
Zurich Insurance Group AG Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Zurich Insurance Group AG Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-11-12 | In 136 days | ||
| Third quarter earnings results for 2026 | 2026-11-12 | In 136 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-06 | In 38 days | ||
| Second quarter earnings results for 2026 | 2026-08-06 | In 38 days | ||
| First quarter earnings conference call for 2026 | 2026-05-13 06:45 | 694.58 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-05-13 | 694.58 (+0.00%) | ||
| CHF 30.000000 Cash Dividend | 2026-04-10 | 730.00 (+2.71%) | ||
| General meeting for 2026 | 2026-04-08 | 701.84 (-1.51%) | ||
| Annual report for 2025 | 2026-03-05 | 707.50 (+0.00%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-02-19 13:00 | 725.00 (-0.88%) |
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