Interlife General Insurance (ATH:INLIF) Enterprise Value: €101.7 Mil (As of Jul. 01, 2026) ***


ATH:INLIF Interlife General Insurance SA ATH:INLIF
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What is Interlife General Insurance Enterprise Value?

Interlife General Insurance ATH:INLIF +1.15% 4 Enterprise Value is €101.7 Mil as of Jul. 01, 2026. GuruFocus rates ATH:INLIF with a GF Score™ of 4/100.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Interlife General Insurance's Enterprise Value is €101.7 Mil. Interlife General Insurance's EBIT for the trailing twelve months (TTM) ended in Jun. 2024 was €6.0 Mil. Therefore, Interlife General Insurance's EV-to-EBIT ratio for today is 16.88.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Interlife General Insurance's Enterprise Value is €101.7 Mil. Interlife General Insurance's EBITDA for the trailing twelve months (TTM) ended in Jun. 2024 was €6.3 Mil. Therefore, Interlife General Insurance's EV-to-EBITDA ratio for today is 16.08.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Interlife General Insurance's Enterprise Value is €101.7 Mil. Interlife General Insurance's Revenue for the trailing twelve months (TTM) ended in Jun. 2024 was €106.3 Mil. Therefore, Interlife General Insurance's EV-to-Revenue ratio for today is 0.96.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Interlife General Insurance's Enterprise Value is €101.7 Mil. Interlife General Insurance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2024 was €16.4 Mil. Therefore, Interlife General Insurance's EV-to-OCF ratio for today is 6.22.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Interlife General Insurance's Enterprise Value is €101.7 Mil. Interlife General Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2024 was €16.3 Mil. Therefore, Interlife General Insurance's EV-to-FCF ratio for today is 6.22.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Interlife General Insurance  (ATH:INLIF) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Interlife General Insurance's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=101.747/6.029
=16.88

Interlife General Insurance's current Enterprise Value is €101.7 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Interlife General Insurance's EBIT for the trailing twelve months (TTM) ended in Jun. 2024 was €6.0 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Interlife General Insurance's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=101.747/6.329
=16.08

Interlife General Insurance's current Enterprise Value is €101.7 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Interlife General Insurance's EBITDA for the trailing twelve months (TTM) ended in Jun. 2024 was €6.3 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Interlife General Insurance's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=101.747/106.283
=0.96

Interlife General Insurance's current Enterprise Value is €101.7 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Interlife General Insurance's Revenue for the trailing twelve months (TTM) ended in Jun. 2024 was €106.3 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Interlife General Insurance's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=101.747/16.367
=6.22

Interlife General Insurance's current Enterprise Value is €101.7 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Interlife General Insurance's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2024 was €16.4 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Interlife General Insurance's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=101.747/16.345
=6.22

Interlife General Insurance's current Enterprise Value is €101.7 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Interlife General Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2024 was €16.3 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Interlife General Insurance Enterprise Value Related Terms


Interlife General Insurance Enterprise Value Historical Data

* Premium members only.

The historical data trend for Interlife General Insurance's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Interlife General Insurance Enterprise Value Chart

Interlife General Insurance Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Enterprise Value
Get a 7-Day Free Trial 0.00 0.00 -1.68 38.04 64.87

Interlife General Insurance Semi-Annual Data
Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.02 38.04 55.34 64.87 58.88

ATH:INLIF vs BRK.A, AIG, ACGL: Enterprise Value Comparison

For the Insurance - Diversified subindustry, Interlife General Insurance's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Interlife General Insurance Enterprise Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Interlife General Insurance's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Interlife General Insurance's Enterprise Value falls into.


ATH:INLIF
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Interlife General Insurance SA ATH:INLIF
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Interlife General Insurance Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Interlife General Insurance's Enterprise Value for the fiscal year that ended in Dec. 2023 is calculated as

Interlife General Insurance's Enterprise Value for the quarter that ended in Jun. 2024 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €101.7 Mil mean?
Interlife General Insurance (ATH:INLIF) has a Enterprise Value of €101.7 Mil as of Jul. 01, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Interlife General Insurance and its competitors.
Is Interlife General Insurance's Enterprise Value too high?
Interlife General Insurance's current Enterprise Value is €101.7 Mil. Overall, Interlife General Insurance has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does Interlife General Insurance's Enterprise Value compare to BRK.A and AIG?
Interlife General Insurance's Enterprise Value of €101.7 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Interlife General Insurance and its competitors. Interlife General Insurance's current Enterprise Value is €101.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Interlife General Insurance stock overvalued right now?
Interlife General Insurance (ATH:INLIF) has a current Enterprise Value of €101.7 Mil. The current Enterprise Value is €101.7 Mil. Interlife General Insurance's overall GF Score™ is 4/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Interlife General Insurance (ATH:INLIF), the current Enterprise Value is €101.7 Mil as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Interlife General Insurance Business Description

Address 14th Km. NR Thessaloniki - Polygyrou, Thessaloniki, GRC, 57001
Interlife General Insurance SA is a company operating in the insurance sector. It offers a complete range of insurance products and services including car insurance, ship insurance, property insurance, group insurance of persons, legal protection insurance, technical insurance, liability insurance, and transport insurance. The company also offers services for insurance companies including losses from green cards, reimbursement of damages, vehicle damage, transportation, boat, and damage management and settlement.
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Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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