Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Unum Group's Enterprise Value is €16,090 Mil.
Unum Group's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was €1,037 Mil. Therefore, Unum Group's EV-to-EBIT ratio for today is 15.52.
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Unum Group's Enterprise Value is €16,090 Mil.
Unum Group's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was €1,144 Mil. Therefore, Unum Group's EV-to-EBITDA ratio for today is 14.06.
EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Unum Group's Enterprise Value is €16,090 Mil.
Unum Group's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was €11,381 Mil. Therefore, Unum Group's EV-to-Revenue ratio for today is 1.41.
EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Unum Group's Enterprise Value is €16,090 Mil.
Unum Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €468 Mil. Therefore, Unum Group's EV-to-FCF ratio for today is 34.35.
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
Unum Group (FRA:UUM) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.
Unum Group's current Enterprise Value is €16,090 Mil.
Unum Group's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,037 Mil.
2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.
Unum Group's current Enterprise Value is €16,090 Mil.
Unum Group's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1,144 Mil.
Unum Group's current Enterprise Value is €16,090 Mil.
Unum Group's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €11,381 Mil.
Unum Group's current Enterprise Value is €16,090 Mil.
Unum Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €585 Mil.
Unum Group's current Enterprise Value is €16,090 Mil.
Unum Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €468 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Unum Group Enterprise Value Related Terms
Unum Group Enterprise Value Historical Data
* Premium members only.
The historical data trend for Unum Group's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:UUM vs GL, PRI, JXN: Enterprise Value Comparison
For the Insurance - Life subindustry, Unum Group's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Unum Group Enterprise Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Unum Group's Enterprise Value distribution charts can be found below:
* The bar in red indicates where Unum Group's Enterprise Value falls into.
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
Unum Group's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Unum Group (FRA:UUM) has a Enterprise Value of €16,090 Mil as of Jul. 05, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Unum Group and its competitors.
Is Unum Group's Enterprise Value too high?
Unum Group's current Enterprise Value is €16,090 Mil. Overall, Unum Group has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unum Group's Enterprise Value compare to GL and PRI?
Unum Group's Enterprise Value of €16,090 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Unum Group and its competitors. Unum Group's current Enterprise Value is €16,090 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unum Group stock overvalued right now?
Based on GuruFocus' analysis, Unum Group (FRA:UUM) is currently considered Modestly Overvalued. The stock's GF Value™ is €63.72, compared to a current price of €79.78 — trading 25.2% above its estimated fair value. The current Enterprise Value is €16,090 Mil. Unum Group's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Unum Group (FRA:UUM), the current Enterprise Value is €16,090 Mil as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Unum Group (FRA:UUM) Overvalued in 2026?
Based on GuruFocus' analysis, Unum Group stock appears to be overvalued.
The current stock price of €79.78 is trading 25.2% above its estimated GF Value™ of €63.72.
GuruFocus considers Unum Group to be Modestly Overvalued.
Key valuation signals for FRA:UUM:
Enterprise Value: €16,090 Mil
GF Value™: €63.72 vs. price of €79.78 (25.2% above fair value)
No single metric tells the full story. See the FRA:UUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum USA, Unum International, Closed Block, Colonial Life, and Corporate. The Unum USA segment generates the majority of revenue. The firm markets its products through brokers.
66GF Score
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