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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Binect AG's Total Liabilities for the quarter that ended in Dec. 2025 was €4.32 Mil. Binect AG's Total Assets for the quarter that ended in Dec. 2025 was €13.31 Mil.
Therefore, Binect AG's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.33.
Binect AG (FRA:MA10) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Binect AG Liabilities-to-Assets Related Terms
Binect AG Liabilities-to-Assets Historical Data
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The historical data trend for Binect AG's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:MA10 vs CRM, SHOP, UBER: Liabilities-to-Assets Comparison
For the Software - Application subindustry, Binect AG's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Binect AG Liabilities-to-Assets vs Software Industry
For the Software industry and Technology sector, Binect AG's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Binect AG's Liabilities-to-Assets falls into.
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Binect AG's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Binect AG (FRA:MA10) has a Liabilities-to-Assets of 0.33 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Binect AG and its competitors.
Is Binect AG's Liabilities-to-Assets too high?
Binect AG's current Liabilities-to-Assets is 0.33. Overall, Binect AG has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Binect AG's Liabilities-to-Assets compare to CRM and SHOP?
Binect AG's Liabilities-to-Assets of 0.33 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Software company?
A good Liabilities-to-Assets depends on the Software industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Binect AG and its competitors. Binect AG's current Liabilities-to-Assets is 0.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Binect AG stock overvalued right now?
Binect AG (FRA:MA10) has a current Liabilities-to-Assets of 0.33. The stock's GF Value™ is €3.27, compared to a current price of €1.76 — trading 46.2% below its estimated fair value. The current Liabilities-to-Assets is 0.33. Binect AG's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Binect AG (FRA:MA10), the current Liabilities-to-Assets is 0.33 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Binect AG (FRA:MA10) Overvalued in 2026?
Based on GuruFocus' analysis, Binect AG stock appears to be undervalued.
The current stock price of €1.76 is trading 46.2% below its estimated GF Value™ of €3.27.
Key valuation signals for FRA:MA10:
Liabilities-to-Assets: 0.33
GF Value™: €3.27 vs. price of €1.76 (46.2% below fair value)
No single metric tells the full story. See the FRA:MA10 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Binect AG is a German management holding company. Along with its subsidiaries, it is engaged in the digitization of document-based business communication. The group digitizes all processes of document incoming and outgoing communication, such as contracts and invoices, with its solutions and the Binect ONE platform. Binect is also focused on venturing into the field of Intelligent Document Processing (IDP), which involves, among other things, using self-learning software components to process document content and transform it into digitally usable and processable data. The group develops and integrates its digital modules and solutions for medium-sized businesses, government agencies, and other institutions.
68GF Score
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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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