FITB (Fifth Third Bancorp) LT-Debt-to-Total-Asset: 0.06 (As of Mar. 2026)

What is Fifth Third Bancorp LT-Debt-to-Total-Asset?

Fifth Third Bancorp FITB +0.25% 66 LT-Debt-to-Total-Asset is 0.06 as of Mar. 2026. GuruFocus rates FITB with a GF Score™ of 66/100 and a GF Value™ of $46.06 (Modestly Overvalued). The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Fifth Third Bancorp's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.06.

Fifth Third Bancorp's long-term debt to total assets ratio declined from Mar. 2025 (0.07) to Mar. 2026 (0.06). It may suggest that Fifth Third Bancorp is progressively becoming less dependent on debt to grow their business.

Fifth Third Bancorp (NYSE:FITB) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Fifth Third Bancorp LT-Debt-to-Total-Asset Related Terms

Fifth Third Bancorp LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Fifth Third Bancorp's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fifth Third Bancorp LT-Debt-to-Total-Asset Chart

Fifth Third Bancorp Annual Data

Trend

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Dec25

LT-Debt-to-Total-Asset

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0.06

0.07

0.08

0.07

0.06

Fifth Third Bancorp Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.07	0.07	0.06	0.06	0.06

66GF Score

Fifth Third Bancorp FITB

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Fifth Third Bancorp LT-Debt-to-Total-Asset Calculation

Fifth Third Bancorp's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	13589	/	214376
	=	0.06

Fifth Third Bancorp's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	18753	/	297039
	=	0.06

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.06 mean?

Fifth Third Bancorp (FITB) has a LT-Debt-to-Total-Asset of 0.06 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Fifth Third Bancorp and its competitors.

Is Fifth Third Bancorp's LT-Debt-to-Total-Asset too high?

Fifth Third Bancorp's current LT-Debt-to-Total-Asset is 0.06. Overall, Fifth Third Bancorp has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Fifth Third Bancorp's LT-Debt-to-Total-Asset compare to TFC and NU?

Fifth Third Bancorp's LT-Debt-to-Total-Asset of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Fifth Third Bancorp and its competitors. Fifth Third Bancorp's current LT-Debt-to-Total-Asset is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Fifth Third Bancorp stock overvalued right now?

Based on GuruFocus' analysis, Fifth Third Bancorp (FITB) is currently considered Modestly Overvalued. The stock's GF Value™ is $46.06, compared to a current price of $56.45 — trading 22.6% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.06. Fifth Third Bancorp's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Fifth Third Bancorp (FITB), the current LT-Debt-to-Total-Asset is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fifth Third Bancorp (FITB) Overvalued in 2026?

Based on GuruFocus' analysis, Fifth Third Bancorp stock appears to be overvalued. The current stock price of $56.45 is trading 22.6% above its estimated GF Value™ of $46.06. GuruFocus considers Fifth Third Bancorp to be Modestly Overvalued.

Key valuation signals for FITB:

LT-Debt-to-Total-Asset: 0.06
GF Value™: $46.06 vs. price of $56.45 (22.6% above fair value)
GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the FITB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fifth Third Bancorp Business Description

Industry Financial Services Banks

Comparable Companies TFC NU HBAN MTB BAP CFG RF KEY FCNCA EWBC SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN

Other Exchanges FITBpK.PFD:USA FITBpA.PFD:USA FITBpI.PFD:USA FITB:Mexico 1FTHB:Italy 0IM1:UK FFH:Germany

Address 38 Fountain Square Plaza, Cincinnati, OH, USA, 45263

Website https://www.53.com

Fifth Third Bancorp is a midsize regional bank in the US, with total assets of around $300 billion as of March 2026. The bank closed its acquisition of Comercia in February 2026. Headquartered in Cincinnati, Ohio, Fifth Third has a strong presence in the US Midwest and is currently expanding in the US Southeast. The bank provides a diversified set of financial services in retail banking, commercial banking, card and Treasury management, wealth and asset management, and capital markets.

66GF Score

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$56.45

Price

$46.06

GF Value

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