Gujarat State Financial (BOM:532160) EPS without NRI: ₹-14.29 (TTM As of Mar. 2026)

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BOM:532160 Gujarat State Financial Corp BOM:532160
23 GF Score
Price ₹10.68
! 7 Warning Signs
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What is Gujarat State Financial EPS without NRI?

Gujarat State Financial BOM:532160 +3.89% 23 EPS without NRI is ₹-14.29 as of Mar. 2026. GuruFocus rates BOM:532160 with a GF Score™ of 23/100. The stock has 7 warning signs investors should review. Among 435 Credit Services companies, Gujarat State Financial ranks worse than 66.9% on this metric.

Gujarat State Financial's earnings per share without non-recurring items for the three months ended in Mar. 2026 was ₹-3.55. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was ₹-14.29.

During the past 3 years, the average earnings per share (NRI) Growth Rate was -0.30% per year. During the past 5 years, the average earnings per share (NRI) Growth Rate was -0.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Gujarat State Financial's EPS without NRI or its related term are showing as below:

BOM:532160' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -24.6   Med: -0.5   Max: 26.6
Current: -0.3

During the past 13 years, Gujarat State Financial's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 26.60% per year. The lowest was -24.60% per year. And the median was -0.50% per year.

BOM:532160's 3-Year EPS without NRI Growth Rate is ranked worse than
66.9% of 435 companies
in the Credit Services industry
Industry Median: 11.4 vs BOM:532160: -0.30

Gujarat State Financial's EPS (Diluted) for the three months ended in Mar. 2026 was ₹-3.63. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹-14.28.

Gujarat State Financial's EPS (Basic) for the three months ended in Mar. 2026 was ₹-3.63. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was ₹-14.28.


Gujarat State Financial  (BOM:532160) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Gujarat State Financial EPS without NRI Related Terms


Gujarat State Financial EPS without NRI Historical Data

* Premium members only.

The historical data trend for Gujarat State Financial's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gujarat State Financial EPS without NRI Chart

Gujarat State Financial Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only -14.34 -14.10 -13.50 -14.07 -14.22

Gujarat State Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -3.49 -3.54 -3.61 -3.59 -3.55

BOM:532160 vs V, MA, AXP: EPS without NRI Comparison

For the Credit Services subindustry, Gujarat State Financial's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gujarat State Financial PE Ratio without NRI vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Gujarat State Financial's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Gujarat State Financial's PE Ratio without NRI falls into.


BOM:532160
23GF Score
Gujarat State Financial Corp BOM:532160
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Gujarat State Financial EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹-14.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of ₹-14.29 mean?
Gujarat State Financial (BOM:532160) has a EPS without NRI of ₹-14.29 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Gujarat State Financial and its competitors. According to the industry distribution chart, Gujarat State Financial ranks #291 out of 435 companies in the Credit Services industry, placing it in the top 66.9%.
Is Gujarat State Financial's EPS without NRI too high?
Gujarat State Financial's current EPS without NRI is ₹-14.29. Based on the distribution chart, Gujarat State Financial ranks #291 out of 435 companies in the Credit Services industry, which is below the industry midpoint. Overall, Gujarat State Financial has a GF Score™ of 23/100, reflecting its overall financial health beyond just this single metric.
How does Gujarat State Financial's EPS without NRI compare to V and MA?
According to the Credit Services industry distribution chart, Gujarat State Financial ranks #291 out of 435 companies for EPS without NRI. This places Gujarat State Financial in the lower half of its industry. The industry median EPS without NRI is 11.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Credit Services company?
The median EPS without NRI among Credit Services companies is 11.40, based on 435 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Gujarat State Financial and its competitors. For the Credit Services industry, the median EPS without NRI is 11.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gujarat State Financial's current EPS without NRI is ₹-14.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gujarat State Financial stock overvalued right now?
Gujarat State Financial (BOM:532160) has a current EPS without NRI of ₹-14.29. The current EPS without NRI is ₹-14.29. Gujarat State Financial's overall GF Score™ is 23/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Gujarat State Financial (BOM:532160), the current EPS without NRI is ₹-14.29 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Gujarat State Financial Business Description

Address Udyog Bhavan, Block No. 10, 1st Floor, Sector-11, Gandhinagar, GJ, IND, 382 010
Gujarat State Financial Corp is engaged in providing credit services. The company provides medium and long-term credit to small and medium-scale industrial undertakings. The company recognizes income by way of interest, penalty, and other charges after the realization of cheques as intimated by banks. Geographically, the company operates only in the Indian market.
23GF Score

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EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹10.68
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