OCCI (OFS Credit Co) PB Ratio: 0.71 (As of Jul. 15, 2026) — 22% Below Median

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OCCI OFS Credit Co Inc OCCI
25 GF Score
Price $2.65
! 1 Warning Sign
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What is OFS Credit Co PB Ratio?

OFS Credit Co OCCI +0.38% 25 PB Ratio is 0.71 as of Jul. 15, 2026, which is 22% below its 10-year median of 0.91. GuruFocus rates OCCI with a GF Score™ of 25/100. The stock has 1 warning sign investors should review. Among 1,602 Asset Management companies, OFS Credit Co ranks better than 79.15% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-07-15), OFS Credit Co's share price is $2.65. OFS Credit Co's Book Value per Share for the quarter that ended in Apr. 2026 was $3.72. Hence, OFS Credit Co's PB Ratio of today is 0.71.

The historical rank and industry rank for OFS Credit Co's PB Ratio or its related term are showing as below:

OCCI' s PB Ratio Range Over the Past 10 Years
Min: 0.45   Med: 0.91   Max: 1.46
Current: 0.71

During the past 8 years, OFS Credit Co's highest PB Ratio was 1.46. The lowest was 0.45. And the median was 0.91.

OCCI's PB Ratio is ranked better than
79.15% of 1602 companies
in the Asset Management industry
Industry Median: 0.96 vs OCCI: 0.71

During the past 12 months, OFS Credit Co's average Book Value Per Share Growth Rate was -39.70% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -18.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -15.90% per year.

During the past 8 years, the highest 3-Year average Book Value Per Share Growth Rate of OFS Credit Co was -11.40% per year. The lowest was -20.00% per year. And the median was -13.30% per year.

Back to Basics: PB Ratio


OFS Credit Co  (NAS:OCCI) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


OFS Credit Co PB Ratio Related Terms


OFS Credit Co PB Ratio Historical Data

* Premium members only.

The historical data trend for OFS Credit Co's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OFS Credit Co PB Ratio Chart

OFS Credit Co Annual Data
Trend Oct18 Oct19 Oct20 Oct21 Oct22 Oct23 Oct24 Oct25
PB Ratio
Get a 7-Day Free Trial 0.97 0.96 0.82 0.98 0.88

OFS Credit Co Semi-Annual Data
Oct18 Apr19 Oct19 Apr20 Oct20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Apr24 Oct24 Apr25 Oct25 Apr26
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.96 0.98 1.08 0.88 0.85

OCCI vs NMS, GEG, CEV: PB Ratio Comparison

For the Asset Management subindustry, OFS Credit Co's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


OFS Credit Co PB Ratio vs Asset Management Industry

For the Asset Management industry and Financial Services sector, OFS Credit Co's PB Ratio distribution charts can be found below:

* The bar in red indicates where OFS Credit Co's PB Ratio falls into.


OCCI
25GF Score
OFS Credit Co Inc OCCI
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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OFS Credit Co PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

OFS Credit Co's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Apr. 2026)
=2.65/3.72
=0.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.71 mean?
OFS Credit Co (OCCI) has a PB Ratio of 0.71 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on OFS Credit Co and its competitors. This is 22% below median its historical median of 0.91. Over the past decade, OFS Credit Co's PB Ratio has ranged from 0.45 to 1.46. According to the industry distribution chart, OFS Credit Co ranks #334 out of 1602 companies in the Asset Management industry, placing it in the top 20.8%.
Is OFS Credit Co's PB Ratio too high?
OFS Credit Co's current PB Ratio of 0.71 is 22% below median its 10-year median of 0.91. Over the past 10 years, this metric has ranged from a low of 0.45 to a high of 1.46. The Asset Management industry median PB Ratio is 0.96. OFS Credit Co's value of 0.71 is 26% below this industry median. Based on the distribution chart, OFS Credit Co ranks #334 out of 1602 companies in the Asset Management industry, which is in the top quartile — a strong position relative to peers. Overall, OFS Credit Co has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does OFS Credit Co's PB Ratio compare to NMS and GEG?
According to the Asset Management industry distribution chart, OFS Credit Co ranks #334 out of 1602 companies for PB Ratio. This places OFS Credit Co in the top 21% of its industry — outperforming the majority of peers. The industry median PB Ratio is 0.96. OFS Credit Co's value of 0.71 is 26% below this benchmark. Historically, OFS Credit Co's own PB Ratio has ranged from 0.45 to 1.46 over the past decade. While the company's 10-year median is 0.91 vs. the industry median of 0.96, OFS Credit Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Asset Management company?
The median PB Ratio among Asset Management companies is 0.96, based on 1,602 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OFS Credit Co's current PB Ratio of 0.71 is 26% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on OFS Credit Co and its competitors. For the Asset Management industry, the median PB Ratio is 0.96 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OFS Credit Co's current PB Ratio is 0.71, which is 22% below median its own 10-year median of 0.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OFS Credit Co stock overvalued right now?
OFS Credit Co (OCCI) has a current PB Ratio of 0.71. The current PB Ratio is 0.71, which is 22% below median its 10-year median of 0.91 and 26% below the Asset Management industry median of 0.96. OFS Credit Co's overall GF Score™ is 25/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For OFS Credit Co (OCCI), the current PB Ratio is 0.71 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

OFS Credit Co Business Description

Address 222 West Adams Street, Suite 1850, Chicago, IL, USA, 60606
OFS Credit Co Inc is a non-diversified, closed-end management investment company. Its investment objective is to generate current income, with a secondary objective to generate capital appreciation through investment in collateralized loan obligation (CLO) equity and debt securities. The company invests in floating rate credit instruments and other structured credit investments, including collateralized loan obligation (CLO) debt and subordinated (i.e., residual or equity) securities; traditional corporate credit investments, including leveraged loans and high yield bonds; opportunistic credit investments, including stressed and distressed credit situations and long/short credit investments; and other credit-related instruments.
25GF Score

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