United Bankshares (STU:UNK) Valuation Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:UNK United Bankshares Inc STU:UNK
68 GF Score
Price €42.00
GF Value €34.30
Valuation Modestly Overvalued
! 4 Warning Signs
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What is United Bankshares Valuation Rank?

The Valuation Rank measures the current valuation of a business relative to other companies in the same industry and its own historical valuation. The companies are split in equal numbers and then ranked from 1 to 10, with 10 as the most undervalued and 1 as the most overvalued.

  1. Three factors:
    • Absolute valuation (medpsvalue) relative to current stock price, rank among all companies
    • Historical valuation over the past 10 years. Rank pe, ps, pocf, ev2ebit over their own historical values
    • Industry relative valuation
  2. Companies without enough data is not ranked
  3. Companies with negative earnings are ranked lower

These three factors are used to calculate the value score for every eligible company, with values from 1 to 10. The final ranked companies are split in equal numbers and ranked from 1 to 10, with 10 as the most undervalued, and 1 as the most overvalued. The numbers of companies in each rank are the same.

United Bankshares Valuation Rank Related Terms

STU:UNK
68GF Score
United Bankshares Inc STU:UNK
Valuation Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is United Bankshares (STU:UNK) Overvalued in 2026?

Based on GuruFocus' analysis, United Bankshares stock appears to be overvalued. The current stock price of €42.00 is trading 22.4% above its estimated GF Value™ of €34.30. GuruFocus considers United Bankshares to be Modestly Overvalued.

Key valuation signals for STU:UNK:

  • Valuation Rank:
  • GF Value™: €34.30 vs. price of €42.00 (22.4% above fair value)
  • GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the STU:UNK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

United Bankshares Business Description

Other Exchanges UBSI:USA
Address 500 Virginia Street, 300 United Center, East Charleston, Charleston, WV, USA, 25301
United Bankshares Inc is a financial holding company that provides banking services. The company operates in one segment: Community banking, which offers a full range-of-products and services through various delivery channels. Included among the banking products and services offered are the acceptance of deposits in checking, savings, time, and money market accounts; the making and servicing of personal, credit card, commercial, and floor plan loans; and the making of construction and real estate loans, as well as the origination and sale of residential mortgages in the secondary market. Also offered are trust and brokerage services, safe deposit boxes, and wire transfers.
68GF Score

Get the complete analysis for STU:UNK

Valuation Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€42.00
Price
€34.30
GF Value