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Citizens Financial (Citizens Financial) Enterprise Value : $25.12 Mil (As of Jun. 23, 2024)


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What is Citizens Financial Enterprise Value?

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Citizens Financial's Enterprise Value is $25.12 Mil. Citizens Financial's EBIT for the trailing twelve months (TTM) ended in Jun. 2007 was $0.11 Mil. Therefore, Citizens Financial's EV-to-EBIT ratio for today is 230.50.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Citizens Financial's Enterprise Value is $25.12 Mil. Citizens Financial's EBITDA for the trailing twelve months (TTM) ended in Jun. 2007 was $0.52 Mil. Therefore, Citizens Financial's EV-to-EBITDA ratio for today is 48.69.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Citizens Financial's Enterprise Value is $25.12 Mil. Citizens Financial's Revenue for the trailing twelve months (TTM) ended in Jun. 2007 was $29.82 Mil. Therefore, Citizens Financial's EV-to-Revenue ratio for today is 0.84.


Citizens Financial Enterprise Value Historical Data

The historical data trend for Citizens Financial's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens Financial Enterprise Value Chart

Citizens Financial Annual Data
Trend Dec97 Dec98 Dec99 Dec00 Dec01 Dec02 Dec03 Dec04 Dec05 Dec06
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.59 13.02 12.87 12.28 8.28

Citizens Financial Quarterly Data
Sep02 Dec02 Mar03 Jun03 Sep03 Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.99 5.75 8.28 7.65 8.62

Competitive Comparison of Citizens Financial's Enterprise Value

For the Insurance - Life subindustry, Citizens Financial's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Financial's Enterprise Value Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Citizens Financial's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Citizens Financial's Enterprise Value falls into.



Citizens Financial Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Citizens Financial's Enterprise Value for the fiscal year that ended in Dec. 2006 is calculated as

Citizens Financial's Enterprise Value for the quarter that ended in Jun. 2007 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Citizens Financial  (OTCPK:CFIN) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Citizens Financial's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=25.124/0.109
=230.50

Citizens Financial's current Enterprise Value is $25.12 Mil.
Citizens Financial's EBIT for the trailing twelve months (TTM) ended in Jun. 2007 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.11 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Citizens Financial's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=25.124/0.516
=48.69

Citizens Financial's current Enterprise Value is $25.12 Mil.
Citizens Financial's EBITDA for the trailing twelve months (TTM) ended in Jun. 2007 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.52 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Citizens Financial's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=25.124/29.824
=0.84

Citizens Financial's current Enterprise Value is $25.12 Mil.
Citizens Financial's Revenue for the trailing twelve months (TTM) ended in Jun. 2007 adds up the quarterly data reported by the company within the most recent 12 months, which was $29.82 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Citizens Financial Enterprise Value Related Terms

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Citizens Financial (Citizens Financial) Business Description

Traded in Other Exchanges
N/A
Address
12910 Shelbyville Road, Suite 300, Louisville, KY, USA, 40243
Citizens Financial Corp is a holding company engaged in the business of ancillary health insurance through its insurance subsidiary, Citizens Security Life Insurance company and providing administrative services to certain medical professionals involved in providing on-site treatment to patients in community settings. The primary products currently marketed by Citizens Security Life Insurance company are ancillary insurance products under two names: CS Benefits and Special Care Insurance.
Executives
Darrell R Wells director, 10 percent owner, officer: President & CEO 4350 BROWNSBORO RD STE 310, LOUISVILLE KY 40207

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