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iSpecimenISPC -4.82%35 Equity-to-Asset is 0.24 as of Jun. 2026, which is 49% below its 10-year median of 0.47. GuruFocus rates ISPC with a GF Score™ of 35/100 and a GF Value™ of $0.34 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 210 Medical Diagnostics & Research companies, iSpecimen ranks worse than 84.76% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. iSpecimen's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $1.74 Mil. iSpecimen's Total Assets for the quarter that ended in Jun. 2026 was $7.39 Mil.
Therefore, iSpecimen's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.24.
The historical rank and industry rank for iSpecimen's Equity-to-Asset or its related term are showing as below:
ISPC'
s Equity-to-Asset Range Over the Past 10 Years
Min: -5.39 Med: 0.47 Max: 0.84
Current: 0.24
During the past 8 years, the highest Equity to Asset Ratio of iSpecimen was 0.84. The lowest was -5.39. And the median was 0.47.
ISPC's Equity-to-Asset is ranked worse than 84.76% of 210
companies
in the Medical Diagnostics & Research industry
Industry Median: 0.595
vs ISPC: 0.24
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
iSpecimen Equity-to-Asset Related Terms
iSpecimen Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for iSpecimen's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ISPC vs FUNI, BIAF, IVRO: Equity-to-Asset Comparison
For the Diagnostics & Research subindustry, iSpecimen's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
iSpecimen Equity-to-Asset vs Medical Diagnostics & Research Industry
For the Medical Diagnostics & Research industry and Healthcare sector, iSpecimen's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where iSpecimen's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
iSpecimen's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
iSpecimen (ISPC) has a Equity-to-Asset of 0.24 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on iSpecimen and its competitors. This is 49% below median its historical median of 0.47. According to the industry distribution chart, iSpecimen ranks #178 out of 210 companies in the Medical Diagnostics & Research industry, placing it in the top 84.8%.
Is iSpecimen's Equity-to-Asset too high?
iSpecimen's current Equity-to-Asset of 0.24 is 49% below median its 10-year median of 0.47. The Medical Diagnostics & Research industry median Equity-to-Asset is 0.60. iSpecimen's value of 0.24 is 59.7% below this industry median. Based on the distribution chart, iSpecimen ranks #178 out of 210 companies in the Medical Diagnostics & Research industry, which is in the bottom quartile relative to peers. Overall, iSpecimen has a GF Score™ of 35/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does iSpecimen's Equity-to-Asset compare to FUNI and BIAF?
According to the Medical Diagnostics & Research industry distribution chart, iSpecimen ranks #178 out of 210 companies for Equity-to-Asset. This places iSpecimen in the lower half of its industry. The industry median Equity-to-Asset is 0.60. iSpecimen's value of 0.24 is 59.7% below this benchmark. While the company's 10-year median is 0.47 vs. the industry median of 0.60, iSpecimen has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Medical Diagnostics & Research company?
The median Equity-to-Asset among Medical Diagnostics & Research companies is 0.60, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. iSpecimen's current Equity-to-Asset of 0.24 is 59.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on iSpecimen and its competitors. For the Medical Diagnostics & Research industry, the median Equity-to-Asset is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. iSpecimen's current Equity-to-Asset is 0.24, which is 49% below median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is iSpecimen stock overvalued right now?
Based on GuruFocus' analysis, iSpecimen (ISPC) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.34, compared to a current price of $2.29 — trading 573.5% above its estimated fair value. The current Equity-to-Asset is 0.24, which is 49% below median its 10-year median of 0.47 and 59.7% below the Medical Diagnostics & Research industry median of 0.60. iSpecimen's overall GF Score™ is 35/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For iSpecimen (ISPC), the current Equity-to-Asset is 0.24 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is iSpecimen (ISPC) Overvalued in 2026?
Based on GuruFocus' analysis, iSpecimen stock appears to be overvalued.
The current stock price of $2.29 is trading 573.5% above its estimated GF Value™ of $0.34.
GuruFocus considers iSpecimen to be Significantly Overvalued.
Key valuation signals for ISPC:
Equity-to-Asset: 0.24 (49% below median its 10-year median of 0.47)
GF Value™: $0.34 vs. price of $2.29 (573.5% above fair value)
Industry Position: 59.7% below the Medical Diagnostics & Research median (#178 of 210)
No single metric tells the full story. See the ISPC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
iSpecimen Inc is a technology-driven company focused on connecting life science researchers who need human biofluids, solid tissues, and hematopoietic stem and immune cells for their research with the available biospecimens. The company generates revenue by procuring various specimens from hospitals, laboratories, and other supply sites. Geographically, it has a presence in the Americas, Europe, the Middle East, Africa, and the Asia Pacific, with the majority coming from the Americas. The Company has one reportable segment: biospecimens.
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