BPER Banca SpA (FRA:4BE) EPS (Diluted): €1.07 (TTM As of Dec. 2025)


FRA:4BE BPER Banca SpA FRA:4BE
56 GF Score
Price €13.91
GF Value €4.99
Valuation Significantly Overvalued
! 8 Warning Signs
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What is BPER Banca SpA EPS (Diluted)?

BPER Banca SpA FRA:4BE -0.63% 56 EPS (Diluted) is €1.07 as of Dec. 2025. GuruFocus rates FRA:4BE with a GF Score™ of 56/100 and a GF Value™ of €4.99 (Significantly Overvalued). The stock has 8 warning signs investors should review.

BPER Banca SpA's Earnings per Share (Diluted) for the three months ended in Dec. 2025 was €0.17. Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was €1.07.

BPER Banca SpA's EPS (Basic) for the three months ended in Dec. 2025 was €0.17. Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was €1.09.

BPER Banca SpA's EPS without NRI for the three months ended in Dec. 2025 was €0.35. Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was €1.29.

During the past 12 months, BPER Banca SpA's average EPS without NRIGrowth Rate was 16.30% per year. During the past 3 years, the average EPS without NRIGrowth Rate was 38.40% per year. During the past 5 years, the average EPS without NRI Growth Rate was 50.00% per year. During the past 10 years, the average EPS without NRI Growth Rate was 20.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, BPER Banca SpA's highest 3-Year average EPS without NRI Growth Rate was 122.60% per year. The lowest was -48.10% per year. And the median was 3.15% per year.


BPER Banca SpA  (FRA:4BE) EPS (Diluted) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


BPER Banca SpA EPS (Diluted) Related Terms


BPER Banca SpA EPS (Diluted) Historical Data

* Premium members only.

The historical data trend for BPER Banca SpA's EPS (Diluted) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BPER Banca SpA EPS (Diluted) Chart

BPER Banca SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Diluted)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.36 1.00 1.05 0.97 1.09

BPER Banca SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS (Diluted) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.31 0.32 0.32 0.17 0.26

BPER Banca SpA EPS (Diluted) Competitor Comparison

For the Banks - Regional subindustry, BPER Banca SpA's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BPER Banca SpA PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BPER Banca SpA's PE Ratio distribution charts can be found below:

* The bar in red indicates where BPER Banca SpA's PE Ratio falls into.


FRA:4BE
56GF Score
BPER Banca SpA FRA:4BE
EPS (Diluted) is just one metric. See GF Score™, valuation, warning signs, and more.
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BPER Banca SpA EPS (Diluted) Calculation

EPS (Diluted) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Diluted EPS takes into account all of the outstanding dilutive securities that could potentially be exercised (such as stock options and convertible preferred stock) and shows how such an action would impact earnings per share.

BPER Banca SpA's Diluted EPS for the fiscal year that ended in Dec. 2025 is calculated as

Diluted EPS (A: Dec. 2025 ) = (Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(1818.447-0)/1670.078
=1.09

BPER Banca SpA's Diluted EPS for the quarter that ended in Dec. 2025 is calculated as

Diluted EPS (Q: Dec. 2025 )=(Net Income - Preferred Dividends) / Shares Outstanding (Diluted Average)
=(339.886-0)/1961.999
=0.17

EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Diluted) →
What does a EPS (Diluted) of €1.07 mean?
BPER Banca SpA (FRA:4BE) has a EPS (Diluted) of €1.07 as of Dec. 2025. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on BPER Banca SpA and its competitors.
Is BPER Banca SpA's EPS (Diluted) too high?
BPER Banca SpA's current EPS (Diluted) is €1.07. Overall, BPER Banca SpA has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BPER Banca SpA's EPS (Diluted) compare to competitors?
BPER Banca SpA's EPS (Diluted) of €1.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Diluted) for a Banks company?
A good EPS (Diluted) depends on the Banks industry context. However, EPS (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Diluted) mean?
A high EPS (Diluted) can signal that a stock is expensive relative to its fundamentals. Earnings per share (diluted) equals net income divided by the diluted average shares outstanding. View historical data on BPER Banca SpA and its competitors. BPER Banca SpA's current EPS (Diluted) is €1.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BPER Banca SpA stock overvalued right now?
Based on GuruFocus' analysis, BPER Banca SpA (FRA:4BE) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.99, compared to a current price of €13.91 — trading 178.7% above its estimated fair value. The current EPS (Diluted) is €1.07. BPER Banca SpA's overall GF Score™ is 56/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Diluted) calculated?
EPS (Diluted) is calculated from a company's financial statements. For BPER Banca SpA (FRA:4BE), the current EPS (Diluted) is €1.07 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BPER Banca SpA (FRA:4BE) Overvalued in 2026?

Based on GuruFocus' analysis, BPER Banca SpA stock appears to be overvalued. The current stock price of €13.91 is trading 178.7% above its estimated GF Value™ of €4.99. GuruFocus considers BPER Banca SpA to be Significantly Overvalued.

Key valuation signals for FRA:4BE:

  • EPS (Diluted): €1.07
  • GF Value™: €4.99 vs. price of €13.91 (178.7% above fair value)
  • GF Score™: 56/100 with 8 warning signs

No single metric tells the full story. See the FRA:4BE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BPER Banca SpA Business Description

Address Via San Carlo 8/20, Modena, ITA, 41121
BPER Banca SpA is a banking group consisting of four Italian regional commercial banks that merged on the initiative of BPER Banca. The banks are involved in a number of market segments, including retail banking, corporate and investment banking, and wealth management and insurance. In addition to the banks, the Group includes product companies, including asset management, personal loans, leasing, and factoring operations, and special purpose vehicles. Its strategy emphasizes customer service and cooperative banking. BPER group's customer base overwhelming derives from retail banking, mostly from individuals with some business deposits. Its loan base, however, is principally the group's corporate customers.
56GF Score

Get the complete analysis for FRA:4BE

EPS (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.91
Price
€4.99
GF Value