Unicaja Banco (XMAD:UNI) EPS (Basic): €0.25 (TTM As of Mar. 2026)


XMAD:UNI Unicaja Banco SA XMAD:UNI
56 GF Score
Price €3.18
GF Value €1.42
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Unicaja Banco EPS (Basic)?

Unicaja Banco XMAD:UNI -0.44% 56 EPS (Basic) is €0.25 as of Mar. 2026. GuruFocus rates XMAD:UNI with a GF Score™ of 56/100 and a GF Value™ of €1.42 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Unicaja Banco's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was €0.06. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.25.

Unicaja Banco's EPS (Diluted) for the three months ended in Mar. 2026 was €0.06. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was €0.25.

Unicaja Banco's EPS without NRI for the three months ended in Mar. 2026 was €0.06. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 0.24.

During the past 12 months, Unicaja Banco's average EPS without NRIGrowth Rate was 0.80% per year. During the past 3 years, the average EPS without NRI Growth Rate was 27.10% per year. During the past 5 years, the average EPS without NRI Growth Rate was 41.60% per year. During the past 10 years, the average EPS without NRI Growth Rate was 2.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Unicaja Banco's highest 3-Year average EPS without NRI Growth Rate was 94.60% per year. The lowest was -57.30% per year. And the median was -5.25% per year.

Unicaja Banco  (XMAD:UNI) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Unicaja Banco EPS (Basic) Related Terms

Unicaja Banco EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Unicaja Banco's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Unicaja Banco EPS (Basic) Chart

Unicaja Banco Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.54 0.10 0.10 0.22 0.24

Unicaja Banco Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.06 0.07 0.06 0.05 0.06
XMAD:UNI
56GF Score
Unicaja Banco SA XMAD:UNI
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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Unicaja Banco EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Unicaja Banco's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(632.356-0)/2569.065
=0.25

Unicaja Banco's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(161-0)/2568.200
=0.06

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.25

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of €0.25 mean?
Unicaja Banco (XMAD:UNI) has a EPS (Basic) of €0.25 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Unicaja Banco and its competitors.
Is Unicaja Banco's EPS (Basic) too high?
Unicaja Banco's current EPS (Basic) is €0.25. Overall, Unicaja Banco has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Unicaja Banco's EPS (Basic) compare to PNC and USB?
Unicaja Banco's EPS (Basic) of €0.25 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Unicaja Banco and its competitors. Unicaja Banco's current EPS (Basic) is €0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Unicaja Banco stock overvalued right now?
Based on GuruFocus' analysis, Unicaja Banco (XMAD:UNI) is currently considered Significantly Overvalued. The stock's GF Value™ is €1.42, compared to a current price of €3.18 — trading 123.9% above its estimated fair value. The current EPS (Basic) is €0.25. Unicaja Banco's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Unicaja Banco (XMAD:UNI), the current EPS (Basic) is €0.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Unicaja Banco (XMAD:UNI) Overvalued in 2026?

Based on GuruFocus' analysis, Unicaja Banco stock appears to be overvalued. The current stock price of €3.18 is trading 123.9% above its estimated GF Value™ of €1.42. GuruFocus considers Unicaja Banco to be Significantly Overvalued.

Key valuation signals for XMAD:UNI:

  • EPS (Basic): €0.25
  • GF Value™: €1.42 vs. price of €3.18 (123.9% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the XMAD:UNI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Unicaja Banco Business Description

Address Avenida de Andalucia 10 y 12, Malaga, ESP, 29007
Unicaja Banco SA is a credit institution; its main activity is retail banking. The group's object includes the provision of investment services and other auxiliary services, as well as the performance of insurance agent activities, as an exclusive or related operator, without the simultaneous exercise of both. Its segments are Credit institutions and insurance companies; these are the activities of the Bank and other Group companies engaged in financial services, as well as other ancillary activities carried out by the Group and of immaterial amounts, and central or general services that have not been allocated to any segment, and Other entities, which include the activities carried out by the other Group companies not included in the previous section. The Group operates in Spain.
56GF Score

Get the complete analysis for XMAD:UNI

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.18
Price
€1.42
GF Value