TXT e-solutions SpA (MIL:TXT) Equity-to-Asset: 0.28 (As of Jun. 2026) — 43% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MIL:TXT TXT e-solutions SpA MIL:TXT
90 GF Score
Price €51.60
GF Value €40.20
Valuation Modestly Overvalued
! 9 Warning Signs
View Full Analysis

What is TXT e-solutions SpA Equity-to-Asset?

TXT e-solutions SpA MIL:TXT -1.53% 90 Equity-to-Asset is 0.28 as of Jun. 2026, which is 43% below its 10-year median of 0.49. GuruFocus rates MIL:TXT with a GF Score™ of 90/100 and a GF Value™ of €40.20 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 2,891 Software companies, TXT e-solutions SpA ranks worse than 79% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. TXT e-solutions SpA's Total Stockholders Equity for the quarter that ended in Jun. 2026 was €161.1 Mil. TXT e-solutions SpA's Total Assets for the quarter that ended in Jun. 2026 was €570.0 Mil. Therefore, TXT e-solutions SpA's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.28.

The historical rank and industry rank for TXT e-solutions SpA's Equity-to-Asset or its related term are showing as below:

MIL:TXT' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.28   Med: 0.49   Max: 0.85
Current: 0.28

During the past 13 years, the highest Equity to Asset Ratio of TXT e-solutions SpA was 0.85. The lowest was 0.28. And the median was 0.49.

MIL:TXT's Equity-to-Asset is ranked worse than
79% of 2891 companies
in the Software industry
Industry Median: 0.56 vs MIL:TXT: 0.28

TXT e-solutions SpA  (MIL:TXT) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


TXT e-solutions SpA Equity-to-Asset Related Terms


TXT e-solutions SpA Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for TXT e-solutions SpA's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TXT e-solutions SpA Equity-to-Asset Chart

TXT e-solutions SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.41 0.36 0.38 0.33 0.32

TXT e-solutions SpA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.32 0.31 0.32 0.31 0.28

MIL:TXT vs QH, SHOP, UBER: Equity-to-Asset Comparison

For the Software - Application subindustry, TXT e-solutions SpA's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TXT e-solutions SpA Equity-to-Asset vs Software Industry

For the Software industry and Technology sector, TXT e-solutions SpA's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where TXT e-solutions SpA's Equity-to-Asset falls into.


MIL:TXT
90GF Score
TXT e-solutions SpA MIL:TXT
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TXT e-solutions SpA Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

TXT e-solutions SpA's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=169.581/536.581
=0.32

TXT e-solutions SpA's Equity to Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

Equity to Asset (Q: Jun. 2026 )=Total Stockholders Equity/Total Assets
=161.116/569.968
=0.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.28 mean?
TXT e-solutions SpA (MIL:TXT) has a Equity-to-Asset of 0.28 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on TXT e-solutions SpA and its competitors. This is 43% below median its historical median of 0.49. Over the past decade, TXT e-solutions SpA's Equity-to-Asset has ranged from 0.28 to 0.85. According to the industry distribution chart, TXT e-solutions SpA ranks #2284 out of 2891 companies in the Software industry, placing it in the top 79%.
Is TXT e-solutions SpA's Equity-to-Asset too high?
TXT e-solutions SpA's current Equity-to-Asset of 0.28 is 43% below median its 10-year median of 0.49. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 0.85. The Software industry median Equity-to-Asset is 0.56. TXT e-solutions SpA's value of 0.28 is 50% below this industry median. Based on the distribution chart, TXT e-solutions SpA ranks #2284 out of 2891 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, TXT e-solutions SpA has a GF Score™ of 90/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TXT e-solutions SpA's Equity-to-Asset compare to QH and SHOP?
According to the Software industry distribution chart, TXT e-solutions SpA ranks #2284 out of 2891 companies for Equity-to-Asset. This places TXT e-solutions SpA in the lower half of its industry. The industry median Equity-to-Asset is 0.56. TXT e-solutions SpA's value of 0.28 is 50% below this benchmark. Historically, TXT e-solutions SpA's own Equity-to-Asset has ranged from 0.28 to 0.85 over the past decade. While the company's 10-year median is 0.49 vs. the industry median of 0.56, TXT e-solutions SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.56, based on 2,891 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TXT e-solutions SpA's current Equity-to-Asset of 0.28 is 50% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on TXT e-solutions SpA and its competitors. For the Software industry, the median Equity-to-Asset is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TXT e-solutions SpA's current Equity-to-Asset is 0.28, which is 43% below median its own 10-year median of 0.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TXT e-solutions SpA stock overvalued right now?
Based on GuruFocus' analysis, TXT e-solutions SpA (MIL:TXT) is currently considered Modestly Overvalued. The stock's GF Value™ is €40.20, compared to a current price of €51.60 — trading 28.4% above its estimated fair value. The current Equity-to-Asset is 0.28, which is 43% below median its 10-year median of 0.49 and 50% below the Software industry median of 0.56. TXT e-solutions SpA's overall GF Score™ is 90/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For TXT e-solutions SpA (MIL:TXT), the current Equity-to-Asset is 0.28 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TXT e-solutions SpA (MIL:TXT) Overvalued in 2026?

Based on GuruFocus' analysis, TXT e-solutions SpA stock appears to be overvalued. The current stock price of €51.60 is trading 28.4% above its estimated GF Value™ of €40.20. GuruFocus considers TXT e-solutions SpA to be Modestly Overvalued.

Key valuation signals for MIL:TXT:

  • Equity-to-Asset: 0.28 (43% below median its 10-year median of 0.49)
  • GF Value™: €40.20 vs. price of €51.60 (28.4% above fair value)
  • GF Score™: 90/100 with 9 warning signs
  • Industry Position: 50% below the Software median (#2284 of 2891)

No single metric tells the full story. See the MIL:TXT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TXT e-solutions SpA Business Description

Other Exchanges TXTm:UK0NLD:UKTXE:Germany
Address Via Milano, No. 150, Cologno Monzese, Milan, ITA, 20093
TXT e-solutions SpA is an Italy-based company. The company provides three operating segments: Smart Solutions, Software Engineering, and Digital Advisory. The smart solution segment includes the activities of TXT Risk Solutions, Assiopay, and Working Capital Solution. D.M. Management and Consulting, etc. Software Engineering includes e-tech Srl, Ennova Group, TXT e-swiss, and Fascode S.P.A. Digital Advisory includes companies such as HSPI, PGMD Consulting, Tlogos, etc. The majority of revenue is from Software Engineering. Geographically, it has a presence in Italy, Germany, the United Kingdom, France, Switzerland, and the USA.
90GF Score

Get the complete analysis for MIL:TXT

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€51.60
Price
€40.20
GF Value