The Pakistan Credit Rating Agency (KAR:GEMPACRA) Return-on-Tangible-Equity: 0.00% (As of . 20)

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KAR:GEMPACRA The Pakistan Credit Rating Agency Ltd KAR:GEMPACRA
21 GF Score
Price ₨39.62
! 2 Warning Signs
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What is The Pakistan Credit Rating Agency Return-on-Tangible-Equity?

The Pakistan Credit Rating Agency KAR:GEMPACRA 21 Return-on-Tangible-Equity is 0.00% as of . 20. GuruFocus rates KAR:GEMPACRA with a GF Score™ of 21/100. The stock has 2 warning signs investors should review. Among 782 Capital Markets companies, The Pakistan Credit Rating Agency ranks worse than 127877.11% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. The Pakistan Credit Rating Agency's annualized net income for the quarter that ended in . 20 was ₨ Mil. The Pakistan Credit Rating Agency's average shareholder tangible equity for the quarter that ended in . 20 was ₨ Mil. Therefore, The Pakistan Credit Rating Agency's annualized Return-on-Tangible-Equity for the quarter that ended in . 20 was %.

The historical rank and industry rank for The Pakistan Credit Rating Agency's Return-on-Tangible-Equity or its related term are showing as below:

KAR:GEMPACRA's Return-on-Tangible-Equity is not ranked *
in the Capital Markets industry.
Industry Median: 6.52
* Ranked among companies with meaningful Return-on-Tangible-Equity only.

The Pakistan Credit Rating Agency  (KAR:GEMPACRA) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


The Pakistan Credit Rating Agency Return-on-Tangible-Equity Related Terms


The Pakistan Credit Rating Agency Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for The Pakistan Credit Rating Agency's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Pakistan Credit Rating Agency Return-on-Tangible-Equity Chart

The Pakistan Credit Rating Agency Annual Data
Trend
Return-on-Tangible-Equity

The Pakistan Credit Rating Agency Semi-Annual Data
Return-on-Tangible-Equity

KAR:GEMPACRA vs MS, GS, SCHW: Return-on-Tangible-Equity Comparison

For the Capital Markets subindustry, The Pakistan Credit Rating Agency's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Pakistan Credit Rating Agency Return-on-Tangible-Equity vs Capital Markets Industry

For the Capital Markets industry and Financial Services sector, The Pakistan Credit Rating Agency's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where The Pakistan Credit Rating Agency's Return-on-Tangible-Equity falls into.


KAR:GEMPACRA
21GF Score
The Pakistan Credit Rating Agency Ltd KAR:GEMPACRA
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Pakistan Credit Rating Agency Return-on-Tangible-Equity Calculation

The Pakistan Credit Rating Agency's annualized Return-on-Tangible-Equity for the fiscal year that ended in . 20 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: . 20 )  (A: . 20 )(A: . 20 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: . 20 )  (A: . 20 )(A: . 20 )
=/( (+ )/ )
=/
= %

The Pakistan Credit Rating Agency's annualized Return-on-Tangible-Equity for the quarter that ended in . 20 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: . 20 )  (Q: . 20 )(Q: . 20 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: . 20 )  (Q: . 20 )(Q: . 20 )
=/( (+)/ )
=/
= %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is one times the annual (. 20) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 0.00% mean?
The Pakistan Credit Rating Agency (KAR:GEMPACRA) has a Return-on-Tangible-Equity of 0.00% as of . 20. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on The Pakistan Credit Rating Agency and its competitors. According to the industry distribution chart, The Pakistan Credit Rating Agency ranks #999999 out of 782 companies in the Capital Markets industry.
Is The Pakistan Credit Rating Agency's Return-on-Tangible-Equity too high?
The Pakistan Credit Rating Agency's current Return-on-Tangible-Equity is 0.00%. Based on the distribution chart, The Pakistan Credit Rating Agency ranks #999999 out of 782 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, The Pakistan Credit Rating Agency has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does The Pakistan Credit Rating Agency's Return-on-Tangible-Equity compare to MS and GS?
According to the Capital Markets industry distribution chart, The Pakistan Credit Rating Agency ranks #999999 out of 782 companies for Return-on-Tangible-Equity. This places The Pakistan Credit Rating Agency in the lower half of its industry. The industry median Return-on-Tangible-Equity is 6.52. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Capital Markets company?
The median Return-on-Tangible-Equity among Capital Markets companies is 6.52, based on 782 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on The Pakistan Credit Rating Agency and its competitors. For the Capital Markets industry, the median Return-on-Tangible-Equity is 6.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Pakistan Credit Rating Agency's current Return-on-Tangible-Equity is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Pakistan Credit Rating Agency stock overvalued right now?
The Pakistan Credit Rating Agency (KAR:GEMPACRA) has a current Return-on-Tangible-Equity of 0.00%. The current Return-on-Tangible-Equity is 0.00%. The Pakistan Credit Rating Agency's overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For The Pakistan Credit Rating Agency (KAR:GEMPACRA), the current Return-on-Tangible-Equity is 0.00% as of . 20. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

The Pakistan Credit Rating Agency Business Description

Address FB1, Awami Complex, Usman Block, New Garden Town, Lahore, PB, PAK
The Pakistan Credit Rating Agency Ltd provides credit rating services to evaluate the capacity and willingness of entities to meet their financial obligations. It offers independent assessments of credit risk for various debt instruments and entities. The company's ratings help investors make informed decisions by measuring creditworthiness. Its rating services include Entity rating, Instrument rating, Vendor assessment, and Fund rating. The agency generates revenue through fees charged for conducting credit ratings. It operates predominantly within Pakistan and is recognized by key regulatory bodies.
21GF Score

Get the complete analysis for KAR:GEMPACRA

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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