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Central BancompanyCBC -1.40%43 Equity-to-Asset is 0.19 as of Mar. 2026, which is 36% above its 10-year median of 0.14. GuruFocus rates CBC with a GF Score™ of 43/100 and a GF Value™ of $15.19 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,525 Banks companies, Central Bancompany ranks better than 92.72% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Central Bancompany's Total Stockholders Equity for the quarter that ended in Mar. 2026 was $3,798.3 Mil. Central Bancompany's Total Assets for the quarter that ended in Mar. 2026 was $20,456.4 Mil.
Therefore, Central Bancompany's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.19.
The historical rank and industry rank for Central Bancompany's Equity-to-Asset or its related term are showing as below:
CBC'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.12 Med: 0.14 Max: 0.19
Current: 0.19
During the past 7 years, the highest Equity to Asset Ratio of Central Bancompany was 0.19. The lowest was 0.12. And the median was 0.14.
CBC's Equity-to-Asset is ranked better than 92.72% of 1525
companies
in the Banks industry
Industry Median: 0.1
vs CBC: 0.19
Central Bancompany (NAS:CBC) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Central Bancompany Equity-to-Asset Related Terms
Central Bancompany Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Central Bancompany's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Central Bancompany's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Central Bancompany Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Central Bancompany's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Central Bancompany's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Central Bancompany's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Central Bancompany (CBC) has a Equity-to-Asset of 0.19 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Central Bancompany and its competitors. This is 36% above median its historical median of 0.14. Over the past decade, Central Bancompany's Equity-to-Asset has ranged from 0.12 to 0.19. According to the industry distribution chart, Central Bancompany ranks #111 out of 1525 companies in the Banks industry, placing it in the top 7.3%.
Is Central Bancompany's Equity-to-Asset too high?
Central Bancompany's current Equity-to-Asset of 0.19 is 36% above median its 10-year median of 0.14. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.19. The Banks industry median Equity-to-Asset is 0.10. Central Bancompany's value of 0.19 is 90% above this industry median. Based on the distribution chart, Central Bancompany ranks #111 out of 1525 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Central Bancompany has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Central Bancompany's Equity-to-Asset compare to VLY and CBSH?
According to the Banks industry distribution chart, Central Bancompany ranks #111 out of 1525 companies for Equity-to-Asset. This places Central Bancompany in the top 7% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Central Bancompany's value of 0.19 is 90% above this benchmark. Historically, Central Bancompany's own Equity-to-Asset has ranged from 0.12 to 0.19 over the past decade. While the company's 10-year median is 0.14 vs. the industry median of 0.10, Central Bancompany has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central Bancompany's current Equity-to-Asset of 0.19 is 90% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Central Bancompany and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Bancompany's current Equity-to-Asset is 0.19, which is 36% above median its own 10-year median of 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Bancompany stock overvalued right now?
Based on GuruFocus' analysis, Central Bancompany (CBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.19, compared to a current price of $33.04 — trading 117.5% above its estimated fair value. The current Equity-to-Asset is 0.19, which is 36% above median its 10-year median of 0.14 and 90% above the Banks industry median of 0.10. Central Bancompany's overall GF Score™ is 43/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Central Bancompany (CBC), the current Equity-to-Asset is 0.19 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Central Bancompany (CBC) Overvalued in 2026?
Based on GuruFocus' analysis, Central Bancompany stock appears to be overvalued.
The current stock price of $33.04 is trading 117.5% above its estimated GF Value™ of $15.19.
GuruFocus considers Central Bancompany to be Significantly Overvalued.
Key valuation signals for CBC:
Equity-to-Asset: 0.19 (36% above median its 10-year median of 0.14)
GF Value™: $15.19 vs. price of $33.04 (117.5% above fair value)
Industry Position: 90% above the Banks median (#111 of 1525)
No single metric tells the full story. See the CBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Central Bancompany Inc is a bank holding company that provides a broad range of retail, corporate, mortgage banking, wealth management, and trust products and services to individuals and businesses. Its operating segments include Consumer, Commercial, and Wealth Management. The company generates the majority of its revenue from the Commercial segment, which provides full-service relationship banking solutions to businesses, agencies, and community organizations, including commercial, small business, and government clients. The segment also offers business payment solutions such as treasury management services, merchant services, and commercial bank card products.
43GF Score
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