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Svenska Handelsbanken AB (CHIX:SHBAs) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Svenska Handelsbanken AB Equity-to-Asset Related Terms
Svenska Handelsbanken AB Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CHIX:SHBAS vs JPM, BAC, WFC: Equity-to-Asset Comparison
For the Banks - Diversified subindustry, Svenska Handelsbanken AB's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Svenska Handelsbanken AB Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Svenska Handelsbanken AB's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Svenska Handelsbanken AB's Equity-to-Asset falls into.
Svenska Handelsbanken AB Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Svenska Handelsbanken AB's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Svenska Handelsbanken AB (CHIX:SHBAS) has a Equity-to-Asset of 0.05 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Svenska Handelsbanken AB and its competitors. This is near median its historical median of 0.05. Over the past decade, Svenska Handelsbanken AB's Equity-to-Asset has ranged from 0.04 to 0.06. According to the industry distribution chart, Svenska Handelsbanken AB ranks #1394 out of 1524 companies in the Banks industry, placing it in the top 91.5%.
Is Svenska Handelsbanken AB's Equity-to-Asset too high?
Svenska Handelsbanken AB's current Equity-to-Asset of 0.05 is near median its 10-year median of 0.05. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.06. The Banks industry median Equity-to-Asset is 0.10. Svenska Handelsbanken AB's value of 0.05 is 50% below this industry median. Based on the distribution chart, Svenska Handelsbanken AB ranks #1394 out of 1524 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Svenska Handelsbanken AB has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Svenska Handelsbanken AB's Equity-to-Asset compare to JPM and BAC?
According to the Banks industry distribution chart, Svenska Handelsbanken AB ranks #1394 out of 1524 companies for Equity-to-Asset. This places Svenska Handelsbanken AB in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Svenska Handelsbanken AB's value of 0.05 is 50% below this benchmark. Historically, Svenska Handelsbanken AB's own Equity-to-Asset has ranged from 0.04 to 0.06 over the past decade. While the company's 10-year median is 0.05 vs. the industry median of 0.10, Svenska Handelsbanken AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Svenska Handelsbanken AB's current Equity-to-Asset of 0.05 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Svenska Handelsbanken AB and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Svenska Handelsbanken AB's current Equity-to-Asset is 0.05, which is near median its own 10-year median of 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Svenska Handelsbanken AB stock overvalued right now?
Based on GuruFocus' analysis, Svenska Handelsbanken AB (CHIX:SHBAS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr109.22, compared to a current price of kr147.53 — trading 35.1% above its estimated fair value. The current Equity-to-Asset is 0.05, which is near median its 10-year median of 0.05 and 50% below the Banks industry median of 0.10. Svenska Handelsbanken AB's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Svenska Handelsbanken AB (CHIX:SHBAS), the current Equity-to-Asset is 0.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Svenska Handelsbanken AB (CHIX:SHBAS) Overvalued in 2026?
Based on GuruFocus' analysis, Svenska Handelsbanken AB stock appears to be overvalued.
The current stock price of kr147.53 is trading 35.1% above its estimated GF Value™ of kr109.22.
GuruFocus considers Svenska Handelsbanken AB to be Significantly Overvalued.
Key valuation signals for CHIX:SHBAS:
Equity-to-Asset: 0.05 (near median its 10-year median of 0.05)
GF Value™: kr109.22 vs. price of kr147.53 (35.1% above fair value)
Industry Position: 50% below the Banks median (#1394 of 1524)
No single metric tells the full story. See the CHIX:SHBAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Handelsbanken is one of the largest Swedish banks with significant exposure to the Swedish mortgage market; about 44% of total loans are tied to the Swedish real estate market. Outside of Sweden, the bank operates primarily in the UK and the Netherlands. Handelsbanken generates about three-fourths of its income from its interest-spread-based business, including mortgages, household loans, and corporate loans to large and small enterprises.
66GF Score
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