United Bankshares (STU:UNK) EPS (Basic): €3.08 (TTM As of Mar. 2026)


STU:UNK United Bankshares Inc STU:UNK
65 GF Score
Price €40.40
GF Value €36.44
Valuation Modestly Overvalued
! 4 Warning Signs
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What is United Bankshares EPS (Basic)?

United Bankshares STU:UNK +1.00% 65 EPS (Basic) is €3.08 as of Mar. 2026. GuruFocus rates STU:UNK with a GF Score™ of 65/100 and a GF Value™ of €36.44 (Modestly Overvalued). The stock has 4 warning signs investors should review.

United Bankshares's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was €0.77. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was €3.08.

United Bankshares's EPS (Diluted) for the three months ended in Mar. 2026 was €0.77. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €3.07.

United Bankshares's EPS without NRI for the three months ended in Mar. 2026 was €0.77. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 3.07.

During the past 12 months, United Bankshares's average EPS without NRIGrowth Rate was 32.70% per year. During the past 3 years, the average EPS without NRI Growth Rate was 5.20% per year. During the past 5 years, the average EPS without NRI Growth Rate was 3.70% per year. During the past 10 years, the average EPS without NRI Growth Rate was 5.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, United Bankshares's highest 3-Year average EPS without NRI Growth Rate was 57.30% per year. The lowest was -10.30% per year. And the median was 4.70% per year.

United Bankshares  (STU:UNK) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

United Bankshares EPS (Basic) Related Terms

United Bankshares EPS (Basic) Historical Data

* Premium members only.

The historical data trend for United Bankshares's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Bankshares EPS (Basic) Chart

United Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.51 2.65 2.49 2.64 2.80

United Bankshares Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.55 0.74 0.78 0.79 0.77
STU:UNK
65GF Score
United Bankshares Inc STU:UNK
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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United Bankshares EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

United Bankshares's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(396.771-0)/141.497
=2.80

United Bankshares's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(107.433-0)/139.566
=0.77

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €3.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of €3.08 mean?
United Bankshares (STU:UNK) has a EPS (Basic) of €3.08 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on United Bankshares and its competitors.
Is United Bankshares' EPS (Basic) too high?
United Bankshares' current EPS (Basic) is €3.08. Overall, United Bankshares has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does United Bankshares' EPS (Basic) compare to FLG and GBCI?
United Bankshares' EPS (Basic) of €3.08 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on United Bankshares and its competitors. United Bankshares's current EPS (Basic) is €3.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is United Bankshares stock overvalued right now?
Based on GuruFocus' analysis, United Bankshares (STU:UNK) is currently considered Modestly Overvalued. The stock's GF Value™ is €36.44, compared to a current price of €40.40 — trading 10.9% above its estimated fair value. The current EPS (Basic) is €3.08. United Bankshares' overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For United Bankshares (STU:UNK), the current EPS (Basic) is €3.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is United Bankshares (STU:UNK) Overvalued in 2026?

Based on GuruFocus' analysis, United Bankshares stock appears to be overvalued. The current stock price of €40.40 is trading 10.9% above its estimated GF Value™ of €36.44. GuruFocus considers United Bankshares to be Modestly Overvalued.

Key valuation signals for STU:UNK:

  • EPS (Basic): €3.08
  • GF Value™: €36.44 vs. price of €40.40 (10.9% above fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the STU:UNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Bankshares Business Description

Other Exchanges UBSI:USA
Address 500 Virginia Street, 300 United Center, East Charleston, Charleston, WV, USA, 25301
United Bankshares Inc is a financial holding company that provides banking services. The company operates in one segment: Community banking, which offers a full range-of-products and services through various delivery channels. Included among the banking products and services offered are the acceptance of deposits in checking, savings, time, and money market accounts; the making and servicing of personal, credit card, commercial, and floor plan loans; and the making of construction and real estate loans, as well as the origination and sale of residential mortgages in the secondary market. Also offered are trust and brokerage services, safe deposit boxes, and wire transfers.
65GF Score

Get the complete analysis for STU:UNK

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€40.40
Price
€36.44
GF Value