Summerset Group HoldingsASX:SNZ 76 ROE % is 7.91% as of Dec. 2025, which is 57% below its 10-year median of 18.38. GuruFocus rates ASX:SNZ with a GF Score™ of 76/100 and a GF Value™ of A$12.47 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 628 Healthcare Providers & Services companies, Summerset Group Holdings ranks better than 58.44% on this metric.
The historical rank and industry rank for Summerset Group Holdings's ROE % or its related term are showing as below:
ASX:SNZ'
s ROE % Range Over the Past 10 Years
Min: 8.23 Med: 18.38 Max: 33.99
Current: 8.23
During the past 13 years, Summerset Group Holdings's highest ROE % was 33.99%. The lowest was 8.23%. And the median was 18.38%.
ASX:SNZ's ROE % is ranked better than 58.44% of 628
companies
in the Healthcare Providers & Services industry
Industry Median: 5.72
vs ASX:SNZ: 8.23
Summerset Group Holdings (ASX:SNZ) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Medical Care Facilities subindustry, Summerset Group Holdings's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Summerset Group Holdings ROE % vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Summerset Group Holdings's ROE % distribution charts can be found below:
* The bar in red indicates where Summerset Group Holdings's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Dec. 2025) net income data.
ROE % is displayed in the 30-year financial page.
Summerset Group Holdings (ASX:SNZ) has a ROE % of 7.91% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Summerset Group Holdings and its competitors. This is 57% below median its historical median of 18.38. Over the past decade, Summerset Group Holdings' ROE % has ranged from 8.23 to 33.99. According to the industry distribution chart, Summerset Group Holdings ranks #261 out of 628 companies in the Healthcare Providers & Services industry, placing it in the top 41.6%.
Is Summerset Group Holdings' ROE % too high?
Summerset Group Holdings' current ROE % of 7.91% is 57% below median its 10-year median of 18.38. Over the past 10 years, this metric has ranged from a low of 8.23 to a high of 33.99. The Healthcare Providers & Services industry median ROE % is 5.72. Summerset Group Holdings' value of 7.91% is 38.3% above this industry median. Based on the distribution chart, Summerset Group Holdings ranks #261 out of 628 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, Summerset Group Holdings has a GF Score™ of 76/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Summerset Group Holdings' ROE % compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Summerset Group Holdings ranks #261 out of 628 companies for ROE %. This puts Summerset Group Holdings in the upper half of its industry. The industry median ROE % is 5.72. Summerset Group Holdings' value of 7.91% is 38.3% above this benchmark. Historically, Summerset Group Holdings' own ROE % has ranged from 8.23 to 33.99 over the past decade. While the company's 10-year median is 18.38 vs. the industry median of 5.72, Summerset Group Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Healthcare Providers & Services company?
The median ROE % among Healthcare Providers & Services companies is 5.72, based on 628 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Summerset Group Holdings's current ROE % of 7.91% is 38.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Summerset Group Holdings and its competitors. For the Healthcare Providers & Services industry, the median ROE % is 5.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Summerset Group Holdings's current ROE % is 7.91%, which is 57% below median its own 10-year median of 18.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Summerset Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Summerset Group Holdings (ASX:SNZ) is currently considered Possible Value Trap. The stock's GF Value™ is A$12.47, compared to a current price of A$7.02 — trading 43.7% below its estimated fair value. The current ROE % is 7.91%, which is 57% below median its 10-year median of 18.38 and 38.3% above the Healthcare Providers & Services industry median of 5.72. Summerset Group Holdings' overall GF Score™ is 76/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Summerset Group Holdings (ASX:SNZ), the current ROE % is 7.91% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Summerset Group Holdings (ASX:SNZ) Overvalued in 2026?
Based on GuruFocus' analysis, Summerset Group Holdings stock appears to be undervalued.
The current stock price of A$7.02 is trading 43.7% below its estimated GF Value™ of A$12.47.
GuruFocus considers Summerset Group Holdings to be Possible Value Trap.
Key valuation signals for ASX:SNZ:
ROE %: 7.91% (57% below median its 10-year median of 18.38)
GF Value™: A$12.47 vs. price of A$7.02 (43.7% below fair value)
Industry Position: 38.3% above the Healthcare Providers & Services median (#261 of 628)
No single metric tells the full story. See the ASX:SNZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Summerset Group Holdings Ltd develops, owns, and operates integrated retirement villages. The company receives a majority of its revenue from the New Zealand Ministry of Health, which subsidizes fees for eligible aged-care residents. Its revenue is mainly derived from care fees and village services income. Summerset provides a range of care for its residents, including in-home care and 24-hour medical care centers. In addition to its independent-living villas and apartments, Summerset offers supported-living residences, which include assistance with daily activities like shopping and housekeeping.
76GF Score
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