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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Svenska Handelsbanken AB's Total Liabilities for the quarter that ended in Jun. 2026 was kr3,688,045 Mil. Svenska Handelsbanken AB's Total Assets for the quarter that ended in Jun. 2026 was kr3,872,440 Mil.
Therefore, Svenska Handelsbanken AB's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.95.
Svenska Handelsbanken AB (CHIX:SHBAs) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Svenska Handelsbanken AB Liabilities-to-Assets Related Terms
Svenska Handelsbanken AB Liabilities-to-Assets Historical Data
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The historical data trend for Svenska Handelsbanken AB's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Svenska Handelsbanken AB Liabilities-to-Assets Chart
CHIX:SHBAS vs JPM, BAC, WFC: Liabilities-to-Assets Comparison
For the Banks - Diversified subindustry, Svenska Handelsbanken AB's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Svenska Handelsbanken AB Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Svenska Handelsbanken AB's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Svenska Handelsbanken AB's Liabilities-to-Assets falls into.
Svenska Handelsbanken AB Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Svenska Handelsbanken AB's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Svenska Handelsbanken AB (CHIX:SHBAS) has a Liabilities-to-Assets of 0.95 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Svenska Handelsbanken AB and its competitors.
Is Svenska Handelsbanken AB's Liabilities-to-Assets too high?
Svenska Handelsbanken AB's current Liabilities-to-Assets is 0.95. Overall, Svenska Handelsbanken AB has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Svenska Handelsbanken AB's Liabilities-to-Assets compare to JPM and BAC?
Svenska Handelsbanken AB's Liabilities-to-Assets of 0.95 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Svenska Handelsbanken AB and its competitors. Svenska Handelsbanken AB's current Liabilities-to-Assets is 0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Svenska Handelsbanken AB stock overvalued right now?
Based on GuruFocus' analysis, Svenska Handelsbanken AB (CHIX:SHBAS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr109.22, compared to a current price of kr147.53 — trading 35.1% above its estimated fair value. The current Liabilities-to-Assets is 0.95. Svenska Handelsbanken AB's overall GF Score™ is 71/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Svenska Handelsbanken AB (CHIX:SHBAS), the current Liabilities-to-Assets is 0.95 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Svenska Handelsbanken AB (CHIX:SHBAS) Overvalued in 2026?
Based on GuruFocus' analysis, Svenska Handelsbanken AB stock appears to be overvalued.
The current stock price of kr147.53 is trading 35.1% above its estimated GF Value™ of kr109.22.
GuruFocus considers Svenska Handelsbanken AB to be Significantly Overvalued.
Key valuation signals for CHIX:SHBAS:
Liabilities-to-Assets: 0.95
GF Value™: kr109.22 vs. price of kr147.53 (35.1% above fair value)
No single metric tells the full story. See the CHIX:SHBAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Handelsbanken is one of the largest Swedish banks with significant exposure to the Swedish mortgage market; about 44% of total loans are tied to the Swedish real estate market. Outside of Sweden, the bank operates primarily in the UK and the Netherlands. Handelsbanken generates about three-fourths of its income from its interest-spread-based business, including mortgages, household loans, and corporate loans to large and small enterprises.
71GF Score
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