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Coastal Carolina BancsharesCCNB -0.77%68 Pretax Margin % is 37.31% as of Mar. 2026, which is 42% above its 10-year median of 26.26. GuruFocus rates CCNB with a GF Score™ of 68/100 and a GF Value™ of $12.87 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,526 Banks companies, Coastal Carolina Bancshares ranks better than 50.2% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Coastal Carolina Bancshares Pretax Margin % Related Terms
Coastal Carolina Bancshares Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CCNB vs PPBN, BNCC, CTUY: Pretax Margin % Comparison
For the Banks - Regional subindustry, Coastal Carolina Bancshares's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Coastal Carolina Bancshares Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Coastal Carolina Bancshares's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Coastal Carolina Bancshares's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Coastal Carolina Bancshares (CCNB) has a Pretax Margin % of 37.31% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Coastal Carolina Bancshares and its competitors. This is 42% above median its historical median of 26.26. Over the past decade, Coastal Carolina Bancshares' Pretax Margin % has ranged from 3.75 to 35.36. According to the industry distribution chart, Coastal Carolina Bancshares ranks #760 out of 1526 companies in the Banks industry, placing it in the top 49.8%.
Is Coastal Carolina Bancshares' Pretax Margin % too high?
Coastal Carolina Bancshares' current Pretax Margin % of 37.31% is 42% above median its 10-year median of 26.26. Over the past 10 years, this metric has ranged from a low of 3.75 to a high of 35.36. The Banks industry median Pretax Margin % is 35.36. Coastal Carolina Bancshares' value of 37.31% is 5.5% above this industry median. Based on the distribution chart, Coastal Carolina Bancshares ranks #760 out of 1526 companies in the Banks industry, which is above the industry midpoint. Overall, Coastal Carolina Bancshares has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Coastal Carolina Bancshares' Pretax Margin % compare to PPBN and BNCC?
According to the Banks industry distribution chart, Coastal Carolina Bancshares ranks #760 out of 1526 companies for Pretax Margin %. This puts Coastal Carolina Bancshares in the upper half of its industry. The industry median Pretax Margin % is 35.36. Coastal Carolina Bancshares' value of 37.31% is 5.5% above this benchmark. Historically, Coastal Carolina Bancshares' own Pretax Margin % has ranged from 3.75 to 35.36 over the past decade. While the company's 10-year median is 26.26 vs. the industry median of 35.36, Coastal Carolina Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.36, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Coastal Carolina Bancshares's current Pretax Margin % of 37.31% is 5.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Coastal Carolina Bancshares and its competitors. For the Banks industry, the median Pretax Margin % is 35.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Coastal Carolina Bancshares's current Pretax Margin % is 37.31%, which is 42% above median its own 10-year median of 26.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Coastal Carolina Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Coastal Carolina Bancshares (CCNB) is currently considered Significantly Overvalued. The stock's GF Value™ is $12.87, compared to a current price of $16.82 — trading 30.7% above its estimated fair value. The current Pretax Margin % is 37.31%, which is 42% above median its 10-year median of 26.26 and 5.5% above the Banks industry median of 35.36. Coastal Carolina Bancshares' overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Coastal Carolina Bancshares (CCNB), the current Pretax Margin % is 37.31% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Coastal Carolina Bancshares (CCNB) Overvalued in 2026?
Based on GuruFocus' analysis, Coastal Carolina Bancshares stock appears to be overvalued.
The current stock price of $16.82 is trading 30.7% above its estimated GF Value™ of $12.87.
GuruFocus considers Coastal Carolina Bancshares to be Significantly Overvalued.
Key valuation signals for CCNB:
Pretax Margin %: 37.31% (42% above median its 10-year median of 26.26)
GF Value™: $12.87 vs. price of $16.82 (30.7% above fair value)
Industry Position: 5.5% above the Banks median (#760 of 1526)
No single metric tells the full story. See the CCNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Coastal Carolina Bancshares Inc is a banking service provider in domestic markets, principally in Horry County, Richland County, Aiken County, Greenville County, Spartanburg County, and Orangeburg County, South Carolina. The services offered by the firm are business banking, personal banking, and mortgages. The firm's offerings consist of personal and business checking accounts, personal and commercial loans, online and mobile banking services, mobile deposits, and E-statements.
68GF Score
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