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OFS Credit CoOCCI +0.85%43 Equity-to-Asset is 0.52 as of Jul. 2026, which is 16% below its 10-year median of 0.62. GuruFocus rates OCCI with a GF Score™ of 43/100 and a GF Value™ of $4.14 (Possible Value Trap). The stock has 1 warning sign investors should review. Among 1,618 Asset Management companies, OFS Credit Co ranks worse than 79.36% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. OFS Credit Co's Total Stockholders Equity for the quarter that ended in Jul. 2026 was $98.05 Mil. OFS Credit Co's Total Assets for the quarter that ended in Jul. 2026 was $189.61 Mil.
Therefore, OFS Credit Co's Equity to Asset Ratio for the quarter that ended in Jul. 2026 was 0.52.
The historical rank and industry rank for OFS Credit Co's Equity-to-Asset or its related term are showing as below:
OCCI'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.54 Med: 0.62 Max: 0.99
Current: 0.54
During the past 8 years, the highest Equity to Asset Ratio of OFS Credit Co was 0.99. The lowest was 0.54. And the median was 0.62.
OCCI's Equity-to-Asset is ranked worse than 79.36% of 1618
companies
in the Asset Management industry
Industry Median: 0.83
vs OCCI: 0.54
OFS Credit Co (NAS:OCCI) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
OFS Credit Co Equity-to-Asset Related Terms
OFS Credit Co Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for OFS Credit Co's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OCCI vs HNNA, SAMG, AFCG: Equity-to-Asset Comparison
For the Asset Management subindustry, OFS Credit Co's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OFS Credit Co Equity-to-Asset vs Asset Management Industry
For the Asset Management industry and Financial Services sector, OFS Credit Co's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where OFS Credit Co's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
OFS Credit Co's Equity to Asset Ratio for the fiscal year that ended in Oct. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OFS Credit Co (OCCI) has a Equity-to-Asset of 0.52 as of Jul. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on OFS Credit Co and its competitors. This is 16% below median its historical median of 0.62. Over the past decade, OFS Credit Co's Equity-to-Asset has ranged from 0.54 to 0.99. According to the industry distribution chart, OFS Credit Co ranks #1284 out of 1618 companies in the Asset Management industry, placing it in the top 79.4%.
Is OFS Credit Co's Equity-to-Asset too high?
OFS Credit Co's current Equity-to-Asset of 0.52 is 16% below median its 10-year median of 0.62. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 0.99. The Asset Management industry median Equity-to-Asset is 0.83. OFS Credit Co's value of 0.52 is 37.3% below this industry median. Based on the distribution chart, OFS Credit Co ranks #1284 out of 1618 companies in the Asset Management industry, which is in the bottom quartile relative to peers. Overall, OFS Credit Co has a GF Score™ of 43/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does OFS Credit Co's Equity-to-Asset compare to HNNA and SAMG?
According to the Asset Management industry distribution chart, OFS Credit Co ranks #1284 out of 1618 companies for Equity-to-Asset. This places OFS Credit Co in the lower half of its industry. The industry median Equity-to-Asset is 0.83. OFS Credit Co's value of 0.52 is 37.3% below this benchmark. Historically, OFS Credit Co's own Equity-to-Asset has ranged from 0.54 to 0.99 over the past decade. While the company's 10-year median is 0.62 vs. the industry median of 0.83, OFS Credit Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Asset Management company?
The median Equity-to-Asset among Asset Management companies is 0.83, based on 1,618 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OFS Credit Co's current Equity-to-Asset of 0.52 is 37.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on OFS Credit Co and its competitors. For the Asset Management industry, the median Equity-to-Asset is 0.83 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OFS Credit Co's current Equity-to-Asset is 0.52, which is 16% below median its own 10-year median of 0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OFS Credit Co stock overvalued right now?
Based on GuruFocus' analysis, OFS Credit Co (OCCI) is currently considered Possible Value Trap. The stock's GF Value™ is $4.14, compared to a current price of $2.36 — trading 43% below its estimated fair value. The current Equity-to-Asset is 0.52, which is 16% below median its 10-year median of 0.62 and 37.3% below the Asset Management industry median of 0.83. OFS Credit Co's overall GF Score™ is 43/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For OFS Credit Co (OCCI), the current Equity-to-Asset is 0.52 as of Jul. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OFS Credit Co (OCCI) Overvalued in 2026?
Based on GuruFocus' analysis, OFS Credit Co stock appears to be undervalued.
The current stock price of $2.36 is trading 43% below its estimated GF Value™ of $4.14.
GuruFocus considers OFS Credit Co to be Possible Value Trap.
Key valuation signals for OCCI:
Equity-to-Asset: 0.52 (16% below median its 10-year median of 0.62)
GF Value™: $4.14 vs. price of $2.36 (43% below fair value)
Industry Position: 37.3% below the Asset Management median (#1284 of 1618)
No single metric tells the full story. See the OCCI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OFS Credit Co Inc is a non-diversified, closed-end management investment company. Its investment objective is to generate current income, with a secondary objective to generate capital appreciation through investment in collateralized loan obligation (CLO) equity and debt securities. The company invests in floating rate credit instruments and other structured credit investments, including collateralized loan obligation (CLO) debt and subordinated (i.e., residual or equity) securities; traditional corporate credit investments, including leveraged loans and high yield bonds; opportunistic credit investments, including stressed and distressed credit situations and long/short credit investments; and other credit-related instruments.
43GF Score
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