Interlife General Insurance (ATH:INLIF) Net Margin %: 3.36% (As of Jun. 2024)


ATH:INLIF Interlife General Insurance SA ATH:INLIF
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What is Interlife General Insurance Net Margin %?

Interlife General Insurance ATH:INLIF -1.41% 4 Net Margin % is 3.36% as of Jun. 2024. GuruFocus rates ATH:INLIF with a GF Score™ of 4/100.

Net margin is calculated as Net Income divided by its Revenue. Interlife General Insurance's Net Income for the six months ended in Jun. 2024 was €1.7 Mil. Interlife General Insurance's Revenue for the six months ended in Jun. 2024 was €51.4 Mil. Therefore, Interlife General Insurance's net margin for the quarter that ended in Jun. 2024 was 3.36%.

The historical rank and industry rank for Interlife General Insurance's Net Margin % or its related term are showing as below:


ATH:INLIF's Net Margin % is not ranked *
in the Insurance industry.
Industry Median: 9.29
* Ranked among companies with meaningful Net Margin % only.

Interlife General Insurance  (ATH:INLIF) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Interlife General Insurance Net Margin % Related Terms

Interlife General Insurance Net Margin % Historical Data

* Premium members only.

The historical data trend for Interlife General Insurance's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Interlife General Insurance Net Margin % Chart

Interlife General Insurance Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Net Margin %
Get a 7-Day Free Trial 23.21 22.93 19.21 -1.48 12.97

Interlife General Insurance Semi-Annual Data
Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only -48.37 19.03 21.51 5.06 3.36

ATH:INLIF vs BRK.A, AIG, ACGL: Net Margin % Comparison

For the Insurance - Diversified subindustry, Interlife General Insurance's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Interlife General Insurance Net Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Interlife General Insurance's Net Margin % distribution charts can be found below:

* The bar in red indicates where Interlife General Insurance's Net Margin % falls into.


ATH:INLIF
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Interlife General Insurance SA ATH:INLIF
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Interlife General Insurance Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Interlife General Insurance's Net Margin for the fiscal year that ended in Dec. 2023 is calculated as

Net Margin=Net Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=13.709/105.702
=12.97 %

Interlife General Insurance's Net Margin for the quarter that ended in Jun. 2024 is calculated as

Net Margin=Net Income (Q: Jun. 2024 )/Revenue (Q: Jun. 2024 )
=1.726/51.386
=3.36 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 3.36% mean?
Interlife General Insurance (ATH:INLIF) has a Net Margin % of 3.36% as of Jun. 2024. Net margin is the ratio of total net income to net sales. View historical data on Interlife General Insurance and its competitors.
Is Interlife General Insurance's Net Margin % too high?
Interlife General Insurance's current Net Margin % is 3.36%. The Insurance industry median Net Margin % is 9.29. Interlife General Insurance's value of 3.36% is 63.8% below this industry median. Overall, Interlife General Insurance has a GF Score™ of 4/100, reflecting its overall financial health beyond just this single metric.
How does Interlife General Insurance's Net Margin % compare to BRK.A and AIG?
Interlife General Insurance's Net Margin % of 3.36% can be compared against companies in the Insurance industry. The industry median Net Margin % is 9.29. Interlife General Insurance's value of 3.36% is 63.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Interlife General Insurance's current Net Margin % of 3.36% is 63.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Interlife General Insurance and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Interlife General Insurance's current Net Margin % is 3.36%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Interlife General Insurance stock overvalued right now?
Interlife General Insurance (ATH:INLIF) has a current Net Margin % of 3.36%. The current Net Margin % is 3.36% and 63.8% below the Insurance industry median of 9.29. Interlife General Insurance's overall GF Score™ is 4/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Interlife General Insurance (ATH:INLIF), the current Net Margin % is 3.36% as of Jun. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Interlife General Insurance Business Description

Address 14th Km. NR Thessaloniki - Polygyrou, Thessaloniki, GRC, 57001
Interlife General Insurance SA is a company operating in the insurance sector. It offers a complete range of insurance products and services including car insurance, ship insurance, property insurance, group insurance of persons, legal protection insurance, technical insurance, liability insurance, and transport insurance. The company also offers services for insurance companies including losses from green cards, reimbursement of damages, vehicle damage, transportation, boat, and damage management and settlement.
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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