Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Central BancompanyCBC -1.40%43 OCF Margin % is 76.76% as of Mar. 2026, which is 100% above its 10-year median of 38.45. GuruFocus rates CBC with a GF Score™ of 43/100 and a GF Value™ of $15.19 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,500 Banks companies, Central Bancompany ranks better than 63.6% on this metric.
The historical data trend for Central Bancompany's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Central Bancompany's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Central Bancompany OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Central Bancompany's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Central Bancompany's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Central Bancompany (CBC) has a OCF Margin % of 76.76% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Central Bancompany and its competitors. This is 100% above median its historical median of 38.45. Over the past decade, Central Bancompany's OCF Margin % has ranged from 24.30 to 41.08. According to the industry distribution chart, Central Bancompany ranks #546 out of 1500 companies in the Banks industry, placing it in the top 36.4%.
Is Central Bancompany's OCF Margin % too high?
Central Bancompany's current OCF Margin % of 76.76% is 100% above median its 10-year median of 38.45. Over the past 10 years, this metric has ranged from a low of 24.30 to a high of 41.08. The Banks industry median OCF Margin % is 29.88. Central Bancompany's value of 76.76% is 156.9% above this industry median. Based on the distribution chart, Central Bancompany ranks #546 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, Central Bancompany has a GF Score™ of 43/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Central Bancompany's OCF Margin % compare to VLY and CBSH?
According to the Banks industry distribution chart, Central Bancompany ranks #546 out of 1500 companies for OCF Margin %. This puts Central Bancompany in the upper half of its industry. The industry median OCF Margin % is 29.88. Central Bancompany's value of 76.76% is 156.9% above this benchmark. Historically, Central Bancompany's own OCF Margin % has ranged from 24.30 to 41.08 over the past decade. While the company's 10-year median is 38.45 vs. the industry median of 29.88, Central Bancompany has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.88, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Central Bancompany's current OCF Margin % of 76.76% is 156.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Central Bancompany and its competitors. For the Banks industry, the median OCF Margin % is 29.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Central Bancompany's current OCF Margin % is 76.76%, which is 100% above median its own 10-year median of 38.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Central Bancompany stock overvalued right now?
Based on GuruFocus' analysis, Central Bancompany (CBC) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.19, compared to a current price of $33.04 — trading 117.5% above its estimated fair value. The current OCF Margin % is 76.76%, which is 100% above median its 10-year median of 38.45 and 156.9% above the Banks industry median of 29.88. Central Bancompany's overall GF Score™ is 43/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Central Bancompany (CBC), the current OCF Margin % is 76.76% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Central Bancompany (CBC) Overvalued in 2026?
Based on GuruFocus' analysis, Central Bancompany stock appears to be overvalued.
The current stock price of $33.04 is trading 117.5% above its estimated GF Value™ of $15.19.
GuruFocus considers Central Bancompany to be Significantly Overvalued.
Key valuation signals for CBC:
OCF Margin %: 76.76% (100% above median its 10-year median of 38.45)
GF Value™: $15.19 vs. price of $33.04 (117.5% above fair value)
Industry Position: 156.9% above the Banks median (#546 of 1500)
No single metric tells the full story. See the CBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Central Bancompany Inc is a bank holding company that provides a broad range of retail, corporate, mortgage banking, wealth management, and trust products and services to individuals and businesses. Its operating segments include Consumer, Commercial, and Wealth Management. The company generates the majority of its revenue from the Commercial segment, which provides full-service relationship banking solutions to businesses, agencies, and community organizations, including commercial, small business, and government clients. The segment also offers business payment solutions such as treasury management services, merchant services, and commercial bank card products.
43GF Score
Get the complete analysis for CBC
OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CBC has been successfully added to your 
