BPER Banca SpA (FRA:4BE) OCF Yield %: 10.91 (As of Jul. 02, 2026)


FRA:4BE BPER Banca SpA FRA:4BE
58 GF Score
Price €13.66
GF Value €4.89
Valuation Significantly Overvalued
! 8 Warning Signs
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What is BPER Banca SpA OCF Yield %?

BPER Banca SpA FRA:4BE +2.35% 58 OCF Yield % is 10.91 as of Jul. 02, 2026. GuruFocus rates FRA:4BE with a GF Score™ of 58/100 and a GF Value™ of €4.89 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,503 Banks companies, BPER Banca SpA ranks better than 57.29% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, BPER Banca SpA's Trailing 12-Month Cash Flow from Operations is €0 Mil, and Market Cap is €28,465 Mil. Therefore, BPER Banca SpA's OCF Yield % for today is 10.91%.

The historical rank and industry rank for BPER Banca SpA's OCF Yield % or its related term are showing as below:

FRA:4BE' s OCF Yield % Range Over the Past 10 Years
Min: 10.91   Med: 0   Max: 10.91
Current: 10.91


During the past 13 years, the highest OCF Yield % of BPER Banca SpA was 10.91%. The lowest was 10.91%. And the median was %.

FRA:4BE's OCF Yield % is ranked better than
57.29% of 1503 companies
in the Banks industry
Industry Median: 9.23 vs FRA:4BE: 10.91

BPER Banca SpA's OCF Margin % for the quarter that ended in Dec. 2025 was %.


BPER Banca SpA OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


BPER Banca SpA OCF Yield % Related Terms


BPER Banca SpA OCF Yield % Historical Data

* Premium members only.

The historical data trend for BPER Banca SpA's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BPER Banca SpA OCF Yield % Chart

BPER Banca SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 49.43 464.56 -80.22 -28.78 13.95

BPER Banca SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

BPER Banca SpA OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, BPER Banca SpA's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BPER Banca SpA OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, BPER Banca SpA's OCF Yield % distribution charts can be found below:

* The bar in red indicates where BPER Banca SpA's OCF Yield % falls into.


FRA:4BE
58GF Score
BPER Banca SpA FRA:4BE
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BPER Banca SpA OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

BPER Banca SpA's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=3121.933 / 22386.40859
=13.95%

BPER Banca SpA's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=0 * 4 / 22386.40859
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 10.91 mean?
BPER Banca SpA (FRA:4BE) has a OCF Yield % of 10.91 as of Jul. 02, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on BPER Banca SpA and its competitors. Over the past decade, BPER Banca SpA's OCF Yield % has ranged from 10.91 to 10.91. According to the industry distribution chart, BPER Banca SpA ranks #642 out of 1503 companies in the Banks industry, placing it in the top 42.7%.
Is BPER Banca SpA's OCF Yield % too high?
BPER Banca SpA's current OCF Yield % is 10.91. Over the past 10 years, this metric has ranged from a low of 10.91 to a high of 10.91. The Banks industry median OCF Yield % is 9.23. BPER Banca SpA's value of 10.91 is 18.2% above this industry median. Based on the distribution chart, BPER Banca SpA ranks #642 out of 1503 companies in the Banks industry, which is above the industry midpoint. Overall, BPER Banca SpA has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BPER Banca SpA's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, BPER Banca SpA ranks #642 out of 1503 companies for OCF Yield %. This puts BPER Banca SpA in the upper half of its industry. The industry median OCF Yield % is 9.23. BPER Banca SpA's value of 10.91 is 18.2% above this benchmark. Historically, BPER Banca SpA's own OCF Yield % has ranged from 10.91 to 10.91 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.23, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BPER Banca SpA's current OCF Yield % of 10.91 is 18.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on BPER Banca SpA and its competitors. For the Banks industry, the median OCF Yield % is 9.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BPER Banca SpA's current OCF Yield % is 10.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BPER Banca SpA stock overvalued right now?
Based on GuruFocus' analysis, BPER Banca SpA (FRA:4BE) is currently considered Significantly Overvalued. The stock's GF Value™ is €4.89, compared to a current price of €13.66 — trading 179.3% above its estimated fair value. The current OCF Yield % is 10.91 and 18.2% above the Banks industry median of 9.23. BPER Banca SpA's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For BPER Banca SpA (FRA:4BE), the current OCF Yield % is 10.91 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BPER Banca SpA (FRA:4BE) Overvalued in 2026?

Based on GuruFocus' analysis, BPER Banca SpA stock appears to be overvalued. The current stock price of €13.66 is trading 179.3% above its estimated GF Value™ of €4.89. GuruFocus considers BPER Banca SpA to be Significantly Overvalued.

Key valuation signals for FRA:4BE:

  • OCF Yield %: 10.91
  • GF Value™: €4.89 vs. price of €13.66 (179.3% above fair value)
  • GF Score™: 58/100 with 8 warning signs
  • Industry Position: 18.2% above the Banks median (#642 of 1503)

No single metric tells the full story. See the FRA:4BE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BPER Banca SpA Business Description

Address Via San Carlo 8/20, Modena, ITA, 41121
BPER Banca SpA is a banking group consisting of four Italian regional commercial banks that merged on the initiative of BPER Banca. The banks are involved in a number of market segments, including retail banking, corporate and investment banking, and wealth management and insurance. In addition to the banks, the Group includes product companies, including asset management, personal loans, leasing, and factoring operations, and special purpose vehicles. Its strategy emphasizes customer service and cooperative banking. BPER group's customer base overwhelming derives from retail banking, mostly from individuals with some business deposits. Its loan base, however, is principally the group's corporate customers.
58GF Score

Get the complete analysis for FRA:4BE

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€13.66
Price
€4.89
GF Value