The Hanover Insurance Group (FRA:AF4) EPS (Basic): €17.40 (TTM As of Mar. 2026)


FRA:AF4 The Hanover Insurance Group Inc FRA:AF4
80 GF Score
Price €180.00
GF Value €172.06
Valuation Fairly Valued
! 7 Warning Signs
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What is The Hanover Insurance Group EPS (Basic)?

The Hanover Insurance Group FRA:AF4 +4.05% 80 EPS (Basic) is €17.40 as of Mar. 2026. GuruFocus rates FRA:AF4 with a GF Score™ of 80/100 and a GF Value™ of €172.06 (Fairly Valued). The stock has 7 warning signs investors should review.

The Hanover Insurance Group's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was €4.58. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was €17.40.

The Hanover Insurance Group's EPS (Diluted) for the three months ended in Mar. 2026 was €4.50. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €17.07.

The Hanover Insurance Group's EPS without NRI for the three months ended in Mar. 2026 was €4.50. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 17.39.

During the past 12 months, The Hanover Insurance Group's average EPS without NRIGrowth Rate was 59.00% per year. During the past 3 years, the average EPS without NRI Growth Rate was 51.10% per year. During the past 5 years, the average EPS without NRI Growth Rate was 10.80% per year. During the past 10 years, the average EPS without NRI Growth Rate was 7.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, The Hanover Insurance Group's highest 3-Year average EPS without NRI Growth Rate was 166.60% per year. The lowest was -55.20% per year. And the median was 6.00% per year.

The Hanover Insurance Group  (FRA:AF4) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

The Hanover Insurance Group EPS (Basic) Related Terms

The Hanover Insurance Group EPS (Basic) Historical Data

* Premium members only.

The historical data trend for The Hanover Insurance Group's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Hanover Insurance Group EPS (Basic) Chart

The Hanover Insurance Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.43 3.08 0.91 11.32 15.80

The Hanover Insurance Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.29 3.79 4.25 4.78 4.58
FRA:AF4
80GF Score
The Hanover Insurance Group Inc FRA:AF4
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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The Hanover Insurance Group EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

The Hanover Insurance Group's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(565.775-0)/35.800
=15.80

The Hanover Insurance Group's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(161.582-0)/35.200
=4.59

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €17.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of €17.40 mean?
The Hanover Insurance Group (FRA:AF4) has a EPS (Basic) of €17.40 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on The Hanover Insurance Group and its competitors.
Is The Hanover Insurance Group's EPS (Basic) too high?
The Hanover Insurance Group's current EPS (Basic) is €17.40. Overall, The Hanover Insurance Group has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does The Hanover Insurance Group's EPS (Basic) compare to KNSL and MCY?
The Hanover Insurance Group's EPS (Basic) of €17.40 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for an Insurance company?
A good EPS (Basic) depends on the Insurance industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on The Hanover Insurance Group and its competitors. The Hanover Insurance Group's current EPS (Basic) is €17.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Hanover Insurance Group stock overvalued right now?
Based on GuruFocus' analysis, The Hanover Insurance Group (FRA:AF4) is currently considered Fairly Valued. The stock's GF Value™ is €172.06, compared to a current price of €180.00 — trading 4.6% above its estimated fair value. The current EPS (Basic) is €17.40. The Hanover Insurance Group's overall GF Score™ is 80/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For The Hanover Insurance Group (FRA:AF4), the current EPS (Basic) is €17.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Hanover Insurance Group (FRA:AF4) Overvalued in 2026?

Based on GuruFocus' analysis, The Hanover Insurance Group stock appears to be overvalued. The current stock price of €180.00 is trading 4.6% above its estimated GF Value™ of €172.06. GuruFocus considers The Hanover Insurance Group to be Fairly Valued.

Key valuation signals for FRA:AF4:

  • EPS (Basic): €17.40
  • GF Value™: €172.06 vs. price of €180.00 (4.6% above fair value)
  • GF Score™: 80/100 with 7 warning signs

No single metric tells the full story. See the FRA:AF4 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

The Hanover Insurance Group Business Description

Other Exchanges THG:USA
Address 440 Lincoln Street, Worcester, MA, USA, 01653
The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business through Hanover Insurance, Citizens and other THG subsidiaries. The company conducts business operations through four operating segments: Core Commercial, Specialty, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.
80GF Score

Get the complete analysis for FRA:AF4

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€180.00
Price
€172.06
GF Value