UnitedHealth Group (XSGO:UNH) EPS (Basic): $13.28 (TTM As of Mar. 2026)


XSGO:UNH UnitedHealth Group Inc XSGO:UNH
82 GF Score
Price $381.00
GF Value $612.11
Valuation Significantly Undervalued
! 10 Warning Signs
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What is UnitedHealth Group EPS (Basic)?

UnitedHealth Group XSGO:UNH 82 EPS (Basic) is $13.28 as of Mar. 2026. GuruFocus rates XSGO:UNH with a GF Score™ of 82/100 and a GF Value™ of $612.11 (Significantly Undervalued). The stock has 10 warning signs investors should review.

UnitedHealth Group's basic earnings per share (Basic EPS) for the three months ended in Mar. 2026 was $6.92. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Mar. 2026 was $13.28.

UnitedHealth Group's EPS (Diluted) for the three months ended in Mar. 2026 was $6.90. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $13.24.

UnitedHealth Group's EPS without NRI for the three months ended in Mar. 2026 was $7.23. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was 16.34.

During the past 12 months, UnitedHealth Group's average EPS without NRIGrowth Rate was -41.60% per year. During the past 3 years, the average EPS without NRI Growth Rate was -9.70% per year. During the past 5 years, the average EPS without NRI Growth Rate was 3.60% per year. During the past 10 years, the average EPS without NRI Growth Rate was 13.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, UnitedHealth Group's highest 3-Year average EPS without NRI Growth Rate was 73.80% per year. The lowest was -18.20% per year. And the median was 20.90% per year.

UnitedHealth Group  (XSGO:UNH) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

UnitedHealth Group EPS (Basic) Related Terms

UnitedHealth Group EPS (Basic) Historical Data

* Premium members only.

The historical data trend for UnitedHealth Group's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UnitedHealth Group EPS (Basic) Chart

UnitedHealth Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.33 21.47 24.12 15.64 13.28

UnitedHealth Group Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.90 3.76 2.59 0.01 6.92
XSGO:UNH
82GF Score
UnitedHealth Group Inc XSGO:UNH
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
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UnitedHealth Group EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

UnitedHealth Group's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(12056-0)/908.000
=13.28

UnitedHealth Group's Basic EPS for the quarter that ended in Mar. 2026 is calculated as

Basic EPS (Q: Mar. 2026 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(6280-0)/908.000
=6.92

EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $13.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of $13.28 mean?
UnitedHealth Group (XSGO:UNH) has a EPS (Basic) of $13.28 as of Mar. 2026. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on UnitedHealth Group and its competitors.
Is UnitedHealth Group's EPS (Basic) too high?
UnitedHealth Group's current EPS (Basic) is $13.28. Overall, UnitedHealth Group has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does UnitedHealth Group's EPS (Basic) compare to CVS and ELV?
UnitedHealth Group's EPS (Basic) of $13.28 can be compared against companies in the Healthcare Plans industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for a Healthcare Plans company?
A good EPS (Basic) depends on the Healthcare Plans industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on UnitedHealth Group and its competitors. UnitedHealth Group's current EPS (Basic) is $13.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UnitedHealth Group stock overvalued right now?
Based on GuruFocus' analysis, UnitedHealth Group (XSGO:UNH) is currently considered Significantly Undervalued. The stock's GF Value™ is $612.11, compared to a current price of $381.00 — trading 37.8% below its estimated fair value. The current EPS (Basic) is $13.28. UnitedHealth Group's overall GF Score™ is 82/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For UnitedHealth Group (XSGO:UNH), the current EPS (Basic) is $13.28 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UnitedHealth Group (XSGO:UNH) Overvalued in 2026?

Based on GuruFocus' analysis, UnitedHealth Group stock appears to be undervalued. The current stock price of $381.00 is trading 37.8% below its estimated GF Value™ of $612.11. GuruFocus considers UnitedHealth Group to be Significantly Undervalued.

Key valuation signals for XSGO:UNH:

  • EPS (Basic): $13.28
  • GF Value™: $612.11 vs. price of $381.00 (37.8% below fair value)
  • GF Score™: 82/100 with 10 warning signs

No single metric tells the full story. See the XSGO:UNH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UnitedHealth Group Business Description

Address 1 Health Drive, Eden Prairie, MN, USA, 55344
UnitedHealth Group is one of the largest private health insurers and provides medical benefits to about 51 million members globally, including 1 million outside the US as of December 2025. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in medical insurance. Along with its insurance assets, UnitedHealth's Optum franchises help create a healthcare services colossus that spans everything from pharmaceutical benefits to providing outpatient care and analytics to affiliates and third parties.
82GF Score

Get the complete analysis for XSGO:UNH

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$381.00
Price
$612.11
GF Value