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BOK FinancialBOKF -0.48%76 Equity-to-Asset is 0.11 as of Jun. 2026, which is at its 10-year median of 0.11. GuruFocus rates BOKF with a GF Score™ of 76/100 and a GF Value™ of $125.47 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,524 Banks companies, BOK Financial ranks better than 63.85% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. BOK Financial's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $6,083 Mil. BOK Financial's Total Assets for the quarter that ended in Jun. 2026 was $53,179 Mil.
Therefore, BOK Financial's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.11.
The historical rank and industry rank for BOK Financial's Equity-to-Asset or its related term are showing as below:
BOKF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1 Med: 0.11 Max: 0.12
Current: 0.11
During the past 13 years, the highest Equity to Asset Ratio of BOK Financial was 0.12. The lowest was 0.10. And the median was 0.11.
BOKF's Equity-to-Asset is ranked better than 63.85% of 1524
companies
in the Banks industry
Industry Median: 0.1
vs BOKF: 0.11
BOK Financial (NAS:BOKF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
BOK Financial Equity-to-Asset Related Terms
BOK Financial Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for BOK Financial's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOKF vs PB, CBSH, COLB: Equity-to-Asset Comparison
For the Banks - Regional subindustry, BOK Financial's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BOK Financial Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, BOK Financial's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where BOK Financial's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
BOK Financial's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOK Financial (BOKF) has a Equity-to-Asset of 0.11 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on BOK Financial and its competitors. This is near median its historical median of 0.11. Over the past decade, BOK Financial's Equity-to-Asset has ranged from 0.10 to 0.12. According to the industry distribution chart, BOK Financial ranks #551 out of 1524 companies in the Banks industry, placing it in the top 36.2%.
Is BOK Financial's Equity-to-Asset too high?
BOK Financial's current Equity-to-Asset of 0.11 is near median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.12. The Banks industry median Equity-to-Asset is 0.10. BOK Financial's value of 0.11 is 10% above this industry median. Based on the distribution chart, BOK Financial ranks #551 out of 1524 companies in the Banks industry, which is above the industry midpoint. Overall, BOK Financial has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BOK Financial's Equity-to-Asset compare to PB and CBSH?
According to the Banks industry distribution chart, BOK Financial ranks #551 out of 1524 companies for Equity-to-Asset. This puts BOK Financial in the upper half of its industry. The industry median Equity-to-Asset is 0.10. BOK Financial's value of 0.11 is 10% above this benchmark. Historically, BOK Financial's own Equity-to-Asset has ranged from 0.10 to 0.12 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.10, BOK Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BOK Financial's current Equity-to-Asset of 0.11 is 10% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on BOK Financial and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BOK Financial's current Equity-to-Asset is 0.11, which is near median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BOK Financial stock overvalued right now?
Based on GuruFocus' analysis, BOK Financial (BOKF) is currently considered Modestly Overvalued. The stock's GF Value™ is $125.47, compared to a current price of $144.97 — trading 15.5% above its estimated fair value. The current Equity-to-Asset is 0.11, which is near median its 10-year median of 0.11 and 10% above the Banks industry median of 0.10. BOK Financial's overall GF Score™ is 76/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For BOK Financial (BOKF), the current Equity-to-Asset is 0.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BOK Financial (BOKF) Overvalued in 2026?
Based on GuruFocus' analysis, BOK Financial stock appears to be overvalued.
The current stock price of $144.97 is trading 15.5% above its estimated GF Value™ of $125.47.
GuruFocus considers BOK Financial to be Modestly Overvalued.
Key valuation signals for BOKF:
Equity-to-Asset: 0.11 (near median its 10-year median of 0.11)
GF Value™: $125.47 vs. price of $144.97 (15.5% above fair value)
Industry Position: 10% above the Banks median (#551 of 1524)
No single metric tells the full story. See the BOKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BOK Financial Corp is a financial institution based in Oklahoma that offers a broad range of nationally competitive financial products and services. The company operates through three main segments: Commercial Banking, Consumer Banking, and Wealth Management. Commercial Banking provides lending, treasury and cash management, and risk management services, and includes the TransFund EFT network. Consumer Banking focuses on retail lending, deposit services, and mortgage loan origination and servicing. Wealth Management engages mainly in brokerage and trading activities, particularly in U.S. government agency mortgage-backed securities and related derivatives. The company generates the majority of its revenue from the Commercial Banking segment.
76GF Score
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