* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Agricole Nord de France FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Credit Agricole Nord de France's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Agricole Nord de France FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Credit Agricole Nord de France's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Credit Agricole Nord de France's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Agricole Nord de France (XPAR:CNDF) has a FCF Margin % of 5.48% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Credit Agricole Nord de France and its competitors. This is 78% below median its historical median of 25.18. According to the industry distribution chart, Credit Agricole Nord de France ranks #1213 out of 1508 companies in the Banks industry, placing it in the top 80.4%.
Is Credit Agricole Nord de France's FCF Margin % too high?
Credit Agricole Nord de France's current FCF Margin % of 5.48% is 78% below median its 10-year median of 25.18. The Banks industry median FCF Margin % is 26.36. Credit Agricole Nord de France's value of 5.48% is 79.2% below this industry median. Based on the distribution chart, Credit Agricole Nord de France ranks #1213 out of 1508 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Credit Agricole Nord de France has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole Nord de France's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Credit Agricole Nord de France ranks #1213 out of 1508 companies for FCF Margin %. This places Credit Agricole Nord de France in the lower half of its industry. The industry median FCF Margin % is 26.36. Credit Agricole Nord de France's value of 5.48% is 79.2% below this benchmark. While the company's 10-year median is 25.18 vs. the industry median of 26.36, Credit Agricole Nord de France has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.36, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole Nord de France's current FCF Margin % of 5.48% is 79.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Credit Agricole Nord de France and its competitors. For the Banks industry, the median FCF Margin % is 26.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole Nord de France's current FCF Margin % is 5.48%, which is 78% below median its own 10-year median of 25.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole Nord de France stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole Nord de France (XPAR:CNDF) is currently considered Significantly Overvalued. The stock's GF Value™ is €15.47, compared to a current price of €28.87 — trading 86.6% above its estimated fair value. The current FCF Margin % is 5.48%, which is 78% below median its 10-year median of 25.18 and 79.2% below the Banks industry median of 26.36. Credit Agricole Nord de France's overall GF Score™ is 53/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Credit Agricole Nord de France (XPAR:CNDF), the current FCF Margin % is 5.48% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Agricole Nord de France (XPAR:CNDF) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Agricole Nord de France stock appears to be overvalued.
The current stock price of €28.87 is trading 86.6% above its estimated GF Value™ of €15.47.
GuruFocus considers Credit Agricole Nord de France to be Significantly Overvalued.
Key valuation signals for XPAR:CNDF:
FCF Margin %: 5.48% (78% below median its 10-year median of 25.18)
GF Value™: €15.47 vs. price of €28.87 (86.6% above fair value)
Industry Position: 79.2% below the Banks median (#1213 of 1508)
No single metric tells the full story. See the XPAR:CNDF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Agricole Nord de France Business Description
Crédit Agricole Nord de France operates as a regional bank in France. It offers saving products; credit services; short, medium, and long-term loans; and insurance products. The company provides its products to individuals, businesses, associations, and farmers.
53GF Score
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