Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Binect AGFRA:MA10 68 Equity-to-Asset is 0.68 as of Dec. 2025, which is 11% below its 10-year median of 0.76. GuruFocus rates FRA:MA10 with a GF Score™ of 68/100 and a GF Value™ of €3.27. The stock has 8 warning signs investors should review. Among 2,894 Software companies, Binect AG ranks better than 68.66% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Binect AG's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €8.98 Mil. Binect AG's Total Assets for the quarter that ended in Dec. 2025 was €13.31 Mil.
Therefore, Binect AG's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.68.
The historical rank and industry rank for Binect AG's Equity-to-Asset or its related term are showing as below:
FRA:MA10'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.62 Med: 0.76 Max: 0.97
Current: 0.68
During the past 13 years, the highest Equity to Asset Ratio of Binect AG was 0.97. The lowest was 0.62. And the median was 0.76.
FRA:MA10's Equity-to-Asset is ranked better than 68.66% of 2894
companies
in the Software industry
Industry Median: 0.55
vs FRA:MA10: 0.68
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Binect AG Equity-to-Asset Related Terms
Binect AG Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Binect AG's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:MA10 vs CRM, SHOP, UBER: Equity-to-Asset Comparison
For the Software - Application subindustry, Binect AG's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Binect AG Equity-to-Asset vs Software Industry
For the Software industry and Technology sector, Binect AG's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Binect AG's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Binect AG's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Binect AG (FRA:MA10) has a Equity-to-Asset of 0.68 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Binect AG and its competitors. This is 11% below median its historical median of 0.76. Over the past decade, Binect AG's Equity-to-Asset has ranged from 0.62 to 0.97. According to the industry distribution chart, Binect AG ranks #907 out of 2894 companies in the Software industry, placing it in the top 31.3%.
Is Binect AG's Equity-to-Asset too high?
Binect AG's current Equity-to-Asset of 0.68 is 11% below median its 10-year median of 0.76. Over the past 10 years, this metric has ranged from a low of 0.62 to a high of 0.97. The Software industry median Equity-to-Asset is 0.55. Binect AG's value of 0.68 is 23.6% above this industry median. Based on the distribution chart, Binect AG ranks #907 out of 2894 companies in the Software industry, which is above the industry midpoint. Overall, Binect AG has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Binect AG's Equity-to-Asset compare to CRM and SHOP?
According to the Software industry distribution chart, Binect AG ranks #907 out of 2894 companies for Equity-to-Asset. This puts Binect AG in the upper half of its industry. The industry median Equity-to-Asset is 0.55. Binect AG's value of 0.68 is 23.6% above this benchmark. Historically, Binect AG's own Equity-to-Asset has ranged from 0.62 to 0.97 over the past decade. While the company's 10-year median is 0.76 vs. the industry median of 0.55, Binect AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.55, based on 2,894 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Binect AG's current Equity-to-Asset of 0.68 is 23.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Binect AG and its competitors. For the Software industry, the median Equity-to-Asset is 0.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Binect AG's current Equity-to-Asset is 0.68, which is 11% below median its own 10-year median of 0.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Binect AG stock overvalued right now?
Binect AG (FRA:MA10) has a current Equity-to-Asset of 0.68. The stock's GF Value™ is €3.27, compared to a current price of €1.76 — trading 46.2% below its estimated fair value. The current Equity-to-Asset is 0.68, which is 11% below median its 10-year median of 0.76 and 23.6% above the Software industry median of 0.55. Binect AG's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Binect AG (FRA:MA10), the current Equity-to-Asset is 0.68 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Binect AG (FRA:MA10) Overvalued in 2026?
Based on GuruFocus' analysis, Binect AG stock appears to be undervalued.
The current stock price of €1.76 is trading 46.2% below its estimated GF Value™ of €3.27.
Key valuation signals for FRA:MA10:
Equity-to-Asset: 0.68 (11% below median its 10-year median of 0.76)
GF Value™: €3.27 vs. price of €1.76 (46.2% below fair value)
Industry Position: 23.6% above the Software median (#907 of 2894)
No single metric tells the full story. See the FRA:MA10 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Binect AG is a German management holding company. Along with its subsidiaries, it is engaged in the digitization of document-based business communication. The group digitizes all processes of document incoming and outgoing communication, such as contracts and invoices, with its solutions and the Binect ONE platform. Binect is also focused on venturing into the field of Intelligent Document Processing (IDP), which involves, among other things, using self-learning software components to process document content and transform it into digitally usable and processable data. The group develops and integrates its digital modules and solutions for medium-sized businesses, government agencies, and other institutions.
68GF Score
Get the complete analysis for FRA:MA10
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:MA10 has been successfully added to your 
