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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Summerset Group HoldingsASX:SNZ -1.05%70 Equity-to-Asset is 0.36 as of Dec. 2025, which is at its 10-year median of 0.36. GuruFocus rates ASX:SNZ with a GF Score™ of 70/100 and a GF Value™ of A$12.77 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 684 Healthcare Providers & Services companies, Summerset Group Holdings ranks worse than 64.18% on this metric.
The historical rank and industry rank for Summerset Group Holdings's Equity-to-Asset or its related term are showing as below:
ASX:SNZ'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.32 Med: 0.36 Max: 0.39
Current: 0.36
During the past 13 years, the highest Equity to Asset Ratio of Summerset Group Holdings was 0.39. The lowest was 0.32. And the median was 0.36.
ASX:SNZ's Equity-to-Asset is ranked worse than 64.18% of 684
companies
in the Healthcare Providers & Services industry
Industry Median: 0.48
vs ASX:SNZ: 0.36
Summerset Group Holdings (ASX:SNZ) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Summerset Group Holdings Equity-to-Asset Related Terms
Summerset Group Holdings Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:SNZ vs HCA, THC, DVA: Equity-to-Asset Comparison
For the Medical Care Facilities subindustry, Summerset Group Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Summerset Group Holdings Equity-to-Asset vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Summerset Group Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Summerset Group Holdings's Equity-to-Asset falls into.
Summerset Group Holdings Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Summerset Group Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Summerset Group Holdings (ASX:SNZ) has a Equity-to-Asset of 0.36 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Summerset Group Holdings and its competitors. This is near median its historical median of 0.36. Over the past decade, Summerset Group Holdings' Equity-to-Asset has ranged from 0.32 to 0.39. According to the industry distribution chart, Summerset Group Holdings ranks #439 out of 684 companies in the Healthcare Providers & Services industry, placing it in the top 64.2%.
Is Summerset Group Holdings' Equity-to-Asset too high?
Summerset Group Holdings' current Equity-to-Asset of 0.36 is near median its 10-year median of 0.36. Over the past 10 years, this metric has ranged from a low of 0.32 to a high of 0.39. The Healthcare Providers & Services industry median Equity-to-Asset is 0.48. Summerset Group Holdings' value of 0.36 is 25% below this industry median. Based on the distribution chart, Summerset Group Holdings ranks #439 out of 684 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, Summerset Group Holdings has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Summerset Group Holdings' Equity-to-Asset compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Summerset Group Holdings ranks #439 out of 684 companies for Equity-to-Asset. This places Summerset Group Holdings in the lower half of its industry. The industry median Equity-to-Asset is 0.48. Summerset Group Holdings' value of 0.36 is 25% below this benchmark. Historically, Summerset Group Holdings' own Equity-to-Asset has ranged from 0.32 to 0.39 over the past decade. While the company's 10-year median is 0.36 vs. the industry median of 0.48, Summerset Group Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Healthcare Providers & Services company?
The median Equity-to-Asset among Healthcare Providers & Services companies is 0.48, based on 684 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Summerset Group Holdings's current Equity-to-Asset of 0.36 is 25% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Summerset Group Holdings and its competitors. For the Healthcare Providers & Services industry, the median Equity-to-Asset is 0.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Summerset Group Holdings's current Equity-to-Asset is 0.36, which is near median its own 10-year median of 0.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Summerset Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Summerset Group Holdings (ASX:SNZ) is currently considered Possible Value Trap. The stock's GF Value™ is A$12.77, compared to a current price of A$6.59 — trading 48.4% below its estimated fair value. The current Equity-to-Asset is 0.36, which is near median its 10-year median of 0.36 and 25% below the Healthcare Providers & Services industry median of 0.48. Summerset Group Holdings' overall GF Score™ is 70/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Summerset Group Holdings (ASX:SNZ), the current Equity-to-Asset is 0.36 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Summerset Group Holdings (ASX:SNZ) Overvalued in 2026?
Based on GuruFocus' analysis, Summerset Group Holdings stock appears to be undervalued.
The current stock price of A$6.59 is trading 48.4% below its estimated GF Value™ of A$12.77.
GuruFocus considers Summerset Group Holdings to be Possible Value Trap.
Key valuation signals for ASX:SNZ:
Equity-to-Asset: 0.36 (near median its 10-year median of 0.36)
GF Value™: A$12.77 vs. price of A$6.59 (48.4% below fair value)
Industry Position: 25% below the Healthcare Providers & Services median (#439 of 684)
No single metric tells the full story. See the ASX:SNZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Summerset Group Holdings Ltd develops, owns, and operates integrated retirement villages. The company receives a majority of its revenue from the New Zealand Ministry of Health, which subsidizes fees for eligible aged-care residents. Its revenue is mainly derived from care fees and village services income. Summerset provides a range of care for its residents, including in-home care and 24-hour medical care centers. In addition to its independent-living villas and apartments, Summerset offers supported-living residences, which include assistance with daily activities like shopping and housekeeping.
70GF Score
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