AS Bercman Technologies (OTSE:BERCM) Equity-to-Asset: 0.20 (As of Dec. 2025) — 46% Below Median

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OTSE:BERCM AS Bercman Technologies OTSE:BERCM
50 GF Score
Price €1.08
GF Value €2.11
Valuation Possible Value Trap
! 3 Warning Signs
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What is AS Bercman Technologies Equity-to-Asset?

AS Bercman Technologies OTSE:BERCM +1.42% 50 Equity-to-Asset is 0.20 as of Dec. 2025, which is 46% below its 10-year median of 0.37. GuruFocus rates OTSE:BERCM with a GF Score™ of 50/100 and a GF Value™ of €2.11 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 2,894 Software companies, AS Bercman Technologies ranks worse than 84.35% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. AS Bercman Technologies's Total Stockholders Equity for the quarter that ended in Dec. 2025 was €0.35 Mil. AS Bercman Technologies's Total Assets for the quarter that ended in Dec. 2025 was €1.76 Mil. Therefore, AS Bercman Technologies's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.20.

The historical rank and industry rank for AS Bercman Technologies's Equity-to-Asset or its related term are showing as below:

OTSE:BERCM' s Equity-to-Asset Range Over the Past 10 Years
Min: -0.31   Med: 0.37   Max: 0.75
Current: 0.2

During the past 7 years, the highest Equity to Asset Ratio of AS Bercman Technologies was 0.75. The lowest was -0.31. And the median was 0.37.

OTSE:BERCM's Equity-to-Asset is ranked worse than
84.35% of 2894 companies
in the Software industry
Industry Median: 0.55 vs OTSE:BERCM: 0.20

AS Bercman Technologies  (OTSE:BERCM) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


AS Bercman Technologies Equity-to-Asset Related Terms


AS Bercman Technologies Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for AS Bercman Technologies's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AS Bercman Technologies Equity-to-Asset Chart

AS Bercman Technologies Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial 0.75 0.64 0.65 0.37 0.20

AS Bercman Technologies Semi-Annual Data
Dec19 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.65 0.52 0.37 0.27 0.20

OTSE:BERCM vs CRM, SHOP, UBER: Equity-to-Asset Comparison

For the Software - Application subindustry, AS Bercman Technologies's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AS Bercman Technologies Equity-to-Asset vs Software Industry

For the Software industry and Technology sector, AS Bercman Technologies's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where AS Bercman Technologies's Equity-to-Asset falls into.


OTSE:BERCM
50GF Score
AS Bercman Technologies OTSE:BERCM
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AS Bercman Technologies Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

AS Bercman Technologies's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=0.345/1.763
=0.20

AS Bercman Technologies's Equity to Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

Equity to Asset (Q: Dec. 2025 )=Total Stockholders Equity/Total Assets
=0.345/1.763
=0.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.20 mean?
AS Bercman Technologies (OTSE:BERCM) has a Equity-to-Asset of 0.20 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on AS Bercman Technologies and its competitors. This is 46% below median its historical median of 0.37. According to the industry distribution chart, AS Bercman Technologies ranks #2441 out of 2894 companies in the Software industry, placing it in the top 84.3%.
Is AS Bercman Technologies' Equity-to-Asset too high?
AS Bercman Technologies' current Equity-to-Asset of 0.20 is 46% below median its 10-year median of 0.37. The Software industry median Equity-to-Asset is 0.55. AS Bercman Technologies' value of 0.20 is 63.6% below this industry median. Based on the distribution chart, AS Bercman Technologies ranks #2441 out of 2894 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, AS Bercman Technologies has a GF Score™ of 50/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AS Bercman Technologies' Equity-to-Asset compare to CRM and SHOP?
According to the Software industry distribution chart, AS Bercman Technologies ranks #2441 out of 2894 companies for Equity-to-Asset. This places AS Bercman Technologies in the lower half of its industry. The industry median Equity-to-Asset is 0.55. AS Bercman Technologies' value of 0.20 is 63.6% below this benchmark. While the company's 10-year median is 0.37 vs. the industry median of 0.55, AS Bercman Technologies has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Software company?
The median Equity-to-Asset among Software companies is 0.55, based on 2,894 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AS Bercman Technologies's current Equity-to-Asset of 0.20 is 63.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on AS Bercman Technologies and its competitors. For the Software industry, the median Equity-to-Asset is 0.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AS Bercman Technologies's current Equity-to-Asset is 0.20, which is 46% below median its own 10-year median of 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AS Bercman Technologies stock overvalued right now?
Based on GuruFocus' analysis, AS Bercman Technologies (OTSE:BERCM) is currently considered Possible Value Trap. The stock's GF Value™ is €2.11, compared to a current price of €1.08 — trading 49.1% below its estimated fair value. The current Equity-to-Asset is 0.20, which is 46% below median its 10-year median of 0.37 and 63.6% below the Software industry median of 0.55. AS Bercman Technologies' overall GF Score™ is 50/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For AS Bercman Technologies (OTSE:BERCM), the current Equity-to-Asset is 0.20 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AS Bercman Technologies (OTSE:BERCM) Overvalued in 2026?

Based on GuruFocus' analysis, AS Bercman Technologies stock appears to be undervalued. The current stock price of €1.08 is trading 49.1% below its estimated GF Value™ of €2.11. GuruFocus considers AS Bercman Technologies to be Possible Value Trap.

Key valuation signals for OTSE:BERCM:

  • Equity-to-Asset: 0.20 (46% below median its 10-year median of 0.37)
  • GF Value™: €2.11 vs. price of €1.08 (49.1% below fair value)
  • GF Score™: 50/100 with 3 warning signs
  • Industry Position: 63.6% below the Software median (#2441 of 2894)

No single metric tells the full story. See the OTSE:BERCM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AS Bercman Technologies Business Description

Address Riia 26, Tartu maakond, Tartu, EST, 50405
AS Bercman Technologies is a technology company. It is engaged in the development and sale of Smart City and mobility-related technologies and products to European markets. The company offers solutions related to traffic and public transportation such as Smart Pedestrian Crosswalks, Smart Mobility Hubs, Traffic Sensing with V2X, Automatic giving way detection, Smart Intersection Control, and Railway Management Systems. The company's main target market is the European Union Member States, mainly due to the similarities of the Union-wide regulations.
50GF Score

Get the complete analysis for OTSE:BERCM

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.08
Price
€2.11
GF Value