AOZOY (Aozora Bank) EPS (Basic): $0.31 (TTM As of Mar. 2026)


AOZOY Aozora Bank Ltd AOZOY
49 GF Score
Price $3.95
GF Value $3.64
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Aozora Bank EPS (Basic)?

Aozora Bank AOZOY 49 EPS (Basic) is $0.31 as of Mar. 2026. GuruFocus rates AOZOY with a GF Score™ of 49/100 and a GF Value™ of $3.64 (Modestly Undervalued). The stock has 6 warning signs investors should review.

Aozora Bank's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $0.04. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.31.

Aozora Bank's EPS (Diluted) for the three months ended in Mar. 2026 was $0.04. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.31.

Aozora Bank's EPS without NRI for the three months ended in Mar. 2026 was $0.04. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 0.31.

During the past 12 months, Aozora Bank's average EPS without NRIGrowth Rate was 29.30% per year. During the past 3 years, the average EPS without NRI Growth Rate was 35.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Aozora Bank's highest 3-Year average EPS without NRI Growth Rate was 35.50% per year. The lowest was -32.40% per year. And the median was -0.25% per year.

Aozora Bank  (OTCPK:AOZOY) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Aozora Bank EPS (Basic) Related Terms

Aozora Bank EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Aozora Bank's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Aozora Bank EPS (Basic) Chart

Aozora Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.63 0.14 -0.71 0.26 0.29

Aozora Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.08 0.09 0.10 0.04
AOZOY
49GF Score
Aozora Bank Ltd AOZOY
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Aozora Bank EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Aozora Bank's Basic EPS for the fiscal year that ended in Mar. 2026 is calculated as

Basic EPS (A: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(161.99-0)/553.524
=0.29

Aozora Bank's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(24.451-0)/553.524
=0.04

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.31

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $0.31 mean?
Aozora Bank (AOZOY) has a EPS (Basic) of $0.31 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Aozora Bank and its competitors.
Is Aozora Bank's EPS (Basic) too high?
Aozora Bank's current EPS (Basic) is $0.31. Overall, Aozora Bank has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Aozora Bank's EPS (Basic) compare to competitors?
Aozora Bank's EPS (Basic) of $0.31 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Aozora Bank and its competitors. Aozora Bank's current EPS (Basic) is $0.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aozora Bank stock overvalued right now?
Based on GuruFocus' analysis, Aozora Bank (AOZOY) is currently considered Modestly Undervalued. The stock's GF Value™ is $3.64, compared to a current price of $3.95 — trading 8.5% above its estimated fair value. The current EPS (Basic) is $0.31. Aozora Bank's overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Aozora Bank (AOZOY), the current EPS (Basic) is $0.31 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Aozora Bank (AOZOY) Overvalued in 2026?

Based on GuruFocus' analysis, Aozora Bank stock appears to be overvalued. The current stock price of $3.95 is trading 8.5% above its estimated GF Value™ of $3.64. GuruFocus considers Aozora Bank to be Modestly Undervalued.

Key valuation signals for AOZOY:

  • EPS (Basic): $0.31
  • GF Value™: $3.64 vs. price of $3.95 (8.5% above fair value)
  • GF Score™: 49/100 with 6 warning signs

No single metric tells the full story. See the AOZOY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Aozora Bank Business Description

Other Exchanges 8304:JapanAON:Germany
Address 6-1-1 Kojimachi, Chiyoda-ku, Tokyo, JPN, 102-8660
Aozora Bank Ltd is a full-service commercial bank with operations mainly in Japan. It is engaged in banking and financial services through various business segments. The Corporate Sales Group provides lending, deposits, financial products, private equity investment, and M&A-related services for corporate clients. The Structured Finance Group handles acquisition, environmental projects, revitalization, and real estate finance. The International Business Group manages overseas investment and financing operations. The Market Group deals with derivatives, foreign exchange trading, and ALM. The Customer Relations Group offers loans, deposits, and financial products to corporate and retail clients. It generates the majority of its revenue from the Structured Finance Group segment.
49GF Score

Get the complete analysis for AOZOY

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.95
Price
$3.64
GF Value