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Fifth Third BancorpFITB +0.41%71 Equity-to-Asset is 0.12 as of Jun. 2026, which is 9% above its 10-year median of 0.11. GuruFocus rates FITB with a GF Score™ of 71/100 and a GF Value™ of $46.43 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,524 Banks companies, Fifth Third Bancorp ranks better than 72.05% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Fifth Third Bancorp's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $34,482 Mil. Fifth Third Bancorp's Total Assets for the quarter that ended in Jun. 2026 was $300,180 Mil.
Therefore, Fifth Third Bancorp's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.12.
The historical rank and industry rank for Fifth Third Bancorp's Equity-to-Asset or its related term are showing as below:
FITB'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08 Med: 0.11 Max: 0.13
Current: 0.12
During the past 13 years, the highest Equity to Asset Ratio of Fifth Third Bancorp was 0.13. The lowest was 0.08. And the median was 0.11.
FITB's Equity-to-Asset is ranked better than 72.05% of 1524
companies
in the Banks industry
Industry Median: 0.1
vs FITB: 0.12
Fifth Third Bancorp (NYSE:FITB) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Fifth Third Bancorp Equity-to-Asset Related Terms
Fifth Third Bancorp Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Fifth Third Bancorp's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Fifth Third Bancorp's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Fifth Third Bancorp Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Fifth Third Bancorp's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Fifth Third Bancorp's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Fifth Third Bancorp's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Fifth Third Bancorp (FITB) has a Equity-to-Asset of 0.12 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Fifth Third Bancorp and its competitors. This is near median its historical median of 0.11. Over the past decade, Fifth Third Bancorp's Equity-to-Asset has ranged from 0.08 to 0.13. According to the industry distribution chart, Fifth Third Bancorp ranks #426 out of 1524 companies in the Banks industry, placing it in the top 28%.
Is Fifth Third Bancorp's Equity-to-Asset too high?
Fifth Third Bancorp's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.13. The Banks industry median Equity-to-Asset is 0.10. Fifth Third Bancorp's value of 0.12 is 20% above this industry median. Based on the distribution chart, Fifth Third Bancorp ranks #426 out of 1524 companies in the Banks industry, which is above the industry midpoint. Overall, Fifth Third Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Fifth Third Bancorp's Equity-to-Asset compare to TFC and MTB?
According to the Banks industry distribution chart, Fifth Third Bancorp ranks #426 out of 1524 companies for Equity-to-Asset. This puts Fifth Third Bancorp in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Fifth Third Bancorp's value of 0.12 is 20% above this benchmark. Historically, Fifth Third Bancorp's own Equity-to-Asset has ranged from 0.08 to 0.13 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.10, Fifth Third Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fifth Third Bancorp's current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Fifth Third Bancorp and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fifth Third Bancorp's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fifth Third Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Fifth Third Bancorp (FITB) is currently considered Modestly Overvalued. The stock's GF Value™ is $46.43, compared to a current price of $57.84 — trading 24.6% above its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.11 and 20% above the Banks industry median of 0.10. Fifth Third Bancorp's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Fifth Third Bancorp (FITB), the current Equity-to-Asset is 0.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Fifth Third Bancorp (FITB) Overvalued in 2026?
Based on GuruFocus' analysis, Fifth Third Bancorp stock appears to be overvalued.
The current stock price of $57.84 is trading 24.6% above its estimated GF Value™ of $46.43.
GuruFocus considers Fifth Third Bancorp to be Modestly Overvalued.
Key valuation signals for FITB:
Equity-to-Asset: 0.12 (near median its 10-year median of 0.11)
GF Value™: $46.43 vs. price of $57.84 (24.6% above fair value)
Industry Position: 20% above the Banks median (#426 of 1524)
No single metric tells the full story. See the FITB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Fifth Third Bancorp is a midsize regional bank in the US, with total assets of around $300 billion as of March 2026. The bank closed its acquisition of Comercia in February 2026. Headquartered in Cincinnati, Ohio, Fifth Third has a strong presence in the US Midwest and is currently expanding in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and Treasury management, wealth and asset management, and capital markets.
71GF Score
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