Credit Agricole Nord de France (XPAR:CNDF) EPS (Basic): €3.13 (TTM As of Dec. 2025)


XPAR:CNDF Credit Agricole Nord de France XPAR:CNDF
53 GF Score
Price €28.73
GF Value €15.47
Valuation Significantly Overvalued
View Full Analysis

What is Credit Agricole Nord de France EPS (Basic)?

Credit Agricole Nord de France XPAR:CNDF +2.83% 53 EPS (Basic) is €3.13 as of Dec. 2025. GuruFocus rates XPAR:CNDF with a GF Score™ of 53/100 and a GF Value™ of €15.47 (Significantly Overvalued).

Credit Agricole Nord de France's basic earnings per share (Basic EPS) for the six months ended in Dec. 2025 was €1.07. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was €3.13.

Credit Agricole Nord de France's EPS (Diluted) for the six months ended in Dec. 2025 was €1.07. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €3.13.

Credit Agricole Nord de France's EPS without NRI for the six months ended in Dec. 2025 was €1.09. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 3.07.

During the past 12 months, Credit Agricole Nord de France's average EPS without NRIGrowth Rate was 8.80% per year. During the past 3 years, the average EPS without NRI Growth Rate was 3.00% per year. During the past 5 years, the average EPS without NRI Growth Rate was 9.20% per year. During the past 10 years, the average EPS without NRI Growth Rate was 0.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Credit Agricole Nord de France's highest 3-Year average EPS without NRI Growth Rate was 56.30% per year. The lowest was -16.00% per year. And the median was 3.45% per year.

Credit Agricole Nord de France  (XPAR:CNDF) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Credit Agricole Nord de France EPS (Basic) Related Terms

Credit Agricole Nord de France EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Credit Agricole Nord de France's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credit Agricole Nord de France EPS (Basic) Chart

Credit Agricole Nord de France Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.77 2.93 2.36 2.95 3.15

Credit Agricole Nord de France Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.80 2.22 0.76 2.06 1.07
XPAR:CNDF
53GF Score
Credit Agricole Nord de France XPAR:CNDF
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Agricole Nord de France EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Credit Agricole Nord de France's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(182.1-0)/57.826
=3.15

Credit Agricole Nord de France's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(61.581-0)/57.826
=1.06

EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €3.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of €3.13 mean?
Credit Agricole Nord de France (XPAR:CNDF) has a EPS (Basic) of €3.13 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Credit Agricole Nord de France and its competitors.
Is Credit Agricole Nord de France's EPS (Basic) too high?
Credit Agricole Nord de France's current EPS (Basic) is €3.13. Overall, Credit Agricole Nord de France has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Nord de France's EPS (Basic) compare to competitors?
Credit Agricole Nord de France's EPS (Basic) of €3.13 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Banks company?
A good EPS (Basic) depends on the Banks industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Credit Agricole Nord de France and its competitors. Credit Agricole Nord de France's current EPS (Basic) is €3.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Nord de France stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole Nord de France (XPAR:CNDF) is currently considered Significantly Overvalued. The stock's GF Value™ is €15.47, compared to a current price of €28.73 — trading 85.7% above its estimated fair value. The current EPS (Basic) is €3.13. Credit Agricole Nord de France's overall GF Score™ is 53/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Credit Agricole Nord de France (XPAR:CNDF), the current EPS (Basic) is €3.13 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole Nord de France (XPAR:CNDF) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole Nord de France stock appears to be overvalued. The current stock price of €28.73 is trading 85.7% above its estimated GF Value™ of €15.47. GuruFocus considers Credit Agricole Nord de France to be Significantly Overvalued.

Key valuation signals for XPAR:CNDF:

  • EPS (Basic): €3.13
  • GF Value™: €15.47 vs. price of €28.73 (85.7% above fair value)
  • GF Score™: 53/100

No single metric tells the full story. See the XPAR:CNDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credit Agricole Nord de France Business Description

Other Exchanges 0AHI:UK
Address 10 Avenue Foch, BP 369, Lille, FRA, 59020
Crédit Agricole Nord de France operates as a regional bank in France. It offers saving products; credit services; short, medium, and long-term loans; and insurance products. The company provides its products to individuals, businesses, associations, and farmers.
53GF Score

Get the complete analysis for XPAR:CNDF

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€28.73
Price
€15.47
GF Value