BOK FinancialBOKF +0.52%74 Pretax Margin % is 36.82% as of Mar. 2026, which is 4% above its 10-year median of 35.27. GuruFocus rates BOKF with a GF Score™ of 74/100 and a GF Value™ of $118.88 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,527 Banks companies, BOK Financial ranks better than 54.22% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. BOK Financial's Pre-Tax Income for the
three
months ended in Mar. 2026 was $200 Mil. BOK Financial's Revenue for the
three
months ended in Mar. 2026 was $542 Mil. Therefore, BOK Financial's pretax margin for the quarter that ended in Mar. 2026 was 36.82%.
The historical rank and industry rank for BOK Financial's Pretax Margin % or its related term are showing as below:
BOKF'
s Pretax Margin % Range Over the Past 10 Years
Min: 24.9 Med: 35.27 Max: 45.04
Current: 36.64
BOKF's Pretax Margin % is ranked better than 54.22% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs BOKF: 36.64
BOK Financial (NAS:BOKF) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
BOK Financial Pretax Margin % Related Terms
BOK Financial Pretax Margin % Historical Data
* Premium members only.
The historical data trend for BOK Financial's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOKF vs VLY, CBSH, CFR: Pretax Margin % Comparison
For the Banks - Regional subindustry, BOK Financial's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BOK Financial Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BOK Financial's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where BOK Financial's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOK Financial (BOKF) has a Pretax Margin % of 36.82% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on BOK Financial and its competitors. This is near median its historical median of 35.27. Over the past decade, BOK Financial's Pretax Margin % has ranged from 24.90 to 45.04. According to the industry distribution chart, BOK Financial ranks #699 out of 1527 companies in the Banks industry, placing it in the top 45.8%.
Is BOK Financial's Pretax Margin % too high?
BOK Financial's current Pretax Margin % of 36.82% is near median its 10-year median of 35.27. Over the past 10 years, this metric has ranged from a low of 24.90 to a high of 45.04. The Banks industry median Pretax Margin % is 34.88. BOK Financial's value of 36.82% is 5.6% above this industry median. Based on the distribution chart, BOK Financial ranks #699 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, BOK Financial has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does BOK Financial's Pretax Margin % compare to VLY and CBSH?
According to the Banks industry distribution chart, BOK Financial ranks #699 out of 1527 companies for Pretax Margin %. This puts BOK Financial in the upper half of its industry. The industry median Pretax Margin % is 34.88. BOK Financial's value of 36.82% is 5.6% above this benchmark. Historically, BOK Financial's own Pretax Margin % has ranged from 24.90 to 45.04 over the past decade. While the company's 10-year median is 35.27 vs. the industry median of 34.88, BOK Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BOK Financial's current Pretax Margin % of 36.82% is 5.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on BOK Financial and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BOK Financial's current Pretax Margin % is 36.82%, which is near median its own 10-year median of 35.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BOK Financial stock overvalued right now?
Based on GuruFocus' analysis, BOK Financial (BOKF) is currently considered Modestly Overvalued. The stock's GF Value™ is $118.88, compared to a current price of $139.18 — trading 17.1% above its estimated fair value. The current Pretax Margin % is 36.82%, which is near median its 10-year median of 35.27 and 5.6% above the Banks industry median of 34.88. BOK Financial's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For BOK Financial (BOKF), the current Pretax Margin % is 36.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BOK Financial (BOKF) Overvalued in 2026?
Based on GuruFocus' analysis, BOK Financial stock appears to be overvalued.
The current stock price of $139.18 is trading 17.1% above its estimated GF Value™ of $118.88.
GuruFocus considers BOK Financial to be Modestly Overvalued.
Key valuation signals for BOKF:
Pretax Margin %: 36.82% (near median its 10-year median of 35.27)
GF Value™: $118.88 vs. price of $139.18 (17.1% above fair value)
Industry Position: 5.6% above the Banks median (#699 of 1527)
No single metric tells the full story. See the BOKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BOK Financial Corp is a financial institution based in Oklahoma that offers a broad range of nationally competitive financial products and services. The company operates through three main segments: Commercial Banking, Consumer Banking, and Wealth Management. Commercial Banking provides lending, treasury and cash management, and risk management services, and includes the TransFund EFT network. Consumer Banking focuses on retail lending, deposit services, and mortgage loan origination and servicing. Wealth Management engages mainly in brokerage and trading activities, particularly in U.S. government agency mortgage-backed securities and related derivatives. The company generates the majority of its revenue from the Commercial Banking segment.
74GF Score
Get the complete analysis for BOKF
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOKF has been successfully added to your 
