TXT e-solutions SpA (MIL:TXT) Quick Ratio: 1.63 (As of Mar. 2026) — Near Median


MIL:TXT TXT e-solutions SpA MIL:TXT
94 GF Score
Price €36.05
GF Value €38.92
Valuation Fairly Valued
! 5 Warning Signs
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What is TXT e-solutions SpA Quick Ratio?

TXT e-solutions SpA MIL:TXT +0.14% 94 Quick Ratio is 1.63 as of Mar. 2026, which is 9% below its 10-year median of 1.80. GuruFocus rates MIL:TXT with a GF Score™ of 94/100 and a GF Value™ of €38.92 (Fairly Valued). The stock has 5 warning signs investors should review. Among 2,865 Software companies, TXT e-solutions SpA ranks worse than 52.08% on this metric.

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. TXT e-solutions SpA's quick ratio for the quarter that ended in Mar. 2026 was 1.63.

TXT e-solutions SpA has a quick ratio of 1.63. It generally indicates good short-term financial strength.

The historical rank and industry rank for TXT e-solutions SpA's Quick Ratio or its related term are showing as below:

MIL:TXT' s Quick Ratio Range Over the Past 10 Years
Min: 1.4   Med: 1.8   Max: 8.29
Current: 1.63

During the past 13 years, TXT e-solutions SpA's highest Quick Ratio was 8.29. The lowest was 1.40. And the median was 1.80.

MIL:TXT's Quick Ratio is ranked worse than
52.08% of 2865 companies
in the Software industry
Industry Median: 1.7 vs MIL:TXT: 1.63

TXT e-solutions SpA  (MIL:TXT) Quick Ratio Explanation

The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.

In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.

The higher the quick ratio, the better the company's liquidity position.


TXT e-solutions SpA Quick Ratio Related Terms


TXT e-solutions SpA Quick Ratio Historical Data

* Premium members only.

The historical data trend for TXT e-solutions SpA's Quick Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TXT e-solutions SpA Quick Ratio Chart

TXT e-solutions SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Quick Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.81 1.63 1.42 1.43 1.65

TXT e-solutions SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Quick Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.52 1.59 1.68 1.65 1.63

MIL:TXT vs CRM, SHOP, UBER: Quick Ratio Comparison

For the Software - Application subindustry, TXT e-solutions SpA's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TXT e-solutions SpA Quick Ratio vs Software Industry

For the Software industry and Technology sector, TXT e-solutions SpA's Quick Ratio distribution charts can be found below:

* The bar in red indicates where TXT e-solutions SpA's Quick Ratio falls into.


MIL:TXT
94GF Score
TXT e-solutions SpA MIL:TXT
Quick Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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TXT e-solutions SpA Quick Ratio Calculation

The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.

TXT e-solutions SpA's Quick Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Quick Ratio (A: Dec. 2025 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(292.758-0)/177.565
=1.65

TXT e-solutions SpA's Quick Ratio for the quarter that ended in Mar. 2026 is calculated as

Quick Ratio (Q: Mar. 2026 )=(Total Current Assets-Total Inventories)/Total Current Liabilities
=(313.653-0)/192.839
=1.63

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Quick Ratio →
What does a Quick Ratio of 1.63 mean?
TXT e-solutions SpA (MIL:TXT) has a Quick Ratio of 1.63 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on TXT e-solutions SpA and its competitors. This is near median its historical median of 1.80. Over the past decade, TXT e-solutions SpA's Quick Ratio has ranged from 1.40 to 8.29. According to the industry distribution chart, TXT e-solutions SpA ranks #1492 out of 2865 companies in the Software industry, placing it in the top 52.1%.
Is TXT e-solutions SpA's Quick Ratio too high?
TXT e-solutions SpA's current Quick Ratio of 1.63 is near median its 10-year median of 1.80. Over the past 10 years, this metric has ranged from a low of 1.40 to a high of 8.29. The Software industry median Quick Ratio is 1.70. TXT e-solutions SpA's value of 1.63 is 4.1% below this industry median. Based on the distribution chart, TXT e-solutions SpA ranks #1492 out of 2865 companies in the Software industry, which is below the industry midpoint. Overall, TXT e-solutions SpA has a GF Score™ of 94/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does TXT e-solutions SpA's Quick Ratio compare to CRM and SHOP?
According to the Software industry distribution chart, TXT e-solutions SpA ranks #1492 out of 2865 companies for Quick Ratio. This places TXT e-solutions SpA in the lower half of its industry. The industry median Quick Ratio is 1.70. TXT e-solutions SpA's value of 1.63 is 4.1% below this benchmark. Historically, TXT e-solutions SpA's own Quick Ratio has ranged from 1.40 to 8.29 over the past decade. While the company's 10-year median is 1.80 vs. the industry median of 1.70, TXT e-solutions SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Software company?
The median Quick Ratio among Software companies is 1.70, based on 2,865 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TXT e-solutions SpA's current Quick Ratio of 1.63 is 4.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on TXT e-solutions SpA and its competitors. For the Software industry, the median Quick Ratio is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TXT e-solutions SpA's current Quick Ratio is 1.63, which is near median its own 10-year median of 1.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TXT e-solutions SpA stock overvalued right now?
Based on GuruFocus' analysis, TXT e-solutions SpA (MIL:TXT) is currently considered Fairly Valued. The stock's GF Value™ is €38.92, compared to a current price of €36.05 — trading 7.4% below its estimated fair value. The current Quick Ratio is 1.63, which is near median its 10-year median of 1.80 and 4.1% below the Software industry median of 1.70. TXT e-solutions SpA's overall GF Score™ is 94/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For TXT e-solutions SpA (MIL:TXT), the current Quick Ratio is 1.63 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TXT e-solutions SpA (MIL:TXT) Overvalued in 2026?

Based on GuruFocus' analysis, TXT e-solutions SpA stock appears to be undervalued. The current stock price of €36.05 is trading 7.4% below its estimated GF Value™ of €38.92. GuruFocus considers TXT e-solutions SpA to be Fairly Valued.

Key valuation signals for MIL:TXT:

  • Quick Ratio: 1.63 (near median its 10-year median of 1.80)
  • GF Value™: €38.92 vs. price of €36.05 (7.4% below fair value)
  • GF Score™: 94/100 with 5 warning signs
  • Industry Position: 4.1% below the Software median (#1492 of 2865)

No single metric tells the full story. See the MIL:TXT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


TXT e-solutions SpA Business Description

Other Exchanges TXTm:UK0NLD:UKTXE:Germany
Address Via Milano, No. 150, Cologno Monzese, Milan, ITA, 20093
TXT e-solutions SpA is an Italy-based company. The company provides three operating segments: Smart Solutions, Software Engineering, and Digital Advisory. The smart solution segment includes the activities of TXT Risk Solutions, Assiopay, and Working Capital Solution. D.M. Management and Consulting, etc. Software Engineering includes e-tech Srl, Ennova Group, TXT e-swiss, and Fascode S.P.A. Digital Advisory includes companies such as HSPI, PGMD Consulting, Tlogos, etc. The majority of revenue is from Software Engineering. Geographically, it has a presence in Italy, Germany, the United Kingdom, France, Switzerland, and the USA.
94GF Score

Get the complete analysis for MIL:TXT

Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€36.05
Price
€38.92
GF Value