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Coastal Carolina BancsharesCCNB 65 Equity-to-Asset is 0.08 as of Mar. 2026, which is at its 10-year median of 0.08. GuruFocus rates CCNB with a GF Score™ of 65/100 and a GF Value™ of $13.05 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,518 Banks companies, Coastal Carolina Bancshares ranks worse than 66.27% on this metric.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Coastal Carolina Bancshares Equity-to-Asset Related Terms
Coastal Carolina Bancshares Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CCNB vs FMBN, CWBK, JDVB: Equity-to-Asset Comparison
For the Banks - Regional subindustry, Coastal Carolina Bancshares's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Coastal Carolina Bancshares Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Coastal Carolina Bancshares's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Coastal Carolina Bancshares's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Coastal Carolina Bancshares's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Coastal Carolina Bancshares (CCNB) has a Equity-to-Asset of 0.08 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Coastal Carolina Bancshares and its competitors. This is near median its historical median of 0.08. Over the past decade, Coastal Carolina Bancshares' Equity-to-Asset has ranged from 0.07 to 0.13. According to the industry distribution chart, Coastal Carolina Bancshares ranks #1006 out of 1518 companies in the Banks industry, placing it in the top 66.3%.
Is Coastal Carolina Bancshares' Equity-to-Asset too high?
Coastal Carolina Bancshares' current Equity-to-Asset of 0.08 is near median its 10-year median of 0.08. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.13. The Banks industry median Equity-to-Asset is 0.10. Coastal Carolina Bancshares' value of 0.08 is 20% below this industry median. Based on the distribution chart, Coastal Carolina Bancshares ranks #1006 out of 1518 companies in the Banks industry, which is below the industry midpoint. Overall, Coastal Carolina Bancshares has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Coastal Carolina Bancshares' Equity-to-Asset compare to FMBN and CWBK?
According to the Banks industry distribution chart, Coastal Carolina Bancshares ranks #1006 out of 1518 companies for Equity-to-Asset. This places Coastal Carolina Bancshares in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Coastal Carolina Bancshares' value of 0.08 is 20% below this benchmark. Historically, Coastal Carolina Bancshares' own Equity-to-Asset has ranged from 0.07 to 0.13 over the past decade. While the company's 10-year median is 0.08 vs. the industry median of 0.10, Coastal Carolina Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,518 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Coastal Carolina Bancshares's current Equity-to-Asset of 0.08 is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Coastal Carolina Bancshares and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Coastal Carolina Bancshares's current Equity-to-Asset is 0.08, which is near median its own 10-year median of 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coastal Carolina Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Coastal Carolina Bancshares (CCNB) is currently considered Significantly Overvalued. The stock's GF Value™ is $13.05, compared to a current price of $18.45 — trading 41.4% above its estimated fair value. The current Equity-to-Asset is 0.08, which is near median its 10-year median of 0.08 and 20% below the Banks industry median of 0.10. Coastal Carolina Bancshares' overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Coastal Carolina Bancshares (CCNB), the current Equity-to-Asset is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Coastal Carolina Bancshares (CCNB) Overvalued in 2026?
Based on GuruFocus' analysis, Coastal Carolina Bancshares stock appears to be overvalued.
The current stock price of $18.45 is trading 41.4% above its estimated GF Value™ of $13.05.
GuruFocus considers Coastal Carolina Bancshares to be Significantly Overvalued.
Key valuation signals for CCNB:
Equity-to-Asset: 0.08 (near median its 10-year median of 0.08)
GF Value™: $13.05 vs. price of $18.45 (41.4% above fair value)
Industry Position: 20% below the Banks median (#1006 of 1518)
No single metric tells the full story. See the CCNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Coastal Carolina Bancshares Inc is a banking service provider in domestic markets, principally in Horry County, Richland County, Aiken County, Greenville County, Spartanburg County, and Orangeburg County, South Carolina. The services offered by the firm are business banking, personal banking, and mortgages. The firm's offerings consist of personal and business checking accounts, personal and commercial loans, online and mobile banking services, mobile deposits, and E-statements.
65GF Score
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