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InvestSMART GroupASX:INV 39 Equity-to-Asset is 0.48 as of Jun. 2026, which is 6% below its 10-year median of 0.51. GuruFocus rates ASX:INV with a GF Score™ of 39/100 and a GF Value™ of A$0.13 (Modestly Undervalued). Among 542 Diversified Financial Services companies, InvestSMART Group ranks worse than 71.77% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. InvestSMART Group's Total Stockholders Equity for the quarter that ended in Jun. 2026 was A$4.51 Mil. InvestSMART Group's Total Assets for the quarter that ended in Jun. 2026 was A$9.36 Mil.
Therefore, InvestSMART Group's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.48.
The historical rank and industry rank for InvestSMART Group's Equity-to-Asset or its related term are showing as below:
ASX:INV'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.43 Med: 0.51 Max: 0.61
Current: 0.48
During the past 13 years, the highest Equity to Asset Ratio of InvestSMART Group was 0.61. The lowest was 0.43. And the median was 0.51.
ASX:INV's Equity-to-Asset is ranked worse than 71.77% of 542
companies
in the Diversified Financial Services industry
Industry Median: 0.9
vs ASX:INV: 0.48
InvestSMART Group (ASX:INV) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
InvestSMART Group Equity-to-Asset Related Terms
InvestSMART Group Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for InvestSMART Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:INV vs FRHC, VOYA, HTH: Equity-to-Asset Comparison
For the Financial Conglomerates subindustry, InvestSMART Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
InvestSMART Group Equity-to-Asset vs Diversified Financial Services Industry
For the Diversified Financial Services industry and Financial Services sector, InvestSMART Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where InvestSMART Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
InvestSMART Group's Equity to Asset Ratio for the fiscal year that ended in Jun. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
InvestSMART Group (ASX:INV) has a Equity-to-Asset of 0.48 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on InvestSMART Group and its competitors. This is near median its historical median of 0.51. Over the past decade, InvestSMART Group's Equity-to-Asset has ranged from 0.43 to 0.61. According to the industry distribution chart, InvestSMART Group ranks #389 out of 542 companies in the Diversified Financial Services industry, placing it in the top 71.8%.
Is InvestSMART Group's Equity-to-Asset too high?
InvestSMART Group's current Equity-to-Asset of 0.48 is near median its 10-year median of 0.51. Over the past 10 years, this metric has ranged from a low of 0.43 to a high of 0.61. The Diversified Financial Services industry median Equity-to-Asset is 0.90. InvestSMART Group's value of 0.48 is 46.7% below this industry median. Based on the distribution chart, InvestSMART Group ranks #389 out of 542 companies in the Diversified Financial Services industry, which is below the industry midpoint. Overall, InvestSMART Group has a GF Score™ of 39/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does InvestSMART Group's Equity-to-Asset compare to FRHC and VOYA?
According to the Diversified Financial Services industry distribution chart, InvestSMART Group ranks #389 out of 542 companies for Equity-to-Asset. This places InvestSMART Group in the lower half of its industry. The industry median Equity-to-Asset is 0.90. InvestSMART Group's value of 0.48 is 46.7% below this benchmark. Historically, InvestSMART Group's own Equity-to-Asset has ranged from 0.43 to 0.61 over the past decade. While the company's 10-year median is 0.51 vs. the industry median of 0.90, InvestSMART Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Diversified Financial Services company?
The median Equity-to-Asset among Diversified Financial Services companies is 0.90, based on 542 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. InvestSMART Group's current Equity-to-Asset of 0.48 is 46.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on InvestSMART Group and its competitors. For the Diversified Financial Services industry, the median Equity-to-Asset is 0.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. InvestSMART Group's current Equity-to-Asset is 0.48, which is near median its own 10-year median of 0.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is InvestSMART Group stock overvalued right now?
Based on GuruFocus' analysis, InvestSMART Group (ASX:INV) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.13, compared to a current price of A$0.12 — trading 11.5% below its estimated fair value. The current Equity-to-Asset is 0.48, which is near median its 10-year median of 0.51 and 46.7% below the Diversified Financial Services industry median of 0.90. InvestSMART Group's overall GF Score™ is 39/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For InvestSMART Group (ASX:INV), the current Equity-to-Asset is 0.48 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is InvestSMART Group (ASX:INV) Overvalued in 2026?
Based on GuruFocus' analysis, InvestSMART Group stock appears to be undervalued.
The current stock price of A$0.12 is trading 11.5% below its estimated GF Value™ of A$0.13.
GuruFocus considers InvestSMART Group to be Modestly Undervalued.
Key valuation signals for ASX:INV:
Equity-to-Asset: 0.48 (near median its 10-year median of 0.51)
GF Value™: A$0.13 vs. price of A$0.12 (11.5% below fair value)
Industry Position: 46.7% below the Diversified Financial Services median (#389 of 542)
No single metric tells the full story. See the ASX:INV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
InvestSMART Group Ltd is mainly involved in operating businesses that deliver financial services to retail investors in Australia, predominantly in wealth and funds management. It offers a proprietary digital wealth platform that operates within a content and tools ecosystem, offering investment products like InvestSMART (Professionally Managed Accounts), Fundlater (lending service), White label, and Intelligent Investor. In addition, the platform provides investment content and tools like Intelligent Investor (research and investment advisory service), and organizes bootcamps for investors, among others.
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