The Pakistan Credit Rating Agency (KAR:GEMPACRA) Enterprise Value: ₨2,952.84 Mil (As of Jul. 27, 2026) ***

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:GEMPACRA The Pakistan Credit Rating Agency Ltd KAR:GEMPACRA
21 GF Score
Price ₨39.62
! 2 Warning Signs
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What is The Pakistan Credit Rating Agency Enterprise Value?

The Pakistan Credit Rating Agency KAR:GEMPACRA 21 Enterprise Value is ₨2,952.84 Mil as of Jul. 27, 2026. GuruFocus rates KAR:GEMPACRA with a GF Score™ of 21/100. The stock has 2 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, The Pakistan Credit Rating Agency's Enterprise Value is ₨2,952.84 Mil. The Pakistan Credit Rating Agency does not have enough years/quarters to calculate its EBIT for the trailing twelve months (TTM) ended in . 20. Therefore, GuruFocus does not calculate The Pakistan Credit Rating Agency's EV-to-EBIT at this moment.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, The Pakistan Credit Rating Agency's Enterprise Value is ₨2,952.84 Mil. The Pakistan Credit Rating Agency does not have enough years/quarters to calculate its EBITDA for the trailing twelve months (TTM) ended in . 20. Therefore, GuruFocus does not calculate The Pakistan Credit Rating Agency's EV-to-EBITDA at this moment.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, The Pakistan Credit Rating Agency's Enterprise Value is ₨2,952.84 Mil. The Pakistan Credit Rating Agency does not have enough years/quarters to calculate its Revenue for the trailing twelve months (TTM) ended in . 20. Therefore, GuruFocus does not calculate The Pakistan Credit Rating Agency's EV-to-Revenue at this moment.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, The Pakistan Credit Rating Agency's Enterprise Value is ₨2,952.84 Mil. The Pakistan Credit Rating Agency does not have enough years/quarters to calculate its Cash Flow from Operations for the trailing twelve months (TTM) ended in . 20. Therefore, GuruFocus does not calculate The Pakistan Credit Rating Agency's EV-to-OCF at this moment.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, The Pakistan Credit Rating Agency's Enterprise Value is ₨2,952.84 Mil. The Pakistan Credit Rating Agency does not have enough years/quarters to calculate its Free Cash Flow for the trailing twelve months (TTM) ended in . 20. Therefore, GuruFocus does not calculate The Pakistan Credit Rating Agency's EV-to-FCF at this moment.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


The Pakistan Credit Rating Agency  (KAR:GEMPACRA) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.


The Pakistan Credit Rating Agency Enterprise Value Related Terms


The Pakistan Credit Rating Agency Enterprise Value Historical Data

* Premium members only.

The historical data trend for The Pakistan Credit Rating Agency's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Pakistan Credit Rating Agency Enterprise Value Chart

The Pakistan Credit Rating Agency Annual Data
Trend
Enterprise Value

The Pakistan Credit Rating Agency Semi-Annual Data
Enterprise Value

KAR:GEMPACRA vs MS, GS, SCHW: Enterprise Value Comparison

For the Capital Markets subindustry, The Pakistan Credit Rating Agency's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Pakistan Credit Rating Agency Enterprise Value vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, The Pakistan Credit Rating Agency's Enterprise Value distribution charts can be found below:

* The bar in red indicates where The Pakistan Credit Rating Agency's Enterprise Value falls into.


KAR:GEMPACRA
21GF Score
The Pakistan Credit Rating Agency Ltd KAR:GEMPACRA
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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The Pakistan Credit Rating Agency Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

The Pakistan Credit Rating Agency's Enterprise Value for the fiscal year that ended in . 20 is calculated as

The Pakistan Credit Rating Agency's Enterprise Value for the quarter that ended in . 20 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₨2,952.84 Mil mean?
The Pakistan Credit Rating Agency (KAR:GEMPACRA) has a Enterprise Value of ₨2,952.84 Mil as of Jul. 27, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on The Pakistan Credit Rating Agency and its competitors.
Is The Pakistan Credit Rating Agency's Enterprise Value too high?
The Pakistan Credit Rating Agency's current Enterprise Value is ₨2,952.84 Mil. Overall, The Pakistan Credit Rating Agency has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does The Pakistan Credit Rating Agency's Enterprise Value compare to MS and GS?
The Pakistan Credit Rating Agency's Enterprise Value of ₨2,952.84 Mil can be compared against companies in the Capital Markets industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Capital Markets company?
A good Enterprise Value depends on the Capital Markets industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on The Pakistan Credit Rating Agency and its competitors. The Pakistan Credit Rating Agency's current Enterprise Value is ₨2,952.84 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Pakistan Credit Rating Agency stock overvalued right now?
The Pakistan Credit Rating Agency (KAR:GEMPACRA) has a current Enterprise Value of ₨2,952.84 Mil. The current Enterprise Value is ₨2,952.84 Mil. The Pakistan Credit Rating Agency's overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For The Pakistan Credit Rating Agency (KAR:GEMPACRA), the current Enterprise Value is ₨2,952.84 Mil as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

The Pakistan Credit Rating Agency Business Description

Address FB1, Awami Complex, Usman Block, New Garden Town, Lahore, PB, PAK
The Pakistan Credit Rating Agency Ltd provides credit rating services to evaluate the capacity and willingness of entities to meet their financial obligations. It offers independent assessments of credit risk for various debt instruments and entities. The company's ratings help investors make informed decisions by measuring creditworthiness. Its rating services include Entity rating, Instrument rating, Vendor assessment, and Fund rating. The agency generates revenue through fees charged for conducting credit ratings. It operates predominantly within Pakistan and is recognized by key regulatory bodies.
21GF Score

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Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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